Yes. We are proud to be the only online savings account to offer an ATM card. Opening an HSBC Direct Online Savings account entitles you to an ATM card for easy access to your funds.

HSBC Direct Online Savings is an online-only account with one of the country's highest APYs. Our online-only account has less overhead and less paperwork so you get one of the best rates around. And no monthly fees. No minimum balance. No risk.

Opening an HSBCdirect Online Savings Account is fast, simple and convenient. Open your account online by clicking on HSBC Direct. You'll need the following information handy in order to complete the application: If you are a non-US Citizen - Your Green Card or Passport Number, Country of Issuance, and expiration date

HSBCdirect is an online-only savings account. By operating exclusively online, we have less overhead and paperwork, so we can pass on more savings to you with one of the best rates around. There are no monthly fees and no minimum balance. Of course, you can always open a traditional savings account, at any of our branches, at a lower interest rate.

Just multiply the amount that you’ve deposited by the APR and by the amount of time that the money is invested. You will accrue daily interest on your account, compounded monthly and credited to your available balance at the end of each monthly cycle. The APR is the non-compounded interest rate applied to account balances.

Use the HSBC Personal Internet Banking service to transfer funds from your HSBC Direct Online Savings Account to your bank account. Just log on to your account using your personal information and follow the simple instructions for transferring money. Call our Customer Relationship Center and transfer your money between your existing HSBC accounts using the Voice Response Unit (VRU) at 1-800-975-HSBC (4722). This fee is charged by the ATM network for use of a non-HSBC ATM.

Transfer money from your non-HSBC checking or savings accounts at another Bank via a Bank-to-Bank transfer To find out more about the deposit by mail feature, go to the deposit Account Summary screen and click on Learn More. You can make subsequent deposits or transfers into the Online Savings Account after 5 business days. This will ensure your initial deposit is fully credited and the account is prepared to accept additional funds.

While you can't wire funds directly from your HSBC Direct Online Savings Account, you can transfer money from your Online Savings account to another account (such as your checking account), and then do the wire transfer from there.

Only individual consumers can open an HSBC Direct Online Savings Account. However, we do have outstanding business banking services available.

Every month, you're earning interest on your original deposit plus any previously earned interest — or interest that has compounded. That compounded interest is the APY, or the interest rate paid on your principal plus the previous interest. Since you usually earn interest each month, you get a slightly higher return.

No. You won’t be able to make deposits or withdrawals at a branch because HSBC Direct Online Savings is an online-only account. However, if you have an HSBC savings or checking account, you can transfer your HSBC Direct Online Savings to that account and then withdraw the funds at a branch. You can also use an HSBC ATM for deposits and withdrawals – $500 per transaction and up to $1,000 per day.

Yes, you can use your H&R Block Bank ATM or debit card with your Savings or Money Market account to verify balances, withdraw funds or transfer funds to one of your other accounts at the H&R Block Bank.

You can designate your primary accounts and ATM preferences by sending us a BankMail with your preferences through Personal Internet Banking. Or call our Customer Relationship Center at 1-800-975-4722 to adjust your settings.

Fixed-rate conforming mortgages are sold to the secondary market, but servicing can be retained at First American. For more information about mortgage options click here.

By operating exclusively online, we have lower costs and less paperwork, so we can pass on the savings to you by offering one of the best rates around. There are no monthly fees and no minimum balance is required. Of course, you can always open a traditional savings account, at any of our branches, at a lower interest rate.

Yes you can, you just need to send us verified ID having completed your online application. Find out what kind of identification is acceptable. Please note that bank accounts and other product and services cannot be set up unless you have a physical New Zealand street address and proof of this will be required. If you are not currently living in New Zealand, please visit your local HSBC branch to find out more.

Yes it is. The Online Savings Account (OSA) has been renamed to the Direct Savings Account (DSA). For OSA account holders this is the same product but HSBC has now made transacting on this account free. What this means is that you can pay your bills online or make transfers between your HSBC accounts as well as accounts at other financial institutions all for free.

Chase, Allpoint, Star, Cirrus and NYCE networks all accept the Direct Payment Card. The logos on the back of your Card should be displayed at participating ATMs.

Yes, for an application, click on "Applications" or "Open a New Account" from the home page. A signature is required on this application. It must be printed and mailed in. Note: When ordering Check/ATM cards online, you will not be able to pick your PIN. Your PIN will be assigned.