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Frequently Asked Questions

What's the difference between the individual and family out-of-pocket maximums?

Frequently Asked Questions
This works the same way as the individual and family deductibles work. The individual in-network out-of-pocket maximum is the amount of expenses that one individual must accumulate before their in-network out-of-pocket maximums is met and the plan begins paying 100% of covered charges.

What is the difference between individual and family membership?

Flynn Center for the Performing Arts :: Support the Flynn ::...
The Flynn Center does not distinguish. A Flynn Center membership covers you as an individual or you, your spouse/partner, and any children who reside in your household. See similar questions...

What's the difference between the individual and family deductibles?

Frequently Asked Questions
The individual deductible is the amount of expenses that one individual must accumulate before their deductible is met. The family deductible is the amount that the all covered family together must accumulate before the deductible is met for all family members. Once the family deductible is met, no individual family member needs to accumulate additional expenses towards their deductible. See similar questions...

What are Co-pays, Coinsurance, Deductibles and Out-of-Pocket Maximums?

QCP FAQ
A co-pay is a designated dollar amount paid by the insured to receive specified services. This is payable at the time of service. Many insurance companies offer plans that have co-pays for doctor visits, prescription drugs and emergency room visits ($10, for example). Co-payments are separate from the deductible amount and normally do not apply toward the annual deductible. Additionally, the deductible does not usually need to be satisfied before a co-payment applies. See similar questions...

What is individual out-of-pocket expense?

Individual Medical Benefits Health Insurance Frequently Aske...
Individual out-of-pocket expense is your deductible and coinsurance added together. In other words, it is the maximum you will have to pay -- per person, per calendar year ' in deductible and coinsurance. See similar questions...

What period of time is used to satisfy the deductible and out-of-pocket maximums?

Frequently Asked Questions
All plans are on a fiscal year and the period for satisfying deductibles and out-of pocket maximums are based on a July through June 30 fiscal year. See similar questions...

Why isn't the difference between the family rate and the individual rate greater?

Bettendorf Family YMCA FAQ - Scott County Family YMCA
The YMCA is an organization dedicated to building strength for everyone. However, because of community needs, we give special focus to youth and families by ensuring that our fees are and remain affordable to a broad cross-section of these two groups. Financial assistance dollars are people dollars—funds used to support people directly through membership and program scholarships or indirectly by underwriting critical programs—particularly for youth—that are not self-supporting. See similar questions...

What is family out-of-pocket expense?

Individual Medical Benefits Health Insurance Frequently Aske...
Family out-of-pocket expense is your deductible and coinsurance added together, for your whole family. In other words, it is the maximum you will have to pay -- per person, per calendar year ' in deductible and coinsurance, no matter how many members of your family need insurance benefits. See similar questions...

How can the family be of help to a depressed individual?

Frequently Asked Questions
It is important for the family to take an active role in the life of their loved ones with depression. Family members should take the time to educate themselves about the disease, so that they can know what to expect and so they can better understand possible treatment options and outcomes. It is important to be patient and supportive of the recovery process and to understand that there is no exact timeline for a full and complete recovery. See similar questions...

What is the difference between my deductible and my out-of-pocket?

Altman Insurance Services
Your deductible is a specified dollar amount that must be incurred by you before your plan begins paying benefits. Your out-of-pocket is a specified dollar amount that you must pay after your deductible has been met. The out-of-pocket limit is met on charges that you pay a portion and the insurance company pays a portion, in other words, you share the cost of the charge with the insurance company. See similar questions...

What's the difference between a Pocket PC and a Smartphone?

FAQ
Pocket PCs come with mobile versions of Office applications in addition to Microsoft Outlook. Though there are different Pocket PCs, many come with Wi-Fi to enable you to connect to the Internet when you are in a wireless hotspot. With a Pocket PC, you'll be able to use Word, Excel, and PowerPoint and browse the Internet if you have a device with Wi-Fi and are in a wireless hotspot. See similar questions...

What's the difference between an Archive and an Individual CE?

FAQ | Board Approved CEs * CEUs * Counselors * Psychologists...
Individual CE is available for credit. An archive is a lecture that is still available but not for credit. See similar questions...

I would like to get clothing donated to a needy family or individual. Can Gap Foundation help?

Gap Inc. - Social Responsibility - Frequently Asked Question...
Gap Foundation typically does not make merchandise donations by request. We do, however, partner with Gifts In Kind International (GIKI) to process all merchandise donations that become available. Interested nonprofit organizations may sign-up with GIKI to potentially receive donations from Gap Inc. and all of GIKI's other clients. Gifts in Kind is the largest product philanthropy organization in the world, and manages all Gap Inc. See similar questions...

Do you prefer an individual, couples, family or group format?

Village Counseling Center - Frequently Asked Questions (FAQ)
Once you've met or spoken with a therapist, assess your emotions. Did he or she put you at ease? Did you feel heard and understood? Did they seem emotionally trustworthy? Did they appear competent enough to address your needs? The bottom line is: no one but you can choose the right therapist for you. Do your homework, trust your gut then take a risk. Finding the right therapist can be life-changing experience, so choose wisely. See similar questions...

Is individual/family counseling also available?

FriendSmarts: Frequently Asked Questions
Individual and family therapy are both available from FriendSmarts staff. We recommend you speak with your child’s group therapist, and together, you can determine the best course of treatment. See similar questions...

WHAT IS THE INDIVIDUAL DEDUCTIBLE / FAMILY DEDUCTIBLE?

The Claims Trust - Frequently Asked Questions
This is the amount ($700) you must pay in a calendar year before the plan pays benefits. The deductible is made up of covered medical expenses that are incurred by each individual while covered. An exception occurs when the family deductible ($2,100) is met by any combination of covered family members, even if no member of the family meets or exceeds an individual deductible amount. See similar questions...

What is individual and family health insurance?

John J. Boyd & Associates, Inc. - FAQ/Q&A
Individual and family health insurance is medical insurance coverage that is made available to individuals and families, rather than to employer groups or organizations. Most people prefer to have their employer provide group health insurance coverage. However, if this is not a option, it is till important for you to seek coverage. You will be surprised with the variety and affordability of the individual and family health insurance options available. See similar questions...

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