No, you and your dependents must enroll in the same medical plan. (Exception: If you and your spouse are both employed full-time by Enterprise, each may enroll separately and into different plans.)

You or your eligible dependents may be enrolled based on your employer contract. Coverage can also be added at any time as the result of a qualifying event, such as marriage, births, and legal adoptions. If you or your dependents enroll following completion of the eligibility period or not as a result of a qualifying event, you and/or your dependents will be considered a late enrollee and will have an additional waiting period for major services.

First, select the appropriate coverage level in the Who will be covered? drop-down menu and choose your plan. On later screen, you can specify which dependents you would like to cover under your plan by checking the box by the dependent's name.

How you enroll will vary based on your employer. Please contact your employer's benefits office for additional direction or Member Services at the Pre-Enrollment Hot Line at 1-800-722-BLUE (2583) for assistance. You may be eligible for other benefits programs, like dental, prescription drugs, or even flexible spending. Who administers these programs varies based on your employer.

PPOs, Preferred Provider Organizations, are groups of hospitals and/or physicians who, directly or through a third party, develop contractual arrangements with payers to provide a specified set of health care services under defined financial arrangements. EPOs, Exclusive Provider Organizations, are similar to PPOs in their organization and purpose. Unlike PPOs, however, EPOs limit their beneficiaries to participating providers for their health care services.

Note: This chart is only meant to quickly help you identify the differences between the HIP plans we currently offer. For a comprehensive and detailed listing of medical services that are covered, please refer to the summary of benefits provided online. Please follow this link in order to view the chart. Don't sue us! Fractured Atlas is not an insurance company. We're also not lawyers, brokers, agents, doctors, or anyone else qualified to give professional advice.

EPO and PPO members are not required to select a PCP to coordinate their care but we recommend that you establish a relationship with your physician. All preventive services must be received from an affiliated, in-network provider.

Eligible dependents must be enrolled within 31 days of the date the dependent becomes eligible (enrollment date of Member, birth or adoption).

Yes. You may enroll your dependents including a spouse, a child or children, and a qualified domestic partner by contacting the Student Health Services staff in 224 Frederick A. White Health Center and paying the additional premium due for the dependent(s).

You are committed to your enrollment choices for the entire plan year (Jan. 1 - Dec. 31) and may only change from one plan to another during open enrollment which takes place each year in the fall. Changes made during open enrollment become effective January 1.

You will default to your current medical, prescription, dental, life insurance (including Group Universal Life), Long-Term Disability, and Long Term Care Insurance elections.

A PPO is a preferred provider health benefit plan, a health care plan that provides covered services at a discounted cost for subscribers who use network health care providers. PPOs also provide coverage for services rendered by health care providers who are not part of the PPO network; the subscriber generally pays a greater portion of the cost for such services.

The Student Health Insurance Plan is available for registered UC Berkeley students only. However, several plans are available for spouses and children of Berkeley students. See Insurance for Dependents. Dependents 17 years or older of registered UC Berkeley students may be seen at UHS on a fee for service basis.

Bernardo Guarachi, age 45, has made history by becoming the first Bolivian to reach the top of Mount Everest. But from a medical point of view, his achievement has a much higher significance. Bernardo is the best known mountain guide in Bolivia. He has summited Illimani (6490 m), 170 times and of course all the other important mountains in Bolivia and South America including Aconcagua, Chile (6959 m), with no supplementary oxygen.

In an HMO, the insured's choice of doctors and hospitals is limited to those that have agreements with the HMO to provide care. Exceptions are made in emergencies and when medically necessary. In contrast, an insured in a PPO can use doctors who are not part of the plan and still receive some coverage. In such cases, the insured will pay a larger portion of the bill him/herself and will have to fill out some claim forms.

Members are encouraged to enroll their children in the MIChild or Michigan Medicaid programs. If MIChild or Medicaid has denied coverage for a child, the child may be enrolled in Four Star. Proof of denial will be required for enrollment. Significant others, and adult dependents are not eligible. WCFS is a LIMITED benefit program with LIMITED eligibility targeting the working uninsured of Wayne County.

Your children are eligible under the dependent coverage up to the age of 19 or full time students up to 23 years of age

Eligible dependents may be added at the employee's initial enrollment, when acquired (newborn/adoption/marriage/new grandchild), or during annual Renewal. Other than during annual open enrollment, dependents may only be added when first eligible. (Example: newborns may be enrolled within 30 days of the qualifying event: date of birth, adoption, or marriage. Grandchildren may be added within 30 days of birth if the parent is enrolled as a dependent.)

UK-PPO and UK-PPO "High" are both preferred provider organization health plans (PPO). The differences between the plans are the premiums, deductibles, copayments and coinsurances that apply for each plan. The UK-PPO High will have a higher premium and higher benefits, such as a lower copayment for physician office visits, a lower deductible and lower coinsurance when compared to the UK-PPO. PPO plans offer coverage for both in-network and out-of-network providers.