A tail insurance policy is an endorsement to the current policy that extends the reporting period of a claim after a claims-made policy has expired or has been canceled. Since most healthcare providers carry claims made insurance policies, tail insurance provides important protection against claims that could be made months or even years after care was provided to a patient. HU provides free tail coverage to retiring owner who have been a policyholder for at least five consecutive years.

Extended Reporting Period Coverage (also known as tail coverage) is generally available for an additional premium upon the cancellation or non-renewal of a policy. If purchased, it covers claims resulting from medical incidents or occurrences that occurred on or after the policyholder’s retroactive date and before the policy termination date and that are first reported to NORCAL after the policy is terminated. See similar questions...

It is very important that you maintain continuous malpractice coverage throughout your career in family medicine. California has a claims-made insurance market. You can be sued but not be covered for your defense if you receive notice of a lawsuit for something that happened while you were insured, but have already terminated your policy with that insurance company. Tail insurance is supplemental coverage to a claims-made policy for incidents that happened under an old malpractice policy. See similar questions...

The warranty covers everything that is manufactured by Mooney Airplane Company and excludes vendor supplied equipment. These are covered under separate vendor warranties. See similar questions...

No, I feel this is the barometer of what your dog is thinking and is too important to remove. Of course, you could have it removed at any time, but I would not encourage you to. See similar questions...

Yes. Provided all policy premiums have been paid, NORCAL will generally waive the tail premium for a physician if he or she retires completely from the practice of medicine at age 55 or older and was insured with NORCAL 60 months; becomes totally and permanently disabled (and is unable to continue practicing as a physician or surgeon); or dies during the policy period. Additional benefits may apply for those physicians who were insured with NORCAL before October 1, 2005. See similar questions...

The Health Advantage coverage policy is a database of policies and/or coverage criteria that is developed by the medical director(s) and used by Health Advantage to make benefit determinations. The coverage policy is available to members and health-care providers at www.HealthAdvantage-hmo.com. See similar questions...

Medical payments, also known as med pay, is coverage you can also elect on your policy that will make up the 20% in medical bills that your personal injury protection does not cover. Each insurance company offers different coverage amounts but most typically it is $2,000.00. See similar questions...

Yes. When a hearing is scheduled, the company is required to continue your coverage from the date of your hearing request until the end of the hearing process. See similar questions...

This varies from state to state. In Illinois, sole proprietors and partners are not included for workers compensation coverage unless they choose to be covered by signing an inclusion form. If you elect this coverage, there is a flat charge for sole proprietors regardless of the actual payroll. The corporate officers are automatically included for coverage and have to sign an exclusion form to be removed from coverage and to remove their payroll. See similar questions...

A Foremost Classic ACV policy is similar to an HO-3 policy, but with an ACV settlement for the dwelling and other structures, as well as a $1,000 limit on theft. The policy provides broad form named peril coverage on personal property, with an actual cash value loss settlement. There is an optional endorsement for replacement cost settlement on personal property. See similar questions...

You are properly covered if your policy's value is enough for you to rebuild your house if you had a total loss. Since the replacement cost of your house can vary over time because of inflation, the costs of labor and building materials, and renovations you may make to your home, you should review your coverage every few years. Your Liberty Mutual representative can help with this review. Yes. Your coverage limit for personal property is usually 50% of your dwelling coverage amount. See similar questions...

A Mediclaim policy reimburses hospitalisation expenses for the treatment of sickness or accident occurring during the period of insurance. See similar questions...

ANSWER: The coverage is ALL RISK* and the deductible is only $15.00 which is much lower than most homeowner policy deductibles of $500, $1000 or more. Also, a claim for repairs or replacement of your instrument becomes a claim on your homeowner history. A $15 deductible applies. Losses caused by wear and tear, gradual deterioration, corrosion, msterious disappearance, mechanical breakdown, professional use and theft from an unlocked vehicle are not covered. See similar questions...

Kentucky law specifies that 'Motorized' vehicles 'Registered' in the Commonwealth must be covered by Liability insurance. However, it is doubtful that all insurance companies know which vehicles they insure in Kentucky are defined in our system as 'Motorized' and are 'Registered'. Therefore, it is recommended that 'if in doubt' send it in; our Insurance system will delete or ignore non-applicable policies. See similar questions...

Your insurance policy gives the most complete and accurate description of what is covered, for what amounts and under what conditions. Coverage varies by type of policy, by insurer, by state, and by the coverage selections you made when you purchased the policy, so it is important to understand your policy at the time of purchase. The DCU Insurance staff would be happy to answer your questions about coverages. See similar questions...