Safe Harbor is a 90-bed shelter in South San Francisco. In its clean and safe environment, men and women are offered job services, substance abuse counseling and other services. The goal is to assist the homeless in rebuilding their lives, achieving self-sufficiency and reestablishing family relationships.

Four groups have been approved as COPPA safe harbor programs so far: the Children’s Advertising Review Unit of the Better Business Bureaus (CARU); the Entertainment Software Rating Board (ESRB); TRUSTe; and Privo, Inc. Their applications and final guidelines are posted on the FTC website at www.ftc.gov/privacy/privacyinitiatives/childrens_shp.html, along with public comments on the applications and the basis for the Commission’s decisions.

Safe harbor 401(k) plans are required to distribute a notice to all participants each plan year. The notice contains the information required by the IRS. CRS prepares the safe harbor notice for the employer to distribute.

The safe harbor notice must be distributed each plan year to all eligible employees 30 to 90 days before the first day of the plan year. An employee becoming eligible after the annual notice is distributed must receive the safe harbor notice by the date the employee becomes eligible.

Safe harbor contributions can be made at any time during the plan year and thereafter until 12 months after the end of the plan year. If the plan wants to satisfy the safe harbor match on a payroll period basis instead of an annual basis, the matching contributions must be made no later than the last day of the following plan year quarter. The 3% non-elective contribution can be counted in a cross tested profit sharing formula, but cannot be used for purposes of permitted disparity.

The State, school districts, schools, and each subgroup of 30 or more students for two consecutive years must reach the performance targets for increasing proficiency in reading and math to make AYP. However, there is an exception to that requirement. The State, school districts and schools may still make AYP if each group that fails to reach its proficiency performance targets reduces its percentage of non-proficient students by 10% of the previous year's percentage.

Dutch Harbor, (the place), is in Alaska, located on Unalaska Island about half-way out on the Aleutian chain. For many, many years it has been one of the top seafood landing ports in the world, both in terms of dollars and tonnage. It's probably best known for its King crab, it's dismal weather and the many challenges in dealing with both.

The organization must submit its guidelines to the FTC for approval. The Commission will publish submissions for public comment and then make a determination of whether the guidelines meet the criteria set forth in the Rule.

Only If you have employees may you need a Safe Harbor 401k plan. You may need such a plan if the owners (individuals with more than 5% ownership) and the highly compensated employees (HCE's) (employees making more than $95,000 per year) put in a disproportionate amount of money into the 401k plan compared to the non-owner employees and the non-highly compensated employees (NHCE's).

A variation of the conventional 401(k) plan, the 401(k) Safe Harbor Plan allows plan sponsors to fundamentally "buy" their way out of the Actual Deferred Percentage (ADP) and Actual Contribution Percentage (ACP) tests. In certain cases, a "Safe Harbor" contribution also satisfies the minimum contribution requirement for plans that are or might be expected to become "top-heavy".

The Harbor House is located in an old, established residential neighborhood in one of the safest areas on Staten Island. You will feel comfortable coming home late at night after catching a show in Manhattan.

See Safe Harbor chart. This chart was sent to all school districts and is also posted on CDE's website.

Answer: In 1998, Congress passed the On-Line Copyright Infringement Liability Limitation Act (OCILLA) in an effort to protect service providers on the Internet from liability for the activities of its users. Codified as section 512 of the Digital Millennium Copyright Act (DMCA), this new law exempts on-line service providers that meet the criteria set forth in the safe harbor provisions from claims of copyright infringement made against them that result from the conduct of their customers.

Answer: Someone who posts hyperlinks to online material may benefit from the DMCA safe harbor in section 512(d), "information location tools." If you linked to materials without knowing they were infringing, but then receive a notice of claimed infringement, you can claim the statutory immunity if you remove the link expeditiously (see also What does a service provider have to do in order t...?).

A safe harbor plan design offers an employer many advantages. As long as the plan operates within guidelines, a safe harbor 401(k) plan is deemed to pass ADP/ACP nondiscrimination tests and is deemed to not be top heavy. This allows the highly compensated employees to defer greater dollar amounts in plans with lower participation level.