A rate lock is a contractual agreement between the lender and buyer. This agreement secures your interest rate for a specific period of time. This protects you against rate changes for the date of the rate lock until the date of the closing as long as your rate lock has not expired.

The original Xbox Hard drives are 'locked' this means that there has been a password put onto that hard drive, and onto that Xbox so that only that Xbox can run that Hard Drive. When an un-modded Xbox starts it will look for this 'lock' code on the hard drive. If there is no hard drive, or the hard drive does not have that 'lock' code on it, then the Xbox will not boot.

We are trying to break the "dot com" mold. Of the thousands of products we have sold to consumers, we have only had a realative handful of returns. We will do everything possible to make our customers happy. We offer a 30 day money back guarantee if a customer is not satisfied for any reason whatsoever. To date, this has been less than 2 percent of all of our customers.

Mortgage rates can change from day to day or even more often. If you are concerned that interest rates may rise during the time your loan is being processed, you can 'lock in' the current rate for a short time, usually 60 days or less. The benefit is the security of knowing the interest rate is locked if interest rates should increase. However, if you are locked in and rates decrease, you may not necessarily get the benefit of the decrease in interest rates.

We are trying to break the "dot com" mold. Of the thousands of products we have sold to consumers, we have only had a handful of returns. We will do everything possible to make our customers happy. We offer a 30 day money back guarantee if a customer is not satisfied for any reason whatsoever. To date, this has been less than 0.8 percent of all of our customers.

Control rate is the effectiveness in reducing or preventing the spread of the disease. For example if the control rate is 80% then in 80% of the cases the radiation oncologist is able to reduce or prevent the cancer from spreading to other parts of the body. 80% is the same as saying that they are able to control the disease in 8 out of every 10 patients. This is only an example. You are encouraged to discuss this with your radiation oncologist. RETURN TO TOP OF PAGE

The survival rate is a historical statistic that measured people with the same type of cancer utilizing conventional treatment. For example, according to the National Institute of Health, National Cancer Institute, the 5 year survival rate for thyroid cancer during 1980 to 1993 was 94.6%. This means that 94.6% of the people who had thyroid cancer between 1980 and 1993 and were treated with conventional treatment were alive 5 or more years later. 94.

Locking a rate means that you have agreed on an interest rate with your loan officer, at which time he/she will make a formal agreement with the broker or correspondent that your loan will be serviced by. Floating an interest rate is used when the market is volatile and your loan officer believes that the rates could improve. Basically, your loan will be registered in the system, but your rate has not been locked.

If you are concerned that interest rates may rise during the time your loan is being processed, you can "lock in" the current rate for 60 days. When you "lock in" to an interest rate, you are guaranteed that rate for that agreed upon length of time. The benefit is security of knowing the rate is fixed if interest rates should increase. If you are locked in and rates decrease, you will not get the benefit of the decrease in interest rates.

Every hotel has what is known in the hotelier industry as "rack rate", also known as full rate, published rate or just plain sucker rate. These are the top rates a hotel charges their guests. While few guests actually "pay rack", hoteliers use these rates as a basis for discounting. Most hotels routinely offer discounts ranging from 10-30% simply for the asking. Many business hotels offer bigger discounts on weekends when few business people travel.

Forwarding Rate refers to a call that we transfer live to you. If you are on our non-prepaid minute plan, calls to your toll-free number come in to our facility at a rate of 6.9¢ per minute. If you've set up a forwarding number, we then attempt to make a connection to that number. When you answer, we start incurring a charge for placing that call so you are charged an additional 4.4¢ per minute, totaling a conversational rate of 11.3¢ per minute for the remainder of the call.

The number of adverse events reported in the past year is higher than it was the year before. Many states that have reporting systems like this one have seen the same thing that we see here in Minnesota. Numbers often go up for at least a few years after a reporting system starts. However, since there are millions of visits to hospitals and ambulatory surgical centers each year, the rate of adverse events per 100 or 1,000 visits hasn’t changed measurably.

The intensity component of training for cardiovascular fitness is critical. The principles of aerobic and anaerobic energy production make it clear that exercise at too great an intensity will use anaerobic metabolism, not the aerobic system that can increase your fitness levels. The higher a client's level of fitness, the higher their appropriate exercise intensity. Heart rate during exercise can provide an excellent monitor of intensity.

Rate locks are a way of protecting from a possible rise in interest rates during the processing of your loan. You can lock your rate up to any period needed to complete your transaction. Generally speaking, if you choose to lock for an extended period of time, the cost of the loan increases.

The prime rate is the interest that a bank charges its "best" customers. There is no federal prime rate, but each commercial bank offers their own prime rate.

Rate locks" are a way of protecting from a possible rise in interest rates during the processing of your loan. With some lenders, you can lock your rate up to 90 days. Generally speaking, if you choose to lock for an extended period of time, the cost of the loan goes up. Furthermore, if rates improve during the processing of your loan, you will still get the rate you locked.