A tail insurance policy is an endorsement to the current policy that extends the reporting period of a claim after a claims-made policy has expired or has been canceled. Since most healthcare providers carry claims made insurance policies, tail insurance provides important protection against claims that could be made months or even years after care was provided to a patient. HU provides free tail coverage to retiring owner who have been a policyholder for at least five consecutive years. See similar questions...

Tail Coverage or Extended Reporting Periods offer additional coverage to a physician when they retire, leave a group or join a self-insured organization. Tail coverage can be purchased for an additional premium. Please contact your agent for more information about the process involved in acquiring tail coverage. Physicians who meet certain criteria will qualify for free tail coverage when they retire completely from the practice of medicine. See similar questions...

Professional liability policies are written on a "claims-made" form and all coverages cease as of the expiration date. Tail coverage (an extended reporting endorsement) provides coverage for claims reported after the expiration date of the policy. Tail coverage may be necessary when a claims-made policy is replaced or rewritten subject to an advanced retroactive date (which bars coverage for certain years). See similar questions...

Such supplemental coverage is needed to protect you from liability associated with incidents that occurred before a new claims-made policy goes into effect or after it expires. See similar questions...

It is very important that you maintain continuous malpractice coverage throughout your career in family medicine. California has a claims-made insurance market. You can be sued but not be covered for your defense if you receive notice of a lawsuit for something that happened while you were insured, but have already terminated your policy with that insurance company. Tail insurance is supplemental coverage to a claims-made policy for incidents that happened under an old malpractice policy. See similar questions...

The warranty covers everything that is manufactured by Mooney Airplane Company and excludes vendor supplied equipment. These are covered under separate vendor warranties. See similar questions...

No, I feel this is the barometer of what your dog is thinking and is too important to remove. Of course, you could have it removed at any time, but I would not encourage you to. See similar questions...

The standard for the Miniature Schnauzer says "Tail - Set high and carried erect. It is docked only long enough to be clearly visible over the backline of the body when the dog is in proper length of coat." In other words, the tail is to be docked. Tail docking is done at about three days of age, prior to the nerves in the tail generating. See similar questions...

COBRA coverage may be converted to an individual policy if you apply for conversion within thirty (30) days after the date your COBRA coverage expires or is cancelled, provided your premium payments are current. We will notify you forty-five (45) days before the expiration date. Please contact your health and/or dental carrier for specific information about conversion. See similar questions...

In most situations, if you have been continuously insured with no gaps in coverage, your quote normally includes full prior acts coverage; therefore, purchase of a prior acts coverage endorsement from your old insurer isn't necessary. Some special situations are, for example, a dissolving or fragmenting firm that has not been insured by AIM, where the applicants are not the successors in interest to the dissolved or fragmented firm. See similar questions...

Generally, in cases of cancellation or non-continuation of the policy by either the named insured or the company (except for the insured's non-payment of premium), an AIM insured firm and scheduled individual lawyers insured who are also "members" of the company have the right upon payment of an additional premium, to purchase the Extended Reporting Endorsement. Non-AIM insureds cannot purchase the "tail" endorsement from AIM, but must purchase it from their present carrier. See similar questions...

Yes. Provided all policy premiums have been paid, NORCAL will generally waive the tail premium for a physician if he or she retires completely from the practice of medicine at age 55 or older and was insured with NORCAL 60 months; becomes totally and permanently disabled (and is unable to continue practicing as a physician or surgeon); or dies during the policy period. Additional benefits may apply for those physicians who were insured with NORCAL before October 1, 2005. See similar questions...

The Health Advantage coverage policy is a database of policies and/or coverage criteria that is developed by the medical director(s) and used by Health Advantage to make benefit determinations. The coverage policy is available to members and health-care providers at www.HealthAdvantage-hmo.com. See similar questions...

If you join a Medicare prescription drug plan, you will need to contact your Medigap plan to remove the drug coverage portion of your policy, but keep your medical coverage with the Medigap plan. Once you remove the prescription drug coverage portion of your Medigap plan, you will not be able to get it back. See similar questions...