Your real estate agent or lender can help you answer this question. If you live in a flood plain, the lender will require that you have flood insurance before lending any money to you. But if you live near a flood plain, you may choose whether or not to get flood insurance coverage for your home. Work with an insurance agent to construct a policy that fits your needs.

Most, if not all lending institutions require as a condition of loan or refinance approval that flood insurance be purchased for properties and/or structures which are located within the Federal Emergency Management Agency's (FEMA) mapped floodplain (also referred to as the Special Flood Hazard Area). See similar questions...

For specific site land and flood plain information, Jackson County has a site with a lot of useful information. To determine if your property is in the flood plain, click on the link below, click on "Interactive Maps" and then "Land Information". Next, check the box marked "Flood Plain" and then enter your address or map and tax lot number. A list of parcels should be shown below. If the address does not work, the map and tax lot number will more often work. See similar questions...

Because of the potential liability this question poses, we ask that you come in to the Planning Office and point the property out to us on our flood plain map. We will check your property for flood plain proximity when writing a permit. See similar questions...

Johnston County participates in the FEMA and FIRM programs. If you wish to build in the flood plain, there are certain building codes that must be met to ensure your safety. You should check with the Flood Plain Administrator for more information. Being in the flood plain means that there is a one percent chance that your property will be innundated (flooded) in any given year. See similar questions...

You can buy flood insurance no matter where you live, as long as your community participates in the NFIP, except in Coastal Barrier Resources System (CBRS) areas. See similar questions...

The ultimate 100-year flood plain is the 100-year flood plain with ultimate build out in the drainage basin. See similar questions...

Ans: Yes, flood plain maps are available for viewing purposes. We are not experts in the Flood Hazard Areas. The maps are for Flood Insurance purposes. To determine if Flood Insurance is available in this community, contact your insurance agent, or call the National Flood Insurance Program at (800) 638-6620 or (800) 424-8872. See similar questions...

Engineers are available to assist with determinations if the maps show your property in the flood plain. See similar questions...

The pad elevation must be 1 foot above the determined flood elevation and the finished floor elevation must be an additional 2 feet above that for a total of 3 feet above the determined elevation. See similar questions...

For information about floodplain delineation and where to order floodplain maps, go to the Federal Emergency Management Agency's (FEMA) web site. FEMA is the national agency that maps and delineates floodplains. See similar questions...

A flood zone certification is done to determine if flood insurance is required on your loan or not. ChoiceOne Mortgage Company of MI is required by law to have this certification in each loan file. The certification is life of loan coverage and we are notified of any flood plain changes that affect your property. See similar questions...

The Federal Emergency Management Agency (FEMA) publishes maps, called Flood Insurance Rate Maps (FIRMs), that show the areas in your community that have a 1 percent or greater chance of flooding in any given year, known as Special Flood Hazard Areas (SFHAs). FIRMs are the result of engineering studies that are performed by engineering companies, other federal agencies, or the community and are reviewed and approved by FEMA. See similar questions...

The local authority has an obligation to provide new housing year after year, as imposed by central government.  Where alternatives are available, most local authorities try to avoid approving applications for new developments in known flooding areas. See similar questions...

Contact your insurance agency. They should be able to provide you with information on obtaining flood insurance coverage. See similar questions...

We are located at 245 W Sunset Avenue in Coeur d'Alene. We're between Hwy-95 & Home Depot, right next door to Weldon Barber. See similar questions...

Yes. Email Gordon at paxmang@earthlink.net and he can likely refer you to another owner who has availability. All of the homes have exactly the same floor plan and furnishings. See similar questions...

The main difference is that antibacterial soaps contain a special ingredient for controlling germs. When washing with an antibacterial soap, a very small amount of antibacterial ingredient is deposited on the skin that keeps the number of germs at a significantly reduced level for an extended period of time. Washing with plain soap initially removes some germs, but the germs left on the hands can quickly regrow and increase in number. See similar questions...

Raw sewage and flood waters contain bacteria and other micro organisms which can be extremely hazardous to human health Children and pets are especially vulnerable. Absorbent and porous materials that have come into direct contact with contaminated water may times cannot be restored. You DO NOT want to track contaminated material into unaffected areas or turn on your air conditioner of heater as this can spread contaminants through the structure. See similar questions...