Work-related injuries and illness are covered under workers’ compensation. To be considered work-related, the injury or illness must arise from and be suffered during the course of employment. There must be a cause-effect relationship between the job and injury. Injuries occurring on University property during the normal workday are usually considered work-related.

Worker's compensation covers injuries that happen on the job. Benefits vary widely from state to state, since benefit amounts depend on state provisions. The average weekly maximum is about $450, while the average weekly minimum (where there is a minimum) is $90. Most states pay benefits for the employee's lifetime in cases of permanent total disability. In addition to the requirement that an injury be work-related, the payments you would receive under worker's comp may be inadequate.

The most common injury people sustain in a car accident is whiplash. Brain and spinal cord injuries, which have a tremendous impact on the survivor, are most commonly the result of serious car accidents. Car accident injuries may also include bruises and abrasions, concussion, broken bones, loss of limb(s), permanent disability, or death. Stay at the scene of the accident unless medical exigencies require you to leave. Call the police to file a report. Seek prompt medical attention.

Workers' Compensation is insurance paid for by employers to cover on-the-job injuries. State law requires employer to have such insurance or make other arrangements to pay for on-the-job injuries. Workers' suffering from work related injuries or diseases are entitled to wage-loss and medical expense benefits arising as a result of the injury or disease.

Worker's Compensation insurance covers the cost of medical treatment due to job related injuries, lost wages, benefits for permanent disability and rehabilitation benefits. GESC provides Worker's Compensation benefits for our employees. Therefore, school districts are relieved from costly insurance and claims.

Yes. Workers compensation insurance is required and is available to protect employees from lawsuits resulting from workplace accidents, and to provide medical care and compensation for lost income to employees injured in work-related accidents.

Employers have a legal responsibility to their employees to make the workplace safe. However, accidents happen even when every reasonable safety measure has been taken. To protect employers from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income to employees hurt in workplace accidents, in almost every state, businesses are required to buy workers compensation insurance.

Workers compensation insurance provides for the well being of your employee's and promotes a positive work environment. Be aware that some states have passed laws that makes Workers Compensation mandatory once a business expands to four or more employees on payroll. Workers compensation insurance was created in order to pay employees. medical expenses and loss of wages in the event of a job related injury or sickness.

Workers' compensation pays for a portion of lost wages and medical care provided to employees who are injured on the job. Workers' compensation also compensates employees who suffer permanent disability or disfigurement. It is a no-fault approach which limits the employer's liability to those benefits provided by the Workers' Compensation Act. It is an inclusive remedy for on-the-job injuries.

Employers in Texas have always had the choice of “opting out” of workers comp. In fact, an employer can reject workers' compensation completely and “go bare,” paying no benefits whatsoever to injured employees. However, we do not recommend this path, and believe that non-subscription should be a responsible alternative, in which employers are encouraged to manage their costs and provide a safer workplace.

Workers' Compensation Insurance is paid entirely by the employer. No payroll deductions are taken out of individual employees' paychecks.

Many states recognize the PEO as the employer of worksite employees for purposes of providing workers' compensation coverage. In New York, PEOs can be listed as Labor Contractors for each client worksite. With the PEO as the policyholder, each client's experience is tracked individually, thereby protecting the integrity of the experience rating system.

Yes. Not having insurance - or not having the right kind of coverage - can put your business at risk. Without adequate insurance, a fire, theft, employee accident, or lawsuit could destroy your business and might even consume your personal assets. In fact, your business may be legally required to have certain kinds of insurance.

No. If your employer was required to have Workers' Compensation coverage but does not, we can make application for benefits on your behalf through the Kansas Workers' Compensation Fund.

Travel insurance covers many aspects of your vacation from cancellation to medical coverage. It is strongly recommended and reasonably priced for the peace of mind it proivides you. Please see our Travel Insurance Information. Back to top

A summary of the Rose-Hulman laptop insurance plan follows: Coverage Highlights: Replacement costs are for a laptop computer that is of comparable functionality to the stolen or lost computer. All claims require the insured laptop owner to pay a deductible amount from the repair or replacement cost (See Question 13). The following excerpt from the purchase agreement gives the details of insurance coverage. The regulations apply to the coverage of all student laptop computers.