additional insured is another entity that has a liability interest in your business. A landlord or tanning bed leasing company would be an example. Most landlords require to be named as additional insured to your policy. A loss payee is another entity that has a financial interest in your business. For example, a bank or lease company would have a financial interest in your business and require to be named as loss payees in your policy.

Construction contracts frequently require contractors to add other parties to their liability policies as additional insureds. It is a second layer of protection for the contractual indemnity agreement. Additional insured can submit claims directly to the insurer without first filing a claim against the named insured. See similar questions...

Yes, it is our policy to send all items fully insured. In some cases, an additional charge will be raised for this. See similar questions...

We are a group of 5 and we are travelling first to St. Peters, then to Lake Baikal. We would feel more comfortable if someone was to accompany us. We would be delighted if you did that in person if you have time and if we can afford to pay; if not, please recommend someone.. See similar questions...

Naming another party as an insured or additional insured with the program means that, in the event of a lawsuit, the University will be proportionately responsible and will aid in the payment of costs incurred by the other party as a result of the lawsuit. See similar questions...

When an individual or organization (a landlord, for example) holds a vested interest in the property being insured, he may be named as an additional insured on an endorsement that is attached to a certificate of insurance. See similar questions...

For shipments into the U.S. from Canada, HWT provides coverage at $2.00 per pound unless additional insurance coverage is requested. HWT partners with a major Canadian Chemical Producers’ Association and participates in its Responsible Care Program. Our field staff has experience in handling all sorts of commodities and is familiar with the rules and procedures for dangerous goods. We also participate in ongoing training and compliance programs. See similar questions...

ABF has one of the lowest claims ratio in the industry. In the year 2006, 98.8% of ABF U-Pack shipments were handled claim free. Since you pack and load your own goods, which are secured behind our supplied bulkhead/security divider, ABF is only responsible for loss or damage caused by our negligence. We are not responsible for damage caused by improper packing or loading. Your U-Pack price quote includes limited liability coverage of $. See similar questions...

Almost every type of walled and roofed building that is principally above ground and not entirely over water may be insured if it is in a participating community. In most cases, this includes manufactured (i.e., mobile) homes anchored to permanent foundations, but does not include travel trailers or converted buses or vans. Contents of insurable walled and roofed buildings also may be insured under separate coverage. The contents of a fully enclosed building are also eligible. See similar questions...

A payee is any person or entity that is receiving output of the incentive compensation process. This output may be in the form of either reports or commission checks. These plan participants often include sales reps, sales managers, channel partners, employees, etc. NetCommissions helps companies improve sales force productivity by providing market leading on-line sales commissions management solutions. See similar questions...

After you make a premium payment, you are entitled to issue Certificates of Liability and add Additional Insureds to your policy (refer to the terms for doing so at the website). Please go to our website and click Log In. If you are a new customer, you can then apply for your personal password, which will enable you to access your personal account in our secure customers area. You will receive your password via return e-mail. See similar questions...

The State of Louisiana is listed as an additional insured so that the state is alerted if and when additional insurance payments are made to a Road Home applicant who has closed on their grant. This information is needed to alert the State to funds that may have been provided to the homeowner that are considered a duplication of benefits provided by The Road Home. See similar questions...

It depends. Our regular shipments that go out via FedEx are insured by FedEx. For USPS shipments (i.e. PO Boxes), we use a third party insurance company, but only for packages valued over $40. The insurance company will not insure APO/FPO (military) shipments due to frequent troop movement and theft issues within the military postal system. Thus, USPS shipments that are valued less than $40 or are going to APO/FPO are shipped at the risk of the customer. See similar questions...

It is a requirement of the university that all students enrolled for more than 6 credits be insured by a policy that covers accidents and illness. Since many students are away from home for the first time it is important that there is some way to pay for these unexpected needs when or if they arise. See similar questions...