A Change of Beneficiary form must be completed and notarized. This form can be obtained and notarized in the Benefits unit.

Lump sum payment options that are based on the retirees age may be changed. Joint and survivor options that are based on the retiree and beneficiary's age cannot be changed.

You can direct contributions to two investment companies, TIAA-CREF and/or Fidelity Investments These two investment companies offer a full range of diversified aggressive to conservative investment funds. Voluntary (unmatched) or Supplemental contributions may be directed by employees enrolling in the plan for the first time to the Group Supplemental Retirement Annuity (GSRA) contract offered by TIAA-CREF. Voluntary Contributions may also be directed to any Fidelity mutual fund.

No, at this time, no loan provisions are allowed with the State Retirement Systems. However, there may be loan provisions through supplemental retirement plans such as 401(k) and 403(b).

No. Employee contribution rates are set by law. Since your retirement benefits are calculated according to a formula, increasing your contributions will not increase your retirement allowance. If you wish to increase your retirement savings, ask your department payroll clerk about enrolling in the deferred compensation plans offered by the County. The deferred compensation plan is not connected with ACERA in any way.

No. Retirement contributions rates are based on your age at entrance into the retirement system. However, if you wish to increase your retirement savings, contact Risk Management (County) or your Personnel department (districts) for information about enrolling in the deferred compensation plans they may offer. Please keep in mind that these alternative plans are not affiliated with StanCERA in any way.

You must complete the necessary forms and forward them to BF&M for registration. You may change your beneficiary at any time. You can access the change beneficiary form here.

Yes. You may change beneficiary designations at any time by contacting the Fidelity Investments and TIAA-CREF directly.

You can change the beneficiary on your account at any time. You may want to do this if the student does not attend college or if the student graduates and there is money left in the account. Find the Change of Beneficiary form at Manage Your 529 Account. Note that if the Schwab 529 plan account was opened with funds transferred from and Custodial or ESA account, the beneficiary of that account can not be changed at any time.

Contact the LBA office to obtain your beneficiary information associated with your annuity and other important items. If you are unsure about your Police Pension Fund beneficiary information, you may check it in person, or request it by mail with the New York City Police Pension Fund, 233 Broadway, 19th Floor, New York, NY 10279.