Personal injury means false arrest, wrongful detention or false imprisonment, or malicious prosecution; the publication or utterance of a libel or slander or of any defamatory or disparaging material, or a publication or utterance in violation of an individual's right of privacy; wrongful entry or eviction, or other invasion of the right of private occupancy; which occurs during the period.

Advertising injury means injury arising out of an offense committed during the policy period occurring in the course of the named Insured's advertising activities if such injury arises out of libel, slander, defamation, violation of right of privacy, Privacy, unfair competition or infringement of copyright title or slogan.

Bodily injury means bodily injury, sickness or disease sustained by any person which occurs during the policy period, including death at any time resulting therefrom.

The IFPA has secured special opportunities for its certified trainers to get liability insurance through the Fitness Insurance Corporation (FIC). IFPA Certified Instructors can get this insurance at cost by using their certification number(s) on the application form for FIC. We will be happy to send you an application listing current prices.

Physical injury to or destruction of tangible property which occurs during the policy period, including the loss of use thereof at any time resulting therefrom, or loss of use of tangible property which has not been physically injured or destroyed provided such loss of use is caused by an occurrence during the policy period.

This coverage protects you and all family members living with you against claims or lawsuits resulting from bodily injury or property damage to others for which you are legally liable, with the exception of intentional acts

University employees, students, faculty, volunteers are covered under the University's general liability policy. In general, this covers bodily injury and property damage that we may cause to others due to negligence.

Employees have no coverage with respect to injuries sustained by the named insured, its partners or members, or to another employee or volunteer.

Liability Insurance is insurance the contractor holds to protect the homeowner against any damages to the home by the contractor.

Homeowners policies provide broad personal liability coverage for claims made against you by others for injury to themselves or their property.

Yes, as long as you are on University of Massachusetts business or at a University of Massachusetts sponsored event. You would also want a Certificate of Insurance for the event location's general liability insurance to be sure they are covered for their negligence.

A type of insurance that covers bodily injury or property damage. GL insurance covers such incidents as a client slipping, falling and hurting him or herself in your place of business.

No. But the Contractors State License Board strongly recommends that all contractors carry it. General Liability Insurance has become and industry standard. No insurance? No job!

The Liability Only Coverage means: legal liability for injuries or death of persons not in your vehicle, property damage caused by your vehicle, medical expenses for you or other persons in your vehicle caused by a covered loss. Our Programs include guaranteed bond and legal aid assistance with each "liability only" policy. These services are available 24 hours a day, 365 days a year. "Liability Only" Coverage meets the minimum liability requirements of the Mexican government.

RENTAL COMPANIES PROVIDING INFLATABLE GAMES SHOULD HAVE A MINIMUM OF $1 MILLION LIABILITY INSURANCE. MOST SCHOOL DISTRICTS AND CITIES REQUIRE A MINIMUM OF $1 MILLION COVERAGE. PARTY & EVENT PLANNERS AS WELL AS INDIVIDUALS SHOULD PROTECT THEMSELVES BY VERIFYING THAT PARTY RENTAL OPERATORS ARE INSURED AND THEIR EQUIPMENT MANUFACTURERS HAVE PRODUCT LIABILITY INSURANCE.

Liability insurance covers you for damages and costs that may be awarded against you in a Court of Law, when you have been found to be at fault. The Personal Accident section provides an agreed amount of compensation in the event of an injury, such as loss of a limb or an eye, suffered by a group official or group child in an accident, irrespective of who may have been at fault.