Extended Reporting Period Coverage (also known as tail coverage) is generally available for an additional premium upon the cancellation or non-renewal of a policy. If purchased, it covers claims resulting from medical incidents or occurrences that occurred on or after the policyholder’s retroactive date and before the policy termination date and that are first reported to NORCAL after the policy is terminated.

A tail insurance policy is an endorsement to the current policy that extends the reporting period of a claim after a claims-made policy has expired or has been canceled. Since most healthcare providers carry claims made insurance policies, tail insurance provides important protection against claims that could be made months or even years after care was provided to a patient. HU provides free tail coverage to retiring owner who have been a policyholder for at least five consecutive years. See similar questions...

It is very important that you maintain continuous malpractice coverage throughout your career in family medicine. California has a claims-made insurance market. You can be sued but not be covered for your defense if you receive notice of a lawsuit for something that happened while you were insured, but have already terminated your policy with that insurance company. Tail insurance is supplemental coverage to a claims-made policy for incidents that happened under an old malpractice policy. See similar questions...

The warranty covers everything that is manufactured by Mooney Airplane Company and excludes vendor supplied equipment. These are covered under separate vendor warranties. See similar questions...

Kites that are flat need a tail to add stability to the flying. The Sled and Malay Bird kite kits come with tail patterns. If you do not have time to cut them out or the kite makers have difficulty cutting around the curved lines of the tails, you may want to create your own tails or purchase our tail material (We have 9 different patterns. View our Tail Material.) The Delta kit comes with fringe on the pattern. If you also want to add a tail, do so at the bottom of the center stick. See similar questions...

Most kites do not require a tail to fly in their normal wind range. In gusty winds adding a tail can help to stabilize the kite. Plus, tails always look great! They add drama and color to your flight and long tube tails trace the path of your stunt kite in the sky. See similar questions...

No, I feel this is the barometer of what your dog is thinking and is too important to remove. Of course, you could have it removed at any time, but I would not encourage you to. See similar questions...

When you apply for an insurance policy, you will be asked a number of questions. For example, the agent might ask you your name, age, gender, address, etc. In addition, you will be asked a number of other questions which will be used to determine how likely you are to make a claim. See similar questions...

Yes. Provided all policy premiums have been paid, NORCAL will generally waive the tail premium for a physician if he or she retires completely from the practice of medicine at age 55 or older and was insured with NORCAL 60 months; becomes totally and permanently disabled (and is unable to continue practicing as a physician or surgeon); or dies during the policy period. Additional benefits may apply for those physicians who were insured with NORCAL before October 1, 2005. See similar questions...

The tail factors are included in the Association Manual. These factors are applied to the occurrence premium at the time the claims-made coverage terminates. The occurrence premium is based on rates applicable at the time of termination and any other factors that would otherwise apply to the coverage. If such factors such as resident or new physician credits were applied, the factors that apply are those that applied to the terminating coverage. See similar questions...

This question has been making its way around the message board. Reportedly, the nose is a not so subtle snub to the Weinsteins formerly of Miramax, who refused to allow Damon to wear a prosthetic nose for Gilliam's The Brothers Grimm on the basis that an A-list star should be easily identifiable. When Soderbergh heard this, he supposedly insisted that Damon should wear a prosthetic nose for O13. See similar questions...

Answer. Please refer to the Plan Highlights section of this site for extension of benefits after termination information. See similar questions...

The standard insurance policy does not pay for direct damages caused by "earth movement." "Earth movement" is a much broader term than earthquake. It includes earthquake, volcanic activity and other earth movement. This coverage may be available by endorsement for an additional charge. If you live in an area that is more likely to have an earthquake, you'll pay more than if you live in an area that is unlikely to have an earthquake. See similar questions...