There are basically two types of accounts: time accounts with a specified maturity date, and accounts with no maturity date. For those without a maturity date, use the [APY/%] function key which assumes a maturity date of one year. With this routine, you can quickly convert from an interest rate to the A.P.Y. and from the A.P.Y. to an interest rate. For time accounts with a known maturity date, use the [APY/Int] function key. When the "PRIN" prompt appears, enter 10,000.

APY is Annual Percentage Yield. APY was developed to help consumers compare deposit accounts. Different terms have different APY’s. The different way interest is compounded affects the effective yield on the deposit. Therefore, APY helps to compare how much the account will effectively yield.

Unit investment trusts are subject to stringent federal laws and oversight by the U.S. Securities and Exchange Commission (SEC). In addition to being regulated by the same federal securities laws as other publicly offered investments (under the Securities Act of 1933), UITs, like mutual funds and closed-end funds, are subject to the Investment Company Act of 1940. Click Here For More Detailed Information on UITs.

The Seller’s Disclosure statement is the Seller’s written statement of any known defects, pertinent facts, or other known conditions regarding the property that could affect the Buyer’s decision to purchase the property. The Buyer should carefully read this statement and address any concerns within the terms of the contract.

The new Lobby is a software platform which enables you to chat, surf and play games on the BBGC. All new BBGC games will now run in multiplayer mode over the Lobby. If you haven’t got Lobby software yet, you can obtain it here. When you start the Lobby for the first time, a window will appear in which you will be asked for your BBGC nickname and password. Enter the nickname and password here which you used to set up your profile.

Yes. Our servers use standard protocols such as FTP, Telnet, SSH, and HTTP that are compatible with Macintosh operating systems.

The A.P.Y. Earned is required for periodic statement disclosures (See Section 230.6). The calculation methods for the A.P.Y. earned were amended by the Fed on March 19, 1993 for certain types of accounts with periodic statements. The A.P.Y. is used for advertising, account disclosures and other accounts.

Every month, you're earning interest on your original deposit plus any previously earned interest — or interest that has compounded. That compounded interest is the APY, or the interest rate paid on your principal plus the previous interest. Since you usually earn interest each month, you get a slightly higher return.

The Annual Percentage Yield (APY) is the interest rate earned on your investments expressed as an annualized rate. You can calculate how much your investments will earn based on the APY with our Financial Calculators.

Our email serivice is provided by a third party. To offset the cost they run advertisements on every page. You can support us and remove those ads by upgrading your account for as little as $2 a month. Check the email pages for more information. Jump to::: Select category ::- About SgtSearch - Submission Questions - SEO Program - Misc. Questions - SgtSearch Email

No, you don't. You don't need to select any offers or enter into any other promotions. Those are entirely optional.

Franchise tax is computed based upon the current rate of tax multiplied by the taxable base. For all taxable periods prior to January 1, 2000, the tax rate was 1/20 of 1 percent (.0005). The tax rate for periods beginning January 1, 2000, is 1/30 of 1 percent (.000333).

After the correct due date of the return is determined, the method of calculating late fees is as follows: Interest is calculated on a daily rate from the date due to the date paid. See the franchise tax form for applicable interest rate. If the extension estimate paid is not at least 90 percent of the franchise tax due for the current year, then penalty is calculated from the original due date to the date paid.

Campaign disclosure reports are dues every six months. In an election year there are pre and post election reports due, in addition to the normal reports.

Regardless of whether you advertise on TV or radio, in print ads, through direct mail or online, the law is the same: disclaimers and disclosures must be "clear and conspicuous." Dot Com Disclosures offers special guidance for online advertisers regarding 'Net specific issues such as banner ads, pop-up windows, scrolling, hyperlinks, etc.