QueryCAT Logo
Search 5,000,000+ questions and answers.

Frequently Asked Questions

What is the difference between bodily injury liability coverage and medical payments coverage?

Personal Plans | Sonoma State University Alumni Association
Bodily Injury Liability coverage pays for injuries you or anyone covered under your policy may cause to others. Medical Payments coverage pays for reasonable medical expenses for you or your passengers, regardless of who caused the accident. Some states require passengers to first seek reimbursement under their own automobile policy. Your local Liberty Mutual Representative can advise you of your state's coverage regulations.

WHAT IS BODILY INJURY LIABILITY AND PROPERTY DAMAGE LIABILITY COVERAGE?

Insurance covering the policyholder's legal liability resulting from injuries to other persons or damage to their property caused by a vehicle. Any form of coverage where the insured is protected against the claims of other people arising from an auto accident. See similar questions...

What is covered under bodily injury liability coverage?

WI Commissioner of Insurance Frequently Asked Questions on A...
This coverage does not protect you or your car directly. If you cause an accident injuring other people, it protects you against their claims up to the stated amounts for medical expenses, lost wages, pain and suffering and other losses. It will also usually pay if the accident was caused by a member of your family living with you or a person using your own auto with your consent. It does not pay for bodily injury you may sustain. See similar questions...

What is the difference between bodily injury coverage and personal injury protection?

Find: Best, Affordable Auto/ Car Insurance Rates From Coast ...
Bodily injury coverage pays for injury to another person, but does not pay for your own injury or death. This coverage protects you against lawsuits filed against you if you are responsible for the accident. Personal injury protection pays the hospital, medical and funeral expenses for you, your passengers and/or any pedestrians that you hit. Some policies even cover rehabilitation and lost income. See similar questions...

Are medical bills included in a bodily injury claim?

Gold, Khourey&Turak
In general, a bodily injury claim usually refers to a personal injury claim. Examples of economic damages would include, but not limited to, lost wages, medical bills, and rental car expenses. Other damages you may collect in a bodily injury claim are “general damages.” These include pain and suffering, humiliation, and distress. See similar questions...

WHAT IS UNINSURED MOTORIST BODILY INJURY COVERAGE?

A coverage in an Automobile Insurance policy under which the company will pay the amount the insured is entitled to recover for injuries caused by an uninsured motorist. This coverage applies to Bodily Injury losses only, up to the policy limits. Your policy may provide coverage if you are a pedestrain and are injured by an uninsured motorist. Be sure to refer to the "Uninsured Motorist" section of your policy booklet. By law, in California, insurance companies must offer this coverage. See similar questions...

What is a "bodily injury claim" and are medical bills included?

Texas Injury Lawyers - Noteboom - The Law Firm
The term "bodily injury claim" is the same thing as what most people consider a "personal injury claim." In addition to medical expenses, your economic damages may also include lost wages, lost business, and future costs and expenses. Beyond economic damages, the law allows you to recover "non-economic damages" such as pain and suffering, disfigurement, disability, impairment, and mental anguish. See similar questions...

What is Bodily Injury?

Pet Sitters Associates, LLC. - Frequently Asked Questions
The policy defines Bodily Injury as: "bodily injury, sickness or disease sustained by a person, including death resulting form any of these at any time." Bodily injury liability is designed to pay for injury you cause to someone else. Example, if you were walking someone's dog and that dog bit someone we would be for any liability you would be legally liable to pay. The Bodily Injury limit is : $1,000,000 per occurrence with a $2,000,000 aggregate. See similar questions...

What is auto medical payments coverage?

Forrest Sherer Insurance | Terre Haute, Indiana
optional coverage under an automobile liability policy which pays the medical expenses of the policyholder and any of the passengers injured by the insured automobile, irrespective of who was responsible for the accident. This was originally called "basic medical payments." In addition, it pays the medical expenses of the policyholder and members of the immediate family injured while passengers in any other automobile or when struck by an automobile. See similar questions...

How do I open a bodily injury claim?

Manitoba Public Insurance > Claims
To open a bodily injury claim, please call our Call Centre at 985-7000 if you are in Winnipeg. Outside Winnipeg, you can call the nearest claim centre. Refer to Manitoba Public Insurance Locations and Phone numbers. See similar questions...

What is bodily injury and property damage?

Forrest Sherer Insurance | Terre Haute, Indiana
A form of "third-party" protection covering the insured's legal liability for damage to property of others caused by the insured's negligence. See similar questions...

What is the difference between split-limit liability coverage and single-limit liability coverage?

Personal Plans | Sonoma State University Alumni Association
A single limit policy provides one total amount of coverage for bodily injury and property damage in an accident, regardless of the number of people involved or the extent of the property damage. Split-limit coverage specifies individual amounts in an accident for an injured person, for all injured people, and for damaged property. For example, a $50,000 Single-Limit policy provides a total amount of $50,000 for bodily injury and property damage in an accident. See similar questions...

GENERAL LIABILITY INSURANCE What does personal injury mean in General Liability coverage?

AIG
Personal injury means false arrest, wrongful detention or false imprisonment, or malicious prosecution; the publication or utterance of a libel or slander or of any defamatory or disparaging material, or a publication or utterance in violation of an individual's right of privacy; wrongful entry or eviction, or other invasion of the right of private occupancy; which occurs during the period. See similar questions...

What is the difference between E&O coverage and General Liability coverage?

TSBIC - The Small Business Insurance Center
General Liability is intended to cover physical injury to people or physical damage to things (your product causes physical injury to the user of your product or your client trips over your foot and breaks their face) E & O is intended to protect you, the consultant or designer, in the event your client alleges that something you did on their behalf was done incorrectly, which resulted in some kind of financial loss or business interruption to your client. See similar questions...

What is Homicide by Vehicle and Great Bodily Injury?

The Law Offices of David Serna
The New Mexico law also has a provision called Homicide by Vehicle and Great Bodily Injury by Vehicle. If you are D.W.I. and you kill someone or cause them great bodily harm you will charged with a third degree felony. Penalties under this section include three to six years' imprisonment, two years of parole, a find of up to $5,000.00 and additional jail time of two years for each prior D.W.I. conviction. It depends what you alcohol offenses were and how they were disposed. See similar questions...

What is Vacation Liability Coverage ?

RV - RV Financing - RV Insurance - RV Extended Warranty - RV...
This pays for bodily injury or property damage to others occuring at your vacation campsite. This coverage may vary between insurance companies. It would be best to check with your specific carrier. See similar questions...

What if I only have liability coverage?

Safelite Auto Glass - Insurance Claim FAQ
Because liability insurance only provides coverage for damages to another vehicle, auto glass services are not covered under your liability policy. Safelite offers multiple payment options including cash, checks, Visa, MasterCard, Discover and American Express. In addition, flexible payment plans may be available. See similar questions...

What is covered under "bodily injury" coverage?

Wisconsin Small Employer - Frequently Asked Questions on Aut...
This coverage does not protect you or your car directly. If you cause an accident injuring other people, it protects you against their claims up to the stated amounts for medical expenses, lost wages, pain and suffering and other losses. It will also usually pay if the accident was caused by a member of your family living with you or a person using your own auto with your consent. It does not pay for bodily injury you may sustain. See similar questions...

What bills are traditionally included in a bodily injury claim?

Frequently Asked Questions: New Hampshire (NH)Lawyers Tenn a...
The term "bodily injury claim" usually refers to a personal injury sustained by an individual. These claims usually involve economic damages and general damages. Economic damages are those damages which usually refer to lost wages, medical bills, rental car expenses, and other direct monetary damages. General damages traditionally refer to pain, suffering, and distress. See similar questions...

Explore Other Topics

What are the advantages of a trade union or employers’ association applying to be listed?
Why does my knee have a burning sensation?
What is the settlement period for mutual funds?
Can bananas help relieve an upset stomach?
How do I uninstall the NOD32 antivirus system?
How Do I Get Subpoenas?
How do I get a permit to carry a gun?
Is PKD Associated with Cysts in Other Organs Such As the Liver and/or Ovaries?
What is Sea Salt Body Glow?
Can one execute an operating system command from PL/SQL?
What happens if a sample fails?
To what extent do you take financial or operational risk on us?
What's in Salvia that is so strong and how strong is it?
More Questions >>

© Copyright 2007-2013 QueryCAT
About • Webmasters • Contact