A pre-existing condition is a medical condition that required treatment or treatment was recommended before the effective date of the insurance plan. A lot of plans will have a pre-existing condition clause, which will exclude coverage for pre-existing conditions for up to a year.

Most individual and family health insurance policies limit coverage for pre-existing conditions during the first nine to twelve months of coverage. However, the pre-existing condition exclusion period is waived to the extent that the applicant has "qualifying" prior group coverage. This is a government-mandated requirement, though the health insurance company can still deny the application of someone whose health does not meet the insurance company's underwriting requirements. See similar questions...

A pre-existing condition is any condition for which you have had symptoms or services provided before the effective date on the plan. You must consult your Student Health & Accident brochure or Plan Document to see if there is a clause that limits the coverage of pre-existing conditions. You will be asked for a description of the accident, other coverage information and perhaps a police report. A letter from CHP will be sent to you requesting the pertinent information. See similar questions...

CHIP does not consider pre-existing conditions when determining eligibility for your child. There are no pre-existing condition waiting periods for CHIP. See similar questions...

Once coverage begins under any given health plan, any claims filed by you may be investigated as a possible pre-existing condition. Depending on state law, insurers can look back months or even years to see if the condition existed before your enrollment. If evidence is found, insurers can deny any claims or benefit coverage for that condition and all care/treatment related to it. However, only in the case of HIPAA compliant insurers, the maximum look back period is six months. See similar questions...

When declining health insurance you are stating that you have health coverage through another source. As long as there is no 63-day break in coverage in the last 12 months prior to requesting to elect coverage, no pre-existing condition will be applied. See similar questions...

Even though you may have a pre-existing condition, health insurance coverage may be available to you in New Jersey. Since circumstances can vary by case it is recommended that you talk to a New Jersey health insurance professional in order to get the best advice for your particular situation. See similar questions...

You may want to visit http://www.healthinsurance.org/riskpoolinfo.html to determine whether the state in which you reside offers a State Comprehensive Health Insurance Program also called a "risk pool". These programs offer access to health insurance for patients who are unable to obtain coverage elsewhere. Be sure to elect COBRA coverage when available, to prevent having a gap in coverage. See similar questions...

In other cases a waiver will be added to the policy that would restrict coverage for that medical problem. It may cause the application to be declined. Talk to your agent and get good advice prior to submitting an application. Your insurance agent can guide you toward companies and plans that have a more favorable position on pre-existing conditions. See similar questions...

With PC Financial travel insurance, if you are aged 59 and under, your medical condition must be stable and controlled for 90 days prior to departure to be eligible for medical coverage, and for the 90 days prior to your policy purchase date to be eligible for cancellation coverage, if applicable. For all plans that require a medical questionnaire, you will be provided a specific Pre-existing Condition Exclusion on your Confirmation of Insurance. See similar questions...

Yes. On select products, we offer a pre-existing conditions exclusion waiver. In order to have the Pre-existing Conditions Exclusion waived, you must meet certain criteria. You must insure the full cost of all non-refundable trip arrangements within fourteen days of your initial trip deposit, be medically able to travel at the time of purchase of insurance and have not filed a claim for trip cancellation due to a pre-existing illness within 120 days of the effective date of this insurance. See similar questions...

No. Healthy Steps has no pre-existing condition rules. If a family meets the eligibility guidelines, a child's pre-existing medical condition does not exclude him or her from coverage. See similar questions...

A pre-existing condition is any health condition you have or have had prior to applying for a policy. For example, if you currently have had kidney stones at any time during your life, then kidney stones would be considered a pre-existing condition. Some insurance companies want to know about your pre-existing condition going back as far as your date of birth, but most insurance companies only look back ten years. See similar questions...

Alcoholism and drug abuse are usually two conditions that most insurance companies will turn you down for. Others include heart attack or other heart problems within the past five years or so, most companies will not take you if you are diabetic. Many companies will not accept you if you've had certain types of cancer EVER in your life, while other insurance companies won't care if the cancer was more than 20 years in the past. See similar questions...

Any respiratory condition (relating to the lungs or breathing); any heart, circulatory, kidney, liver or cerebal condition; any stroke or central nervous system disorder; for which you have ever received treatment. C: Any disease, illness or injury for which you have received surgery, in-patient treatment or investigations in a hospital or clinic within the last two years. See similar questions...

A medical condition is considered a pre-existing condition for group health coverage when an individual received treatment, such as consulting a medical provider or being prescribed medication, within six months prior to enrollment in group coverage. Your health coverage begins at the same time it begins for other associate members, even if you have a pre-existing condition. See similar questions...

Pre-existing conditions are not covered until you have been insured with this plan for at least one year. See similar questions...

If you are Non-US citizen (not an US citizen), there is no such plan which provide any coverage to pre-existing conditions. If you are US citizen, See similar questions...

If you are a new member to UHA and are currently on a treatment plan, have your physician contact Health Care Services to discuss a treatment program to ensure there is no lapse in your medical services. Also, ask your Human Resources Director for a UHA Transition Coverage Questionnaire. Completing and submitting this form will ensure continuation of your care during the transition period. Benefit plan maximums are based on the calendar year. Accumulation towards the maximum begins on January 1. See similar questions...

Yes. If the underwriting department considers a condition as pre-extisting, certain treatments and/or medication pertaining to that condition may not be covered for a period of up to 24 months, at the discretion of the Plan. See similar questions...