an American Mobile Healthcare traveler, you can start saving for retirement as soon as you begin your first assignment. You can contribute 50 percent of your salary or $13,000 annually, whichever is less. If you are age 50 or older, you may contribute $16,000 a year. After 1,000 hours of continuous service, American Mobile Healthcare will match 50 cents for each dollar you defer up to 6 percent.

IRA can be rolled over into a qualified retirement plan, assuming the qualified retirement plan has language permitting such rollovers.

Yes, we want to help our nurses plan for the future, so we offer the best 401(k) program in the industry. k) Safe Harbor Plan Eligibility: First of the month following 90 days of employment; must be at least 21 years of age. Company Match: 100% of contributions up to the first 3% of compensation plus 50% of contributions up to the next 2% of compensation Contributions: Employee may contribute up to $13,000; Age 50 and over may contribute up to an additional $3,000.

Yes. You may rollover funds from a qualified retirement plan into your 401(k) Plan. You may download the 'Rollover Statement' from this website or you may contact the Fund Office.

You can easily roll over all or part of a previous employer's retirement plan to Firstrade. If you wish to open both an accumulation IRA (e.g. Traditional or Roth) and a Rollover IRA, please complete two separate Adoption Agreements. Visit our Forms Download Center for necessary forms.

The NEW law allows you to roll funds from an IRA into an HSA. However, the amount you contribute to your HSA is still limited by the annual contribution limits.

If you have met the eligibility requirement, a packet with information about enrollment will automatically be sent to you from Merrill Lynch. You will also receive your initial PIN number for your 401(k) account. If you did not receive this packet or you have been employed by Wyndham for some time and have just recently decided to take advantage of the 401(k) plan, you may contact Merrill Lynch directly and receive assistance.

Your 401(k) plan helps you start regular investing, and stick with it. Your contributions are automatically deducted from your salary before you receive your check. Since the money is deducted from your gross income, you will have a lower taxable income, which means you will pay less in annual taxes. The money you save will accumulate on a tax-deferred basis. This means you pay no federal or state taxes on your contributions or investment earnings until you start withdrawing money from the plan.

Generally speaking, yes. It depends on the individual travel nursing company. Many of these companies have very strong retirement programs, sometimes with company-matched contributions. Immediate program eligibility is also offered by some of these companies. Back to Top

Yes. Current tax law (EGGTRA tax reform legislation passed in 2001 and effective beginning January 1, 2002), permits an individual under Portability provisions to transfer funds from a 401(k) plan offered by a for-profit corporation to a 403(b) plan such as the plan offered by Northwestern University and vice versa. Individuals wishing to do so should contact their investment companies.

No, it is not a new type of plan. Designated Roth contributions are a new type of contribution that can be accepted by new or existing 401(k) or 403(b) plans. This feature is permitted under a Code section added by the Economic Growth and Tax Relief Reconciliation Act of 2001 (EGTRRA), effective for years beginning on or after January 1, 2006.

A 401(k) safe harbor plan is a 401(k) plan that automatically satisfies the nondiscrimination rules for elective deferrals and matching contributions. For a 401(k) plan to be considered a safe harbor plan, employers must satisfy certain contribution, vesting, and notice requirements.