No. We have seen no evidence that penalty points indicate a greater risk. In the UK, the experience has been that as drivers get penalty points, they drive more safely. So for the moment our intention is not to load for penalty points. See similar questions...

Penalty Points are added, this means if you make 2 rule violations you get a warning for each violation and the penalty points for both. However there is a permanent warning history that can be accessed only by our administrators where all your warnings are recorded permanently. See similar questions...

In most cases, yes. But there are sometimes particular situations which we call "special reasons" where we can persuade the Court not to impose penalty points because it would be unfair. When we discuss your case with you we will be looking out for these "special reasons". See similar questions...

You must notify the Central Ticket Office in writing that you already have too many penalty points on your licence to accept a Conditional Offer of Fixed Penalty. The matter will then be dealt with in court. See similar questions...

A form to apply for removal of penalty points can be collected at a Post Office after four years have elapsed. This, in effect, gives you a ‘clean’ licence. You are under a legal obligation to produce your documents within seven days of being requested to do so by the officer who gave you the form. You must take all the documents you were asked to produce (driving licence, insurance certificate and MOT certificate), to the police station that you nominated at the time. See similar questions...

Prepayment penalties on your existing mortgage could make refinancing more costly. Check the details of your current loan agreement and be sure to factor in the cost of any prepayment penalty when you consider the benefits of refinancing. See similar questions...

Each account earns 100 premium points per month of membership. These points can be spent on a number of services available to premium members. See similar questions...

You start with 1500 points when you become a premium member. You can request a reset of your points only when you extend your subscription. See similar questions...

Please contact the Award World Service Centre. Our Service Team will gladly inform you about the available rewards, check that you have enough points on your account and take your order. You can also order your reward or prize online under the "Reward Order" section. See similar questions...

A person whose penalty points reach 12 in a three year period is liable to disqualification, unless you have had your licence for less than two years (beginning with the day you got your license) in which case your licence may be revoked if you accrue six or more points. See similar questions...

Penalty points are valid for a period of three years but cannot be removed from your licence until four years have elapsed. See similar questions...

A driver who accumulates 12 or more penalty points within a three year period is likely to be disqualified from driving. This will be for a minimum period of six months or longer if the driver has previously been disqualified. See similar questions...

The threshold is 12 points. If 12 points accumulate on a licence record within 3 years, a notice will issue informing the licence holder that they have been disqualified for 6 months and that they must surrender their licence at their local Motor Taxation Office. See similar questions...

You currently have 9 or more penalty points. You will not be eligible to take part in the conditional offer scheme due to the "totting-up" procedure. If 12 or more points are accumulated within any three-year rolling period, the driver is liable for disqualification. See similar questions...

Where your car is kept affects your chances of having an accident or becoming a victim of theft or vandalism. The chances of this happening in a large metropolitan area is much more likely than if you were living in the country. The people who set the rates for premiums will take this into consideration. See similar questions...