The HSBC MasterCard is issued by HSBC Bank Canada, but offered to you through our HSBC Finance Branches which are part of the HSBC Group.

The HSBC MasterCard is offered to customers on a pre-selected basis. In order to qualify for an HSBC MasterCard, you must be the age of majority in the province of residence. Credit approval will be determined upon review of your current credit bureau report and other information that could influence your credit rating. No. The HSBC MasterCard is offered to customers on a pre-selected basis.

If you are approved for the HSBC MasterCard, you will receive your new HSBC MasterCard and the terms associated with your Account within 10-15 business days of approval. If we are unable to establish an account for you, we will send you a letter explaining our decision.

From your home phone call 1-866-573-HSBC (4722) to activate your HSBC MasterCard. Please note, the Primary Cardholder on the HSBC MasterCard Account must call to activate additional cards for Secondary Cardholders and/or Authorized users.

Contact us immediately. If you are within Canada or the U.S.A. call 1-866-406-HSBC(4722). Elsewhere call us collect at 905-415-4723.

Enrol into our Pre-Authorized Debit Plan by picking up an authorization form at your nearest HSBC Bank Canada branch. Please send your payment at least 10 days prior to the payment due date on your statement to ensure timely delivery. Check with your Financial Institution for other available payment options, including your Financial Institution’s online bill payment service.

Additional cards are another benefit of being an HSBC MasterCard cardholder. You can add your spouse or family members as an Authorized User and there is no additional fee. If you have enrolled in one of the HSBC Rewards Programs, you will be charged an annual $35 Rewards fee for each card issued on your MasterCard Account, including all supplemental cards. You can also earn more Rewards Points with additional Authorized Users on your HSBC MasterCard Account.

You may register for the services at online@hsbc. Upon successful log in to online@hsbc, please select Verified by Visa or MasterCard SecureCode under Services. Create your own password for online payment authentication and your own personal message which will be used to verify that the authentication screen is genuine when you shop online.

You can transfer balances from other credit cards to your HSBC MasterCard by visiting HSBC MasterCard Online Access at www.hsbccreditcard.ca. You also have the option to request a balance transfer through Customer Care by calling the number on the back of your HSBC MasterCard.

Credit limit increases may be granted periodically to accounts with a "good standing" history. Your HSBC MasterCard must be open for at least 6 months to be eligible for a credit limit increase.

Register for HSBC's secure online payment services in the secure online payment registration section of online@hsbc, our internet banking service, or the Card Services section of www.hsbc.co.in Create your own password for online payment authentication and your own personal message, which will be used to authenticate you as the cardholder.

HSBC is the world's local bank, with 9,500 offices in 76 countries and territories in Europe, the Asia-Pacific region, the Americas, the Middle East and Africa. We are the second largest financial company in the world and among the largest in the U.S. In the United States, most of our HSBC Bank USA, N.A. branches are in New York State. You'll also find us in several other states, including California, Delaware, Florida, Oregon, Pennsylvania, Washington, and the District of Columbia.

The biggest difference between CareCredit and Visa/MasterCard is that any transaction over $300 qualifies for a special financing promotion. Financing promotions vary in every healthcare practice, but generally fall into these categories: convenient monthly payment Promotions and Low Monthly Payment Promotions with a fixed interest rate. * Click here for Details and Terms

To view a list of participating SecureCode merchants, click here. Please check back periodically to see which new merchants have been added to the list. When buying from merchants who do not yet participate in SecureCode, you will still be protected from unauthorized purchases with Zero Liability from MasterCard.

You are transfered to HSBC so that your credit card details are protected using the most up-to-date technology available on the internet. Punk Rock Baby does not hold your card details at any time during the transaction. This makes it easier and safer for us and you. HSBC uses the latest 'Verified By Visa' and 'MasterSecure' technology bringing a much safer place to shop.

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You may ask for back issues of any digests by writing to SCA-Request@mc.lcs.mit.edu and specifying the date(s)/number(s) of the issue you want mailed to you. That address is serviced by overworked humans so expect any request to take up to a week to process. Please be reasonable about the number of back issues you request. ("Everything up to now" is *not* reasonable :-) You can also check Stefan's Rialto Archive at http://www.florilegium.org by Stefan li Rous (stefan@florilegium.

Back issues of ATPM, dating since April 1995, are available in DOCMaker stand-alone format. In addition, all issues since ATPM 2.05 (May 1996) are available in HTML format. You can search all of our back issues.