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Frequently Asked Questions

I can't afford my loan payment. What are my options?

Ombudsman
If you have trouble making your student loan payments, contact your loan servicer immediately. You may find that you qualify for a deferment, forbearance, or other form of payment relief, or even that you meet a condition under which your loan can be cancelled or discharged. Alternatively, if you have several loans you may want to consider consolidating them. Regardless, it's important to take action before you incur late fees or your credit is affected.

But, I don't want a loan - I can't afford a loan, so then what?

Frequently Asked Questions
If you don't want a loan that is certainly your decision/choice. The SBA will help you decide whether or not you can afford a loan. Federal disaster rules mandate that you apply for a disaster loan before being considered for any additional disaster assistance (unless you do not meet the income test).

What are low down payment options, for buyers who can't afford a 20% down payment?

Competitive Edge Realty
Assuming you can afford (and qualify for) high monthly mortgage payments and have a high credit score, you should be able to find a low (5% to 15%) down payment loan. However, you may have to pay a higher interest rate and loan fees (points) than someone making a larger down payment. Also, if you put down less than 20%, you may have to either pay for private mortgage insurance (PMI) or, to avoid PMI, take out two separate loans (a first mortgage and a second mortgage).

I can't afford your services - what are my options?

Hawaii Web & Graphic Design :: Custom Web Site Design an...
The real question you should be asking yourself is: “Can I really afford NOT investing in a web site in today's competitive marketplace?” If you don't have one, it makes customers and potential customers wonder, “Well ... Why not? If they can't afford to invest in a web site, maybe they're not doing very well with their business, so why should I do busines with them? ” And if you don't get one, your competition will, if not already, and beat you to the chase.

We can't afford a full day. What are our options?

Barry Louis Polisar: Books and Music for Children
Barry can do as little as one presentation at your school as long as there is another nearby school that can share a day with your school. Often Barry spends the morning at one school doing two assemblies back-to-back and then while everyone else goes to lunch, he travels to a second school and does two assemblies back-to-back there. If there are three schools involved, Barry can do one assembly at each school in a single day....or visit for two or three days.

Can I set up a payment plan if I can't afford to pay my bill all at once?

Frequently Asked Questions - Billing & Insurance - Children'...
Yes, you can. CHKD will work with you to establish a payment plan to meet your needs. Please contact our health benefits analysts as they can assist you with determining your child's eligibility for health insurance and payment plan options. Health benefit analysts are available to assist you Monday - Friday, 8am - 4:30pm at (757)668-8932 and 5pm - 9pm at (757)668-7682. CHKD will refer accounts to collections only as a last resort from an inability to communicate with a family.

What if I can't afford to attend your program? Are there any options?

Animal Training School- Animal Behavior Academy - Terena Tho...
Work Study Program - Whether you need financial assistance or just want a little spending money along the way, our full emersion work-study program allows you to pay a minimal fee up front for your education while also earning a nominal income throughout your study time. Working within the animal industry for 30 hours per week will give you an opportunity to apply what you're learning in the 20 hour per week hands on training time.

If I can't afford an attorney, do I have any options?

Motor Vehicle Accidents - FAQ: Frequently Asked Legal Questi...
Yes, our law firm works on a contingency fee basis. Note that other expenses in personal injury matter. We front all costs and expenses for our clients. We only collect a fee if we are successful in obtaining our clients a settlement or judgment.

What payment options do you have ?

How to blast your allergies away ebook
Frequently Asked...
We are using paypal for the payment system. If your country do not accept paypal payment,or you don't want to pay by paypal, please Contact me . I will advise you to pay by cashier check , money order or by e-gold. This is an electronic book (e-book). It is not hard cover or paper back printed book and it will not be shipped to your address. To get the ebook, you must download it through download link page.

I agreed to a payment schedule in court that I can't afford to make. What do I do now?

Frequently Asked Questions of the Housing Court Department
Two basic options are available. First, you may attempt to revise said payment schedule with the creditor directly. Secondly, you may file a motion with the court, and ask the judge to modify the same after hearing. However, if the former option is chosen, you should reduce any agreement to written form and secure the other party's signature . It is extremely difficult for a judge to modify an agreement.

What can I do if I can't afford health insurance?

WI Commissioner of Insurance Frequently Asked Questions on H...
BadgerCare is Wisconsin's program to assist lower income, working families obtain health insurance at a reasonable price. To be eligible for BadgerCare, you must meet all of the following criteria: you must have children under age 19 living with you; your income must be within the guideline limits; and you must not be covered by any other health insurance. BadgerCare provides a comprehensive health benefit package.

I can't afford treatment, what can I do?

Rensselaer County Mental Health - Chemical Dependency - MICA...
Contact you local provider and inform them of your situation. Most programs offer a sliding scale fee. Most will also be able to advise you if you're eligible for Medicaid or Child and Family Health plus. New York State [go to Links] also operates several inpatient facilities with adjustable rates.

What should I do if I can't afford organic food?

Frequently Asked Questions
Organic food costs more than regular food. This means that you have to economize in other areas. First, eliminate all junk food and addictive substances, both of which are very expensive. Second, stop eating out, and learn to cook at home. Third, compare the cost and quality of produce at health food stores, farmers' markets, and cooperatives. Try to meet local organic farmers, because they can provide you with fresh, inexpensive produce and advice about home gardens and composting.
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