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Frequently Asked Questions

What does liability insurance mean?

FAQ
Liability Insurance is insurance the contractor holds to protect the homeowner against any damages to the home by the contractor.

GENERAL LIABILITY INSURANCE What does personal injury mean in General Liability coverage?

AIG
Personal injury means false arrest, wrongful detention or false imprisonment, or malicious prosecution; the publication or utterance of a libel or slander or of any defamatory or disparaging material, or a publication or utterance in violation of an individual's right of privacy; wrongful entry or eviction, or other invasion of the right of private occupancy; which occurs during the period. See similar questions...

Does the product have liability insurance?

FAQ
There is $10,000,000 product liability insurance, which covers the manufacture and production of this product. See similar questions...

Who and what does general liability insurance cover?

Insurance Frequently Asked Questions
University employees, students, faculty, volunteers are covered under the University's general liability policy. In general, this covers bodily injury and property damage that we may cause to others due to negligence. See similar questions...

Does Adelchi have liability insurance?

Smart Solutions
Absolutely. We have a comprehensive insurance policy to protect you. Our Trade Partners also carry comprehensive policies. See similar questions...

Does Coastal Moonwalks have liability-insurance?

Frequently asked questions about inflatable moonwalks Jackso...
Absolutely. We are insured with at least enough liability insurance to do business with the city of Jacksonville, the schools department, the parks and recreation department, business corporations, and other organizations or association's that require their vendors to be insured and are able to provide proof of liability insurance. Yes we do. We maintain our inflatables everytime they are used. Our inflatables are inspected for worn areas that might cause a safety concern. See similar questions...

How does liability insurance protect me?

Insurance for Childcare Facilities - What You Need to Know
If you are sued because a child is injured, or becomes sick and the claim is covered by the policy, the insurance company will pay your legal defense costs. If you are found liable (negligent), it will pay the amount specified by the judgement up to the policy limit. Lawsuits are unpleasant as well as expensive, and you need a lawyer to defend you. The best protection is the proper type of insurance, the kind of insurance that is specifically designed for family childcare. See similar questions...

Why do I need liability insurance?

Untitled Document
As students in the education program you will be assigned to local schools and Dalton State College feels it is necessary, and a protection for each student to acquire liability insurance. There are several organizations which offer the insurance to students. Professional Association of Georgia Educators (PAGE) www.pageinc.org or Georgia Association of Educators (GAE) www.gae.org are just two. Others can be found on the internet. See similar questions...

What does Limited Liability mean?

FAQ - UK Company Formation and Incorporation by Fletcher Ken...
Limited liability gives the owners of the company (its shareholders/members) protection should the company fail. This means that if a company is put into liquidation, the people who own the company will only be required to pay what they have already paid or agreed to pay towards settling its debts. Simply let us check that your chosen name is available, and then incorporate the company for you on-line today See similar questions...

What does the Liability Shift mean?

handepay Merchant Services - Electronic payment Solutions | ...
The Liability Shift came into force 1st January 2005 means that the party (either the card issuer or the retailer) that does not have chip and PIN capability will become liable for fraud arising from lost or stolen cards and where the card has been counterfeited. Chip and PIN is designed to greatly reduce these types of fraud. See similar questions...

Basically, what does liability insurance cover?

Travelers Wedding Protector Plan | Frequently Asked Question...
Liability insurance can protect you from liability for property damage/personal injuries to third parties at the location of your ceremony and reception. See similar questions...

How does liability insurance protect my business?

Nevada Auto Insurance, Home Insurance, Life Insurance, Healt...
Business liability insurance may protect you from claims arising from bodily or personal injuries. Other items that could be covered are damage to the property of others, products-completed operations, advertising, premises operations, fire, legal liability and related legal defense costs. For instance, liability insurance will not only pay the cost of covered damages but also the attorney fees and other costs associated with your defense. See similar questions...

What does personal liability insurance cover?

Hanckel-Citizens Insurance Corporation - Claims FAQ. Providi...
Homeowners policies provide broad personal liability coverage for claims made against you by others for injury to themselves or their property. See similar questions...

Product Liability Injuries Q: What does product liability mean?

Breit Drescher & Imprevento, P.C.
Product liability refers to a manufacturer or seller being held liable for placing a defective product into the hands of a consumer. Responsibility for a product defect that causes injury lies with all sellers of the product who are in the distribution chain. Potentially liable parties include: the manufacturer; a manufacturer of component parts; the wholesaler, and the retail store that sold to the end consumer. See similar questions...

Do I need to have employers liability compulsory insurance?

WCBC: Frequently Asked Questions : Health & Safety
Yes it’s the law if you employ anyone – and you should display the certificate in the workplace. quot;Employers' Liability Compulsory Insurance Act 1969 - Free HSE leaflet" (link to external website). See similar questions...

How much liability insurance should I carry?

Department of Regulatory Agencies - Frequently Asked Questio...
You should speak with your agent about your particular circumstances to ensure that you have enough insurance to protect your assets in the event you are sued for damages. Under the old PIP law, if you injured another person in a motor vehicle accident, that person's PIP coverage would cover their medical expenses. Under the new law, your bodily injury liability coverage will cover those same expenses if you are at fault. See similar questions...

Do you bond and provide professional liability insurance for your employees?

Frequently Asked Questions About Health Care for Senior Citi...
Since all of our caregivers are fully employed by Freedom Eldercare, each is individually insured through our professional liability insurance policy and fully bonded for your peace of mind and protection. All Freedom Eldercare employees are required to follow a nurse's care plan and must formally record their daily activities. A record of this daily log is always left with the client. Your aide will document a description of all services provided, including dates and times. See similar questions...

What is Employers’ Liability insurance?

Morton Michel - Group Insurance - Frequently Asked Questions
If you employ anyone, you are required by law to take out Employers’ Liability cover. It is similar to Public Liability insurance, but relates specifically to injuries suffered by your employees. Again, this area has witnessed a massive increase in claims in recent years. See similar questions...

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