The Debenture Stock is secured by a charge to an independent Trustee Company, who holds a first ranking charge over the mortgages and other assets of Balanced Securities Limited including $1 million paid up capital and retained earnings of the company. Loans made by Balanced Securities Limited are on first mortgage only, and are advanced up to 67% of the value of a property.

Approximately 30 days prior to the maturity date of your investment we will advise you of the current interest rates applicable for new terms. If you wish to change the term or withdraw all or part of your investment at this time, you should advise us in writing at least 7 days prior to the maturity date. If you do nothing we will automatically roll over your debenture investment for the same term as previously held at the applicable interest rate.

Debenture Stock investments must be treated as a fixed term investment. Similar to first mortgage investments, Debenture Stock investments can be for a relatively short term and are generally for periods from one to three years.

A debenture is an unsecured debt backed by the credit worthiness of the borrower. Like a mortgage, it is a long-term debt that is paid back over time according to a fixed payment schedule. Unlike a mortgage, however, debenture payments are fixed for the entire loan period, and are not renegotiated every few years. Infrastructure Ontario offers flexible approaches to financing and provides borrowers with the option to use serial, amortizing or bullet loans over a variety of different terms.

Interest will commence from the date of acceptance of your investment eliminating the waiting period prior to a first mortgage investment becoming available. With first mortgage investments there was usually a "down time" between when a mortgage was repaid and funds were placed in an at call account pending re-investment in a new mortgage. This "down time" has now been eliminated for investors. There are no entry, account or collection fees and all interest rates quoted are the net return.

We want your shopping experience with us to be super safe. Our site is secured by an encryption code that ensures that our domain control has been validated by an independent authority. When you go the shopping cart to complete your transaction you will see a "https://" prefix in the URL and a key or padlock icon in your browser's status bar. This is the sign that you are in a secure area. Transactions between your browser and our site are always 128-bit encrypted and secure.

We maintain the colored belt ranking system of Karate. The ranking system gives you a structure to measure your progress.

Each loan is secured by a deed of trust (a mortgage) that is a lien on real property. The deed of trust is security for the repayment of the loan. We execute an assignment of the Beneficiary's interest in the deed of trust (the document which secures the promissory note on a particular property) to the investor and that assignment is recorded in the county in which the property is located. This perfects the investors' security interest in that property.

When first assigned to a committee, a member is usually placed at the bottom of the seniority list, and then they move up as members above them leave the committee. At committee and subcommittee meetings, a members' rank determines where they sit, and the chairman usually recognizes members in the order of their ranking, alternating between the parties, to question witnesses, make motions, and for other purposes. ?It depends on when they arrive after the gavel.

Debentures close on the 1st and 15th of every month and the process generally takes 6-8 weeks assuming that all documentation is provided in a timely manner.

WDH is the trading name for Debentures Ltd., a sole purpose company set up for the benefit of Wimbledon Debenture Ticket Holders. Our principal activity is the marketing and brokering the sale of Debenture Tickets on behalf of the Debenture Holders.

The rate of interest is based on the 10-year Treasury rate plus a market-driven spread, currently about 65-75 basis points.

The ranking or judging is done via two patent pending algorithms that serve up top ranking, middle ranking and relatively new uploaded material in a channel in "somewhat" random fashion for someone to judge. When we say somewhat, we mean that we take care of serving up the material in a fair and unbiased fashion. We are watching very carefully to make sure that each item in the channel gets equal exposure--we guarantee that.

We use a double rim joist at the floor system. The first course of logs are spiked to the the double rim joist using 3/8" dia. x 12" long spike. A system using a 3' anchor bold, 3' all thread, and rod couplings is used to fasten the log wall together giving you the same type of structure as a continuous glu-lam beam.

Yes, the entire facility is secured by a 6-foot perimeter fence. Additionally, we have an interior/exterior video monitoring system that allows us to keep a watchful eye over all our residents both inside and outside the facility structure. Golden Haven is not a "locked" facility. We allow all of our residents to roam about the 40,000 square feet of floor space as well as the perimeter pathways- so long as a resident is not a "fall-risk."

Any participating borrower interested in long-term financing may contact Infrastructure Ontario to begin the debenture process. The borrower will then be provided with an offer letter that describes the detailed steps necessary to complete the debenture process. Please contact Wendy Citrigno at (416) 326-7812 or call Infrastructure Ontario toll free at 1-800-230-0937 to begin the debenture process.