If you use a Visa Check Card, when a transaction is processed the amount is placed on hold until it posts to your account. If you made an ATM deposit it is on hold for 24-48 hours until the envelope is pulled and verified. The funds are not available to clear transactions until the hold comes off.

Your current balance is the total amount currently in your account. Available balance is your current balance plus any available overdraft protection funds.

Final Account Balance is the money you have in the account from which you're paying the debt. So if you're paying your mortgage out of your checking account, this is the amount of money left in checking when you're done.

Unigasco has partnered with hyperWALLET to bring you even more options for managing your money. Set up and access your hyperWALLET from MemberDirect online banking - click on the MemberDirect logo in the navigation panel at the left.

All members must maintain a minimum share balance of $5.00. This remains in your share account as long as the account is open. Your balance represents all funds in your account including this minimum deposit amount, checks deposited with holds on the funds, and any other pledges on the account (i.e. secured loans or credit cards). The available balance is the actual amount available for withdrawal.

eBill is created once a month, and is a snapshot of your loans at the time the eBill is created. It is just like a paper billing statement in that once it is created and mailed, it cannot be changed. The Current Account Balance page is updated nightly with any changes to your account. If a payment is applied to your account today, then the Current Account Balance will be updated to reflect the payment.

Your ledger balance is your beginning-of-the-day balance. Your available balance is your beginning-of-the-day balance plus or minus any of "today's credits" or "today's debits." For example: your ledger balance is $100. Today's credits total $25 (you deposited $25 at your branch), and today's debits total $10 (you took $10 out at an ATM). Your available balance would be $115. Note: Other transactions may be credited or debited to your account throughout the day.

Your "Available Balance" is the balance you can withdraw. The "Current Balance" is the money that you can withdraw in addition to deposited checks awaiting to be credited to your account.

The total balance is your balance as of the date specified on the screen inclusive of check deposits and any amount on hold while available balance is your withdrawable balance as of today exclusive of uncleared check deposits and any amount on hold.

Funds deposited at ATM machines and checks deposited inside our branch offices have various holds placed on them. The number of days funds are held depends on the ownership of the ATM, the type of check deposited, and the geographic location of the bank the check is drawn on.

The Available Balance is the amount that is available for withdrawal. Checks and M&T Check Card purchases that are presented against your account are paid against your Available Balance, not your Total Balance.

Floating P&L = the Profit or Loss of open positions in the account calculated by the current evaluation price of the market Available HKD is the available trading amount result from Equity minus Maintenance Margin Requirement. It is the available balance for trading. To prevent clients from disclosing to exorbitant investment risk, there is an exposure limit for every account. If the required trading amount is over the limit, the order will not be processed.

Your bill provides a balance due statement. You can also call 1-800-Entergy and use the Interactive Voice Response Unit by selecting residential option 1, and account or billing information, option 1 again. You can also speak with an Entergy representative.

For the student living a distance from campus, the regular Declining Balance Account is a convenient alternative to the All Campus Meal Membership. The Regular Declining Balance Account allows the student to deposit funds at any time. The account is accepted at all Gator Dining locations. There is no fee to establish the account and no minimum balance to maintain. Any unused balance carries forward from semester to semester and from year to year until you graduate or leave school.