The liability portion of your policy covers any injury to a neighbor or visitor that you are legally liable for. Yes, your policy provides for removal of debris from your covered property resulting from a covered loss.

You have coverage, up to your policy limits, under the liability portion of your homeowner policy if you are legally liable for the injury. In addition, the company will pay, up to applicable limits, any bills or reasonable medical expenses of the neighbor or visitor's injury. However, certain exclusions my apply, depending upon state law or policy provisions. See similar questions...

There is usually no coverage on your homeowner policy for injury sustained on your property by you or a member of your household. However, liability coverage may apply if an insured is legally liable for the injury. See similar questions...

Insurance covering the policyholder's legal liability resulting from injuries to other persons or damage to their property caused by a vehicle. Any form of coverage where the insured is protected against the claims of other people arising from an auto accident. See similar questions...

The City has on-line claim forms by clicking here and is available for anyone who has property damage or personal injury caused by the negligence of the organization. Forms can also be obtained in the Personnel Department in City Hall. The claimant should complete the form, filling in answers to all questions. Copies of any receipts, estimates or paid bills should be attached. A representative from the Personnel Department will make contact with the claimant after receiving this information. See similar questions...

This covers items that you take on board your RV, such as housewares, tools, clothing and sporting equipment, etc. for their full replacement value. Although these items may be covered by your homeowners policy, typically only 10 % of your homeowners coverage extends to off-premise property. This is usually not enough to cover the items in your RV. See similar questions...

A form of "third-party" protection covering the insured's legal liability for damage to property of others caused by the insured's negligence. See similar questions...

A coverage in an Automobile Insurance policy under which the company will pay the amount the insured is entitled to recover for injuries caused by an uninsured motorist. This coverage applies to Bodily Injury losses only, up to the policy limits. Your policy may provide coverage if you are a pedestrain and are injured by an uninsured motorist. Be sure to refer to the "Uninsured Motorist" section of your policy booklet. By law, in California, insurance companies must offer this coverage. See similar questions...

Bodily injury coverage pays for injury to another person, but does not pay for your own injury or death. This coverage protects you against lawsuits filed against you if you are responsible for the accident. Personal injury protection pays the hospital, medical and funeral expenses for you, your passengers and/or any pedestrians that you hit. Some policies even cover rehabilitation and lost income. See similar questions...

Bodily Injury Liability coverage pays for injuries you or anyone covered under your policy may cause to others. Medical Payments coverage pays for reasonable medical expenses for you or your passengers, regardless of who caused the accident. Some states require passengers to first seek reimbursement under their own automobile policy. Your local Liberty Mutual Representative can advise you of your state's coverage regulations. See similar questions...

Property damage coverage replaces automobiles and other property you damage—such as a guard rail, for instance—in an accident. Most states require $5000 to $10,000 worth of coverage. See similar questions...

This would include any article in the home which you have insured excluding certain high-ticketed items such as jewelry, designer watches, cameras, etc. Please refer to your policy details for the exact exclusions. See similar questions...

This coverage does not protect you or your car directly. If you cause an accident injuring other people, it protects you against their claims up to the stated amounts for medical expenses, lost wages, pain and suffering and other losses. It will also usually pay if the accident was caused by a member of your family living with you or a person using your own auto with your consent. It does not pay for bodily injury you may sustain. See similar questions...

In Saskatchewan, and most other jurisdictions, all auto injury insurance costs are paid by vehicle owners. If you don’t own a vehicle, you don’t pay for your auto injury insurance coverage. See similar questions...

Personal injury means false arrest, wrongful detention or false imprisonment, or malicious prosecution; the publication or utterance of a libel or slander or of any defamatory or disparaging material, or a publication or utterance in violation of an individual's right of privacy; wrongful entry or eviction, or other invasion of the right of private occupancy; which occurs during the period. See similar questions...

Back injury costs you time and money. An estimated 8 out of 10 people injure their back in their lifetime. Preventing back injury is very simple. All you have to follow proper lifting techniques, material handling techniques, reducing pot belly, reducing stress, strengthening back muscles and following good posture habits. See similar questions...

Don't know and wouldn't attempt a diagnosis. You have a type two acromion. If your doc didn't explain the different types try this website. It explains different types of impingement including those that are caused by type two and three acromions. I've got a shredded shoulder and one that's just a bit worn out. The worn out shoulder has been responding pretty well to rc exercises. I know for a fact I have a little bone on bone in that one. See similar questions...