Yes, you can open Fixed Deposits through bankonline@dcb. You can also set up maturity instructions and change them whenever required. You can open a Fixed Deposit by transferring funds from an existing account with us. You have to access the ‘Start a Fixed Deposit’ option from the Fixed Deposits section, choose the type of deposit, term and amount and specify the account to be debited. You will then be asked to confirm the details you have keyed in.

Sign up on-line at the Single Sign On website, or complete a direct deposit authorization form. Forms can be found on the Payroll website, or obtain from the Payroll Office

Yes, the Bank may consider issuing you the card provided you are willing to have a Fixed Deposit pledge under lien. No. You do not need to cancel your FD account, but you can reapply for the new card under eCosway and state your Business Owner ID in the form.

You can create a Fixed Deposit online using the NetBanking facility provided against your NRE / NRO Rupee Savings Account. In case you do not have NetBanking access, you can fill the application form and send it to your branch in India.

Withdrawal instructions can be made through "Fixed Deposit Instructions" template under "Requests" option. You can opt for any one of the following withdrawal instructions: You will need to specify disbursement instructions by any one of the following options, namely; Demand Draft, Manager's Cheque, Own A/c credit, Credit to third part A/c or Credit to third party account with Other Bank (currently Emirates Bank or meBANK).

Request for renewals can be made through "Fixed Deposit Instructions" template under "Requests" option. You can opt for any one of the following renewal requests: In case of joint accounts, the instructions will be processed only after authorisation of the same by second party (joint holder).

In Fixed deposit scheme, interest is payable at specified frequencies. The scheme will be convenient for persons like pensioners, who require periodical interest payment. In Cumulative deposit scheme, interest is payable at the time of maturity along with the principal. This scheme is suitable for persons who do not require periodical interest payment and this can be thought of as a money multiplier scheme.

If your DBF file is created by one application, but you want to open the fixed file in another application, then you may fail. The solution is to set the correct version in the combo box beside "Select DBF to be repaired" edit box according to the second application and then start reparation again. For example, your DBF file is created by Clipper but you want to open it in dBase III, then you need to set "Version" to "dBase III" and then repair the file again.

Yes. Indicate the change you would like to make on the direct deposit authorization form. Notify Payroll Services before you close an account.

No. As the interest would already have been paid (monthly / quarterly) such a conversion is not possible.

No. There are no fees associated with opening a Certificate of Deposit. In fact, the incoming wire fee is waived for individuals who wish to have our fastest processing to open their new accounts.

If you request a New Account Form by phone, you will receive the same documents that are available on our website.

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The funds will be sent electronically through the banking system in the same manner as direct deposit payrolls.

Our ATM deposit procedures have changed. When at the ATM, the "Deposit" option is found under "Other Services. Deposit envelopes are now dispensed by the ATM itself. Be sure to place your advice slip into the envelope with your deposit.

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Yes, you can renew your fixed deposit and set maturity instructions. You can re-invest either the principal and / or the interest through ‘Renew your Fixed Deposit’ option in our Fixed Deposits section.

We offer attractive rates based on the currency, amount and tenure of your deposit. Please visit "RATES" section in meBANK to access the indicative interest rates.

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