Yes, your spouse, 2 dependent children & dependent parents can be covered and family discount of 10% is available on the Premium paid for them.

In All Stocks Mutual Funds Taxation Loans Retirement Planning Miscellaneous Insurance For Exact phrase All words Any word See similar questions...

Expenses incurred on cost of Spectacles, Contact Lenses, Hearing Aids, Dental Treatment unless requiring Hospitalization, Sterility, Intentional self injury and other exclusion clauses mentioned in the policy. Expenses incurred at Hospitals/Nursing Homes primarily for Diagnostic, X-Rays or Laboratory examination, which are not consistent with or incidental to the diagnosis and treatment of the positive existence of any ailment. See similar questions...

The policy covers reimbursement of reasonable and necessary expenses for treatment of illness / disease / injury contracted during the currency of the policy like room rent, nursing care, Doctor’s fee, investigations charges, medicine charges, operation theatre and like expenses, which fall within the available limit up to the maximum of Sum Insured in any one period of insurance stated in the policy schedule. See similar questions...

Mediclaim Policy is a hospitalization benefit policy, which takes care of medical expenses incurred during Hospitalization / Domiciliary Hospitalization of the Insured for treatment of illness / disease / injury contracted during the policy period. See similar questions...

There are certain diseases and injuries that are not covered by this policy. These fall under basically 3 categories The injuries or diseases not covered in the first year of operation of the policy are: Note: The diseases listed above are only excluded from cover only for the first year of the policy and not afterwards. See similar questions...

Under Mediclaim, when the husband or the wife and children or dependant parents are covered under same policy, a discount of 10 percent is given on the total premium by way of family discount. See similar questions...

The policy provides for reimbursement of hospitalization/ domiciliary hospitalization expenses for illness/diseases suffered or accidental injuries sustained during the policy period. See similar questions...

The insurance is available to persons between age of 5 and 80 years. Children between the age of 3 months and 5 years can be covered provided one or both parents are covered concurrently. See similar questions...

It is available to any homogeneous group/association/ institution/corporate body provided it has a central administration and subject to minimum of 100 persons to be covered. See similar questions...

A Mediclaim policy reimburses hospitalisation expenses for the treatment of sickness or accident occurring during the period of insurance. See similar questions...

Actually you can buy family coverage. We will make you the policyholder and your children will be the insured under a family policy. See similar questions...

No, Mediclaim policy covers treatment taken from Allopathic, Homeopathic, Ayurvedic and Unani systems of medicines but it does not cover Naturopathy treatment No but Mediclaim protection is available for illness / disease / injury contracted anywhere in the World provided the treatment is taken in India. See similar questions...

Yes, Mediclaim protection is available for illness/disease contracted anywhere in the World provided the treatment is availed in India. Domiciliary Hospitalisation benefits cover the expenses on employment of qualified nurses, who are employed on the recommendation of the attending Medical Practitioner and who holds a certificate of a recognized Nursing Council. See similar questions...

Mediclaim covers room, boarding charges, nursing expenses, surgeon, anaesthetist / doctor's fees, blood, oxygen, operation theatre charges, x-ray, other tests pertaining to sickness, etc. See similar questions...

Mediclaim covers medical tests connected with the sickness. Hospitalisation expenses for medical check up only are not covered. There has to be positive existence of diseases to claim under Mediclaim. See similar questions...

The family membership provides all HGA benefits for up to three people in one family living under the same roof, with the exception that the family receives one copy of Shuttle Spindle & Dyepot. If all three were to have an individual membership, the household would receive all benefits plus three copies of Shuttle Spindle & Dyepot AND the cost would be $105/year not $45/year. See similar questions...

Group discount on premium is allowed depending upon the total number of insured persons and Maternity benefits can be extended on demand. See similar questions...