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Frequently Asked Questions

What does liability insurance mean?

FAQ
Liability Insurance is insurance the contractor holds to protect the homeowner against any damages to the home by the contractor.

GENERAL LIABILITY INSURANCE What does personal injury mean in General Liability coverage?

AIG
Personal injury means false arrest, wrongful detention or false imprisonment, or malicious prosecution; the publication or utterance of a libel or slander or of any defamatory or disparaging material, or a publication or utterance in violation of an individual's right of privacy; wrongful entry or eviction, or other invasion of the right of private occupancy; which occurs during the period.

Does the product have liability insurance?

FAQ
There is $10,000,000 product liability insurance, which covers the manufacture and production of this product.

Who and what does general liability insurance cover?

Insurance Frequently Asked Questions
University employees, students, faculty, volunteers are covered under the University's general liability policy. In general, this covers bodily injury and property damage that we may cause to others due to negligence.

Does Adelchi have liability insurance?

Smart Solutions
Absolutely. We have a comprehensive insurance policy to protect you. Our Trade Partners also carry comprehensive policies.

How does liability insurance protect me?

Insurance for Childcare Facilities - What You Need to Know
If you are sued because a child is injured, or becomes sick and the claim is covered by the policy, the insurance company will pay your legal defense costs. If you are found liable (negligent), it will pay the amount specified by the judgement up to the policy limit. Lawsuits are unpleasant as well as expensive, and you need a lawyer to defend you. The best protection is the proper type of insurance, the kind of insurance that is specifically designed for family childcare.

Does Coastal Moonwalks have liability-insurance?

Frequently asked questions about inflatable moonwalks Jackso...
Absolutely. We are insured with at least enough liability insurance to do business with the city of Jacksonville, the schools department, the parks and recreation department, business corporations, and other organizations or association's that require their vendors to be insured and are able to provide proof of liability insurance. Yes we do. We maintain our inflatables everytime they are used. Our inflatables are inspected for worn areas that might cause a safety concern.

a personal trainer, how do I get liability insurance?

IFPA FAQ's, Frequently Asked Questions
The IFPA has secured special opportunities for its certified trainers to get liability insurance through the Fitness Insurance Corporation (FIC). IFPA Certified Instructors can get this insurance at cost by using their certification number(s) on the application form for FIC. We will be happy to send you an application listing current prices.

Why do I need liability insurance?

Untitled Document
As students in the education program you will be assigned to local schools and Dalton State College feels it is necessary, and a protection for each student to acquire liability insurance. There are several organizations which offer the insurance to students. Professional Association of Georgia Educators (PAGE) www.pageinc.org or Georgia Association of Educators (GAE) www.gae.org are just two. Others can be found on the internet.

What does Limited Liability mean?

FAQ - UK Company Formation and Incorporation by Fletcher Ken...
Limited liability gives the owners of the company (its shareholders/members) protection should the company fail. This means that if a company is put into liquidation, the people who own the company will only be required to pay what they have already paid or agreed to pay towards settling its debts. Simply let us check that your chosen name is available, and then incorporate the company for you on-line today

What does the Liability Shift mean?

handepay Merchant Services - Electronic payment Solutions | ...
The Liability Shift came into force 1st January 2005 means that the party (either the card issuer or the retailer) that does not have chip and PIN capability will become liable for fraud arising from lost or stolen cards and where the card has been counterfeited. Chip and PIN is designed to greatly reduce these types of fraud.

What does strict liability mean?

Chicago Product Liability Attorney | FAQ
It's the basic idea of product liability lawsuits. In the old days, the prevailing attitude was caveat emptor, meaning buyer beware. Strict liability is the opposite idea. In other words, the manufacturer of a product placed on the market is thought to be the one responsible for keeping defective or dangerous products off the market, and if it fails to do so, should be held accountable.

My insurance company has rescinded my health insurance policy. What does this mean?

Health Insurance FAQ's
Rescission usually occurs as a result of incomplete or inaccurate information submitted on the application, or an omission of information that is pertinent to the underwriting of the policy. Rescission means that the policy will be null and void from the beginning. All premiums should be refunded to the insured.

Does MNA offer liability insurance? Do I have to be a member to obtain liability insurance?

About Us :: FAQ
The Massachusetts Nurses Association recommends the Nurses Service Organization for liability insurance call 800.247.1500 (link to www.nso.com/mna.html). MNA membership is not required to obtain liability insurance through NSO.

Basically, what does liability insurance cover?

Travelers Wedding Protector Plan | Frequently Asked Question...
Liability insurance can protect you from liability for property damage/personal injuries to third parties at the location of your ceremony and reception.

What does public liability insurance cover?

Brighter Business :: FAQs
If a member of the public is injured or their property damaged by you or your business, you could be legally liable and risk being sued. Public liability insurance covers the costs of compensation or damages and also covers the legal fees, costs and expenses you may face when dealing with a claim.

What does auto liability insurance cover?

First Heritage FAQ's
Perhaps the most important type of auto insurance to have is liability coverage. If you cause an accident with your car and injure someone or damage something, auto liability insurance will pay the injured person's medical and repair expenses. Auto liability, technically known as "bodily injury liability" and "property damage liability," protects you if you are held responsible for an accident. It's not unusual for liability protection to account for more than half of an insurance policy's cost.

How does liability insurance protect my business?

Nevada Auto Insurance, Home Insurance, Life Insurance, Healt...
Business liability insurance may protect you from claims arising from bodily or personal injuries. Other items that could be covered are damage to the property of others, products-completed operations, advertising, premises operations, fire, legal liability and related legal defense costs. For instance, liability insurance will not only pay the cost of covered damages but also the attorney fees and other costs associated with your defense.

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