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Frequently Asked Questions

Can I roll over my debenture stock when it matures?

Balanced Securities
Approximately 30 days prior to the maturity date of your investment we will advise you of the current interest rates applicable for new terms. If you wish to change the term or withdraw all or part of your investment at this time, you should advise us in writing at least 7 days prior to the maturity date. If you do nothing we will automatically roll over your debenture investment for the same term as previously held at the applicable interest rate.

How Secure is a debenture stock investment?

Balanced Securities
The Debenture Stock is secured by a charge to an independent Trustee Company, who holds a first ranking charge over the mortgages and other assets of Balanced Securities Limited including $1 million paid up capital and retained earnings of the company. Loans made by Balanced Securities Limited are on first mortgage only, and are advanced up to 67% of the value of a property.

How long do I need to commit myself to a debenture stock?

Balanced Securities
Debenture Stock investments must be treated as a fixed term investment. Similar to first mortgage investments, Debenture Stock investments can be for a relatively short term and are generally for periods from one to three years.

What is a debenture?

Infrastructure Ontario: Loan Program
A debenture is an unsecured debt backed by the credit worthiness of the borrower. Like a mortgage, it is a long-term debt that is paid back over time according to a fixed payment schedule. Unlike a mortgage, however, debenture payments are fixed for the entire loan period, and are not renegotiated every few years. Infrastructure Ontario offers flexible approaches to financing and provides borrowers with the option to use serial, amortizing or bullet loans over a variety of different terms.

Can I roll my funds into a Money Market Account when my Certificate of Deposit matures?

Frequently Asked Questions about Applied Bank (AB)
You can contact Deposit Customer Service at (302) 656-SAVE Monday through Friday from 8:00 am to 5:00 pm Eastern Time (ET).

What are the advantages of Balanced Securities Limited Debenture stock?

Balanced Securities
Interest will commence from the date of acceptance of your investment eliminating the waiting period prior to a first mortgage investment becoming available. With first mortgage investments there was usually a "down time" between when a mortgage was repaid and funds were placed in an at call account pending re-investment in a new mortgage. This "down time" has now been eliminated for investors. There are no entry, account or collection fees and all interest rates quoted are the net return.

What is roll roofing?

Asphalt Roofing Manufacturers Association - Frequently Asked...
In addition to asphalt shingles, asphalt roll products are used for residential roofing applications (primarily for underlayments and flashings). There are four basic types of roll roofing materials, each tailored for use in certain job requirements: Smooth Surfaced Roll Roofing. Also termed coated felt, this smooth-surfaced roll roofing is covered with ground talc or mica.

What are the roll dimensions?

Frequently Asked Questions
Typically the product comes in 2 Square (200 s.f. of roof coverage) or 4 square (400 s.f. of coverage) rolls and a variety of weights. See specifications for more information.

How should I roll?

Look Great Every Day...LIPODISSOLVE & MESOTHERAPY
With your free hand hold the skin under slight tension. Place the Dermaroller on the skin and roll with a constant movement to the end of the skin area. Roll horizontally, vertically and diagonal. Lift the Dermaroller slightly or change the angle of rolling and move back to the beginning. This ensures (more theoretically) that you will not hit the same prick channel. Start counting the roller-movements until the procedure becomes a routine.

The Electoral Roll: What is it, and should I be on it?

St Mary's Church Battersea, FAQ
The Electoral Roll is a list of all the full members of St Mary's. To join it is a mark of full belonging, an assertion of your right to membership and an agreement to take responsibility for the life of the parish community. It is an important thing. It is not the same thing as the local government electoral roll, with which it is sometimes confused.

How long does the debenture process take?

Infrastructure Ontario: Loan Program
Debentures close on the 1st and 15th of every month and the process generally takes 6-8 weeks assuming that all documentation is provided in a timely manner.

What is Wimbledon Debenture Holders ("WDH")?

Faq - Wimbledon Debenture Holders
WDH is the trading name for Debentures Ltd., a sole purpose company set up for the benefit of Wimbledon Debenture Ticket Holders. Our principal activity is the marketing and brokering the sale of Debenture Tickets on behalf of the Debenture Holders.

How is the Debenture rate of interest calculated?

Small Business Administration
The rate of interest is based on the 10-year Treasury rate plus a market-driven spread, currently about 65-75 basis points.

What happens when my security matures?

Institutional - The Basics of Treasury Securities
When your security matures, we pay you the principal and the final interest payment through TreasuryDirect, Legacy Treasury Direct, or the Commercial Book-Entry System. Rather than take payment of the principal, customers of TreasuryDirect and Legacy Treasury Direct can choose to roll the principal into another security. In TreasuryDirect you do this by scheduling a repeat purchase. In Legacy Treasury Direct, you do it by scheduling a reinvestment.

Can I close my e-Bond before it matures?

e-Bond - Frequently Asked Questions
Other than the death of an account holder, the one year e-Bond cannot be closed during the life of the bond, and the two or three year e-Bond cannot be closed in the first year. The two or three year e-Bond may be closed in the second year, subject to the loss of 180 days interest, or the third year, subject to the loss of 90 days interest (depending on the bond chosen), which will be deducted from the balance in the account together with any interest earned.

What happens when my CD matures?

Certificates of Deposit, First National Bank Omaha
the maturity of the CD, you have the option to either renew or withdraw the CD proceeds. First National will send you a reminder notice at maturity that provides you with options and maturity information. Your CD is automatically set to renew for the same term and current rate at renewal time, if we do not hear from you.

Can I access my investment before it matures?

Balanced Securities
In the case of an emergency it is usually possible to recover your investment before its maturity date. In these instances, a handling fee equal to 1% of the principal redeemed may apply together with reimbursement to the Company for any bank fees or taxes incurred as a result and compensation to the Company from any resulting loss to it arising from movements in interest rates or like events since the investment was made.
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