A Directors & Officers’ Liability (D&O) insurance policy protects the directors, officers and senior managers of a corporation against loss they are legally liable to pay for claims made against them arising from allegations of a wrongful act in the conduct of their duties on behalf of the corporation.

Directors & Officers Liability (D&O) Insurance provides coverage resulting from any claim made during the Period of Insurance for any Wrongful Act in the Insured persons capacity as Director, Officer or Employee of the Company. D & O Liability Insurance is designed to help protect both the assets of the company and the personal assets of these individuals.

Directors' & Officers' Liability insurance covers the individual directors' and officers' of a company for a wrongful act(s) committed by them in their respective roles within the organisation. The policy does not normally cover the company (or entity) itself other than to provide lawful reimbursement of legal defence costs incurred by the company in the defence of a claim against a director or officer.

A Directors & Officers' Liability (D&O) policy will cover any past, present of future director, officer or senior manager of a corporation.

Under normal circumstances, officers, directors, managers, etc. do not have personal liability for lawful acts of the corporation. In addition, in Nevada statutes, the owners are not the "appropriate" party to a lawsuit. The company may also indemnify any officer, director, manager, etc. from personal liability.

A Professional Indemnity insurance policy covers a person and/or their company against claims made against them by a third party for financial compensation arising from a breach of their professional duty. Examples can include an insurance broker overlooking a particular risk exposure to his client's business and not arranging the appropriate insurance protection or an engineer designing a coal washing plant that does not perform to required specifications.

University employees, students, faculty, volunteers are covered under the University's general liability policy. In general, this covers bodily injury and property damage that we may cause to others due to negligence.

Liability insurance can protect you from liability for property damage/personal injuries to third parties at the location of your ceremony and reception.

Homeowners policies provide broad personal liability coverage for claims made against you by others for injury to themselves or their property.

A form of liability insurance protecting policyholders for claims in excess of the limits of their primary automobile, general liability and workers compensation policies, and for some (few) claims excluded by their primary policies which are subject to a deductible, which may range from $250 for a personal umbrella to a minimum of $10,000 for a commercial umbrella.

Any person or business handling hazardous substances is required to take the insurance cover under the Public Liability policy and includes in the case of a firm - any of its partners, in the case of an association - any of its members and in the case of a company - any of its directors, managers, secretaries or other officers who are directly in charge of the conduct of the business of the company.

Generally, only one director and or officer has to be appointed with the Articles or Certificates of Incorporation. However, some states vary in these requirements, but usually require no more than three. Requirements for LLC's (Limited Liability Companies) vary by state.

Travel insurance covers many aspects of your vacation from cancellation to medical coverage. It is strongly recommended and reasonably priced for the peace of mind it proivides you. Please see our Travel Insurance Information. Back to top

A summary of the Rose-Hulman laptop insurance plan follows: Coverage Highlights: Replacement costs are for a laptop computer that is of comparable functionality to the stolen or lost computer. All claims require the insured laptop owner to pay a deductible amount from the repair or replacement cost (See Question 13). The following excerpt from the purchase agreement gives the details of insurance coverage. The regulations apply to the coverage of all student laptop computers.

Yes, as long as you are on University of Massachusetts business or at a University of Massachusetts sponsored event. You would also want a Certificate of Insurance for the event location's general liability insurance to be sure they are covered for their negligence.

Legal malpractice policies are usually designed to provide coverage for claims that arise from "wrongful acts" committed in the rendering of legal services (sometimes called "professional services") in your capacity as a lawyer and generally provide both indemnification coverage and claims expense coverage, subject to specified deductibles and endorsements.

Public Liability Insurance provides cover in the event that organisers injure anyone or damage third party property - i.e. GLA property or that of other visitors, consultants etc. This cover is not required by law but is vital in the event that the organisers cause serious injury or even death. The cover is based upon negligence, so any other party would still need to prove that the organiser was negligent. The policy responds to claims from third parties.

Typically, professional liability insurance policies are designed to cover lawyers and employees of the law firm acting on behalf of the firm (and, sometimes, lawyers currently with the firm who are sued over activities performed when with a different firm), and the firm itself, as specified in the policy.