YES. We can help you if you're self employed whether you have three years trading accounts or no proof of income.

A self-employed applicant can qualify for a loan but must support the application with supplemental information including a two year history of averaged earnings. Valley Mortgage Company, Inc. can advise you about the type of verification required by each lender and recommend which lender best suits your needs.

Yes, at Loansforselfemployed a self employed can easily qualify for any loan type with or without accounts.

Our personal loans are for any purpose. Our clients use their money for debt consolidation, home improvements, new car purchases etc.

Absolutely, we offer many different mortgage loan options. You should contact one of our loan officers to review your many available mortgage loan options. California Mortgage Loan Home | Apply Online | Loan Programs | Loan Process | Mortgage Info | Mortgage Loans | Online Forms | Calculators | About Us California Mortgage | California Mortgage Loan | California Home Loan | Bad Credit Mortgage | First Time Homebuyer | Second Mortgage Bad Credit Loan

Not for us. We have lots of low-rate loan programs designed just for self-employed borrowers. Most self-employed borrowers don't want to go through the hassle of providing tax returns and income statements when applying for a mortgage. We understand this. If you're self-employed we can make your mortgage process much easier. (top)

Absolutely. We have access to 100's of mortgage loan programs, including no-income verification mortgage programs (where you don't have to show your income at all to qualify for a mortgage), and even self-employed mortgage programs: where you can still get a mortgage even if you don't have consistent income.

Yes, stated income loans are generally reserved for the self employed who are unable to provide traditional proof of wages. Yes. Providing less may lead the underwriter to deny your loan or suggest you move to a stated doc loan with a higher rate.

No, at Loansforselfemployed there is no such condition on how you spend the loan amount. You are free to make any use of the money. We only want to provide unemployed a chance to overcome financial difficulties.

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Generally, the income of self-employed borrowers is verified by obtaining copies of personal (and business, if applicable) federal tax returns for the most recent two-year period. However, based on your entire financial situation, we may not need full copies of your tax returns. We'll review and average the net income from self-employment that's reported on your tax returns to determine the income that can be used to qualify.

We can help! Because we're specialists within the vehicle finance business, we concentrate our efforts in removing barriers, making it easier for everyone to apply for vehicle finance, whatever their circumstances.

You may be able to take an immediate expense deduction of up to $110,000 for 2007, for equipment purchased for use in your business, instead of writing it off over many years. Additionally, self-employed individuals can deduct 100% of their health insurance premiums. You may also be able to establish a Keogh, SEP or SIMPLE plan and deduct your contributions (investments).

The Fire Safety Order applies to all premises including those occupied by the self-employed. You will need to carry out a fire risk assessment and have an emergency plan appropriate for the premises you occupy.

If you are self-employed you need to take the same action to protect yourself as an employer takes to protect employees, and to use protective equipment on the same basis as employees. Employers also need to take action to protect those who are employed by them to work at home.

Yes, you must provide two years earnings statements indicating your income level. See your lender for more information.

Health and safety law applies to all businesses however small. It covers employees, full or part-time, temporary or permanent; self-employed; young people doing work experience; apprentices; charity workers; mobile workers and home workers. Even if you are self-employed, and do not have employees, you still need to assess health and safety risks which may affect you and others, eg other contractors, office staff, members of the public.

Stearns.com provides loans to individuals who are self-employed. If you are self-employed or compensated by commissions, you will need to supply your federal tax returns for the two most recent years you filed