The proposed Plan of Allocation that, if finally approved by the Court, will be used to allocate the settlement fund that will include the amounts paid under the Gallagher Settlement Agreement to Settlement Class Members is available by visiting the “Plan of Allocation” link on this website.

A settlement fund of $28,000,000 plus interest will be distributed in connection with the Gallagher Settlement. Gallagher must also pay certain additional amounts – the amount awarded to cover attorneys’ fees and expenses for Plaintiffs’ counsel, the amount awarded to cover incentive awards for the named Plaintiffs, and the amount required to cover all administrative costs associated with administering the settlement (including the costs of providing the Notice to you).

If you are within the definition of Settlement Class Member (see paragraph 3 above), you may either (i) participate in the Gallagher Settlement or (ii) request exclusion from the Gallagher Settlement. If you want to participate in the Gallagher Settlement, but you object to any term of the Gallagher Settlement, you may submit an objection to the Court.

In its April 13, 2007 Order, the Court set a hearing for July 24, 2007 at 1:00 p.m., when the Court will consider whether to approve the Gallagher Settlement. The hearing will take place in Courtroom 4E, in the United States Courthouse located at United States Courthouse, 402 East State Street, Trenton, New Jersey 08608. The Court may choose to change the date and/or time of the hearing without further notice of any kind.

If the Gallagher Settlement is finally approved, Settlement Class Members will release all claims that have been raised or that could have been raised in the Class Action as set out in the release contained in the “Gallagher Settlement Agreement” (the “Release”), against all of the people and entities that are included in the definition of “Releasee” in the Gallagher Settlement Agreement. The Class Action will be dismissed with prejudice as to Gallagher.

Gallagher has agreed to pay all costs of implementing and administering the Gallagher Settlement, including the costs of printing and mailing the Notice, publishing a summary notice, and setting up and maintaining the toll-free telephone number, website and e-mail address that is identified in the Notice for Settlement Class Members’ questions. Payment of these costs will be in addition to the amounts that Gallagher must pay as settlement relief.

A Settlement Class Member does not need to hire his, her or its own attorney, but may choose to do so. If you decide to hire your own attorney, you will be responsible for paying any fees and expenses that he or she incurs. If you do not hire your own attorney, you will be represented by Class Counsel. As described in paragraph 22 above, if you choose to be represented by Class Counsel, you will not incur any fees and expenses in connection with that representation.

March 1, 2005. WPOA recommends that the paperwork be ready February 1, 2005 or soon thereafter so that any necessary tasks be in order.

A marital settlement agreement spells out the terms of the divorce and the relationship between the two spouses after the divorce. These agreements usually cover property division, child custody and child plans, debt division, spousal support, and any other relevant issues related to the divorce. LegalZoom's Divorce Service includes a free marriage settlement agreement. Although not required, filing a martial settlement agreement has many advantages.

The marital settlement is automatically included, free of additional charge, with the purchase of one of LegalZoom's divorce packages.

Mediations customarily result in a written agreement. The parties may write the agreement up themselves or they may ask the mediator to assist. Any written document will be read and discussed by all parties to assure agreement before signature.

After a husband and wife separate, especially if they intend to divorce, it is desirable for them to enter into a written agreement to provide for: Also included are many other items which set forth the mutual rights and duties of the two people. This agreement is a contract, but may be enforced as though it is an order of the court. Certain provisions in the agreement concerning child custody, visitation, and child support con later be modified by the court if circumstances change.

A text copy of the agreement can be found at www.dshs.state.tx.us/tobaccosettlement/tobsett.shtm or contact Ms. Peggy Belcher at DSHS, telephone 512.458.7111 ext. 2237, or email: .

If no agreement is reached at a settlement conference, a date for trial will be set by the Court. If no settlement conference is held, a trial date will be set by the Court.

Wall Street likes it. On November 19, 2004, Unumprovident shares closed up approximately twelve percent (12%), the day after the settlement agreement was announced. Draw your own conclusion from Wall Street's evaluation of the settlement agreement. The Unumprovident press release stated, "UnumProvident is committed to handling customers' claims in a fair, thorough and objective manner," said Thomas R. Watjen, UnumProvident president and chief executive officer.

First, the parties agreed that within 30 days of the EEOC Administrative Judge's final approval of the Settlement Agreement (July 10, 2002), GSFC would transfer the sum of $3.7M to a qualified settlement fund that would be administered by Class Counsel. This requirement was met on August 7, 2002. Out of the $3.7M, $2,286,459 would be allocated to Class members in derived back pay, prejudgment interest and compensatory damages.

All employees will receive training on all aspects of the redesigned performance management system prior to its implementation or within three months thereof. Supervisors will be trained on the purpose and process of establishing and using IDPs as well as EEO and diversity issues. Career enhancement training will be made available to employees that will include information on the effective preparation of IDPs and career development.

a. Limit the amount of markup on certain automobile loans for the next three years [a cap of 2.50% on loans for terms of sixty (60) months or less; and 2.00% on loans for terms of more than sixty (60) months; c. Fund consumer education and assistance programs directed to African Americans and Hispanic communities which will help consumers with respect to credit financing; and d.

Generally speaking, you will not pay income taxes on the amount of the settlement, particularly when it is compensation for pain and suffering.