In 2003 Kaupthing Bank, which was founded in 1982, merged with the agricultural bank of Iceland, B??nadarbanki ??slands (1929).

Continue to incorporate the latest information technology into present systems, thereby improving the Bank’s competitiveness

Contact a Kaupthing Bank consultant at +354 444 7000 or send us an e-mail at investing@kaupthing.com. All e-mails will be answered within one business day.

Kaupthing Bank's share capital amounts to ISK 7,404,530,530, consisting of 740,453,053 shares. (December 2006)

Shares in Kaupthing Bank are highly liquid. Turnover in the Bank’s shares averaged approximately ISK 1,936 million, and the average volume was 2.3 million shares per trading day in 2006. The turnover rate was 87% over the year. The majority of trading with the Bank’s shares takes place in Iceland, with 86% on the OMX Nordic Exchange in Iceland and 14% on the Stockholm Stock Exchange on average for the whole year.

Kaupthing Bank operates in ten countries: Iceland, Sweden, the Faroe Islands, Switzerland, Finland, Denmark, Norway, the United Kingdom, Luxembourg and the United States.

Kaupthing Bank is listed on the Icelandic Stock Exchange (ICEX) and the Stockholm Stock Exchange (OMX).

Kaupthing Bank shares are traded in ISK on the Icelandic Stock Exchange and in SEK on the Stockholm Stock Exchange.

Kaupthing Bank has been rated by two international agencies: Moody’s and Fitch. The Bank has a long term rating of Aa3 with Moody's and a long term A with Fitch. Further information

Kaupthing Bank's dividend policy is to pay out dividends amounting to about 10%-30% of the Bank's net earnings every year. However, there can be no assurance that in any given year dividends will be proposed or declared at all. Dividends may be payable only if Kaupthing Bank has sufficient free reserves to allow the distribution of dividends.

Royal Bank was founded as the Merchants Bank, in Halifax, in 1864. In 1869, the bank received its federal charter and was incorporated under the name of the Merchants' Bank of Halifax. To better reflect the bank's growing continental aspirations, and to avoid confusion with the Merchants Bank of Canada, the bank adopted the more distinctive name of "The Royal Bank of Canada" in 1901. In 1990, The Royal Bank of Canada shortened its legal name to Royal Bank of Canada.

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