No. In some cases where only one spouse has debts, or one spouse has debts that are not dischargeable, then it might be advisable to have only one spouse file. Also, debts which your spouse is jointly liable are subject to the co-debtor automatic stay.

No. A married person may either file jointly with his or her spouse or individually. If the spouse does not file also, the spouse's credit is usually unaffected. It is usually a problem for a person who is filing an individual bankruptcy to transfer assets to his or her spouse or to anyone else.

If your married the law recognizes you as one entity and can file either together as a couple (jointly) or either spouse (husband or wife) can file on their own. The law does not require that both file.

If you are married, your spouse does not have to file bankruptcy. You can file bankruptcy as an individual or you can file one joint bankruptcy. If you decide to file one joint bankruptcy with your spouse, we do not charge you extra for your spouse as others do.

Yes, they can. Chancellor's Associates courtesies apply to the primary donor and can also extend to your spouse EXCEPT FOR PARKING. However, your spouse has the option of purchasing parking at its current market value.

Yes, but your spouse will still be liable for any joint debts. If you file together you will be able to double your exemptions. (see Indiana bankruptcy exemptions) In some cases where only one spouse has debts, or one spouse has debts that are not dischargeable then it might be advisable to have only one spouse file. If the spouses have joint debts, the fact that one spouse discharged the debt may show on the other spouses credit report.