Answer: You may change your fund allocation within Fidelity or TIAA-CREF simply by calling their customer service number, or you may establish a PIN (personal identification number) online and make changes directly on the Fidelity Web site or TIAA-CREF Web site. Answer: If you are interested in taking a course that is scheduled during your regular work day, your department chair or supervisor must sign your Tuition Remission form in order for the benefit to be approved.

Yes, (effective January 1, 1999) you may borrow against RA, GRA, GSRA and SRA and both Basic (matched) and Supplemental (unmatched) Fidelity Contributions.

Contact TIAA-CREF at 800.842.2776 or visit their website at www.tiaa-cref.org. Fidelity can be reached at 800.343.0860 or visit their website at www.fidelity.com/atwork.

The money you contribute to the Retirement Plan belongs to you and is immediately vested. When you leave the University, you take the amount you have accumulated with you. You will continue to earn interest and applicable dividends on such funds until you begin receiving annuity income at retirement or withdraw funds at an earlier date.

You may make changes to your selection of investment funds on a daily basis. You may elect to change which funds you contribute to, as well as what total percentage is allocated to each fund. You may elect to make changes for your existing account balances, your future contributions, or both.

You must contact your fund sponsor ? TIAA-CREF and/or Fidelity - directly to make any changes to where your contributions are allocated.

Answer: Your required contribution and the University's contribution to the Boston University Retirement Plan are not accessible to you for any reason prior to age 65, while you are employed at the University. However, you may withdraw funds from your Supplemental Retirement and Savings Plan to purchase your primary home. You will be required to pay a 10% tax penalty plus ordinary income tax on any funds withdrawn prior to age 59½, per Internal Revenue Service regulations.

Investment fund performance for the DCR Plan fund options and fund descriptors for each of the currently available options are available on the TIAA-CREF web page. To obtain copies of prospectuses or other detailed information, you must call TIAA-CREF at 1-800-682-8969 or visit our www.tiaa-cref.org/mnscu.

You may change your contributions to your retirement plan at any time by filling out a Salary Reduction/Deduction Agreement and submitting it to Human Resources. Unless you specify a future date, changes generally take effect either the current or next pay period. To request a loan from your UA retirement account, you must first contact your fund sponsor (TIAA-CREF and/or Fidelity) and request a loan application.

Your current employer will provide you with a form that will allow you to roll over your retirement plan into a North Shore Bank IRA. Because Tax penalties can be assessed if not handled properly, we recommend that you check with North Shore Bank or your tax advisor before initiating this type of transaction. Learn More.

You can change the amount of your Automatic Investment Plan (AIP) by phone or by mail. You can change the bank information for your Automatic Investment Plan by mail. Send a completed copy of our Additional Services Form with your name, account number and a voided copy of a check from your new bank account. Please indicate whether the AIP should take place on or about the 15th of the month and/or the last business day of the month.

A transfer/rollover forms can be obtained from Human Resources. Before transferring funds, the employee must complete an application for the newly elected retirement investment provider; forms can also be obtained from Human Resources.

Yes. You may rollover funds from a qualified retirement plan into your 401(k) Plan. You may download the 'Rollover Statement' from this website or you may contact the Fund Office.

FRS Investment Plan participants have a one time 2nd opportunity to transfer back to the FRS Pension Plan. Keep in mind that this transfer may cost money that the employee is responsible for paying. ORP participants may not change retirement plans as long as they continue to fill an ORP eligible position. Pension Plan participants have a one time 2nd opportunity to transfer to the PEORP.

Company retirement plan rules can vary, but most follow the same basic guidelines. If your account balance is less than $1,000, your plan might cash you out. If your balance is between $1,000 and $5,000, your plan might roll your balance into an IRA selected by your former employer.

Duke offers plan participants a wide range of investment options. These include money market, bond, fixed investments, asset allocation funds, equity income funds and stock funds. There are over 300 funds to choose from. All of Duke's retirement plan providers provide automated toll-free telephone services to help you keep track of your retirement assets. You may also access your account on the Investment Carriers page.