You can visit us online at www.oakfunds.com and access the Transfer of Assets and IRA Application forms under Access Forms & Reports . Complete and return the two forms to:

This is based on multiple factors; please contact one of our Investor Services representatives at 1-888-462-5386 for more information.

Yes, you may initiate a wire transfer of funds from your bank account to your Oak Associates Funds account. If your bank account information is already on file with us, you may transfer funds through an electronic funds transfer. You may also set up Investment Link on your account, where you can invest on a regular basis automatically though the Systematic Investment Program, as well as trade online and make additional investments into your account anytime.

A rollover requires a distribution from an IRA or qualified plan, which is then rolled over into an IRA account within a 60 day period to complete the rollover transaction. While the rules for rollovers and transfers differ, they accomplish similar objectives. Both rollovers and transfers facilitate the tax-free movement of IRA monies from one trustee or custodian to another.

Individuals may transfer all or a portion of their retirement account from their previous employer into a self-directed rollover IRA.

A rollover requires a distribution from an IRA or qualified plan, which is then rolled over into an IRA account within a 60 day period to complete the rollover transaction. While the rules for rollovers and transfers differ, they accomplish similar objectives. Both rollovers and transfers facilitate the tax-free movement of IRA monies from one trustee or custodian to another.

You can access Oak Associates Funds information online at www.oakfunds.com or by emailing us at Oakfunds@seic.com. Oak Associates Funds also has a team of Investor Services Representatives available for questions at 1-888-462-5386. Our hours of operation are 8:30 AM to 8:00 PM EST, Monday ? Friday, to speak with a representative for general information, and 9:00 AM to 4:00 PM EST Monday ? Friday for trades.

The minimum investment for a regular or IRA account is $2000, and the minimum investment for a Coverdell account is $1000.

Visit us at www.oakfunds.com and click on My Oak Account where you can open an account online. In addition you can mail us a check made payable to "Oak Associates Funds" with a short note telling us which Fund and account to reference. (A new application is only needed if another account is opened under a different name. You may also exchange shares from one account to open a new account.)

Income dividends and/or capital gains distributions for all Oak Associates Funds are declared annually in December. The dividends and capital gains for all Funds are automatically reinvested back into the Funds to purchase additional shares, unless an investor specifically requests to receive the distributions in cash.

Yes. Please provide a written request highlighting your account information for the accounts that you would like to have linked together and send to:

Yes. If you have left the federal government for at least 31 days, you can have your TSP funds rolled over to a Rollover IRA. Keep in mind that you need to first select a financial institution and the investment that will receive your TSP account balance for a trustee-to-trustee transfer. You must not receive any of your TSP funds to avoid income taxes. If you do, the TSP office will be required to withhold taxes from your TSP distribution.

That depends on your particular needs and circumstances. Here are some reasons you might want to roll over distributions to your IRA: You want to, or have to, take a distribution from your employer’s plan and want these funds to continue to grow tax-free in your own IRA. a self-employed, you are terminating your Keogh plan or retiring from business and want to continue the tax shelter for these distributions.

You will lose federal law protection against creditor claims on your retirement assets. However, your state law may offer protection. Rollovers from company or Keogh plans may take away your spouse’s right to share in plan assets. TIP: To avoid tax hassles, rollovers should be done between the trustees of the plans involved, and not as a do-it-yourself.

When you open a Rollover IRA to receive a qualified distribution, you can defer any current tax liability on that distribution and your funds can continue to grow on a tax-deferred basis until you withdraw them. Morgan Stanley and its Financial Advisors do not offer tax advice. Individuals should consult their personal tax advisor before making any tax-related investment decisions. Branch Locator | Site Map | Privacy | Terms of Use | Disclosures | Morgan Stanley DW Inc.

In most cases there is no limit on the amount you may transfer or roll over into an IRA because you are simply moving the money from one type of retirement plan to another. You may transfer or roll over your IRA regardless of your age. However, if you are 70? or older, you must receive a minimum required distribution from your IRA each year. This should be taken into account in planning your rollover.

Yes. Starting in 2002, you may put after-tax contributions from a qualified retirement plan into a Traditional IRA. Yes, but only if you deposit the check into an IRA Rollover within 60 days along with the 20 percent your employer withheld. If you do not make up the 20 percent, this amount will be considered a distribution and taxed as ordinary income. It could also be subject to a 10-percent early withdrawal penalty.