The general rule is that contributions (other than union dues) withheld from an employee's wages or paid to the employer by a participant must be sent to the plan on the earliest date these contributions can reasonably be separated from the employer's general assets. This means that if you know how much should be sent to the plan three days after the pay date and it takes you another day to prepare the check, you must submit employee contributions four days after the pay date.

Yes. An additional 50% of contributions can be deducted from your pay. Please note that this deduction is not tax deferred. This form is available from the Police Pension website or you can click here to access it.

No. The employer sends his contribution as well as the employee's contribution directly to the Custodian.

You may not withdraw pension contributions if you are vested. However, if you are not vested and have Employee Contributions (including UV & HP plus any interest accrued) in the Pension Plan, you may withdraw these contributions plus interest if you leave the Industry for a minimum of three months or if you have a Break in Service. The withdrawal requires submission of a completed Withdrawal form to the Plan Office. Under certain circumstances you may withdraw UV & HP even if you are vested.

Your pension contributions are calculated as a percentage of your regular earnings and deducted directly from your pay. Your OPTrust pension is integrated with the Canada Pension Plan (CPP). This means that you pay lower contributions to OPTrust for the part of your earnings that is also covered by CPP. The lower contribution rate applies to earnings below Year's Maximum Pensionable Earnings (YMPE). For 2005 the YMPE is $41,100.

Yes. Your employer will keep track of your contributions and report them on your T4 slip as contributions to a registered pension plan. Your T4 will also show a "pension adjustment" amount. The Canada Revenue Agency (CRA) uses the pension adjustment to calculate the amount of RRSP contribution room you will have in the following year. The CRA will notify you of your RRSP room for the following year on your annual Notice of Assessment.

Your contributions are currently deducted from your pay after taxes. The City does not report the refund of your pension contributions as taxable income to you. If you contributed to the City Employees' Pension Fund for at least five years, you are eligible for interest on your contributions. Interest paid to you on a refund is generally taxable, but may be rolled over to a pre-tax investment vehicle. Please consult your tax advisor.

The employer does not have to begin the makeup contributions until after the veteran returns to civilian employment with the same employer. The employer's makeup contribution period is equal to three times the period of qualified military service - not to exceed five years.

A rehired veteran has up to three times the period of service - not to exceed five years - to make up missed employee contributions. The amount of makeup contributions is subject to the limits that would have applied during the military service period. Return to List of FAQs

No. The University's retirement plan does not provide for Contributions to be made on an after-tax basis.

A member may make extra contributions by waiving the ITHP (Increased-Take-Home-Pay), currently at 5%, tax deferred. This form is available from the Police Pension website or you can click here to access it.

Here are some answers to frequently asked questions about our Solo & Company 401k plans: Click here for more information about ROTH 401k contributions. To search this page, press CTRL-F.

Marriage is the fundamental pattern for male-female relationships. It contributes to society because it models the way in which women and men live interdependently and commit, for the whole of life, to seek the good of each other. The marital union also provides the best conditions for raising children: namely, the stable, loving relationship of a mother and father present only in marriage.

Yes. You do not have to wait for open enrollment to make changes to your 403(b). To make changes, you have to submit a completed Salary Reduction Agreement Form [SRA].

When you contribute through ActBlue, the payment page (just above where you enter your credit card information) gives you the option of making the contribution just once, or on a recurring monthly basis for as many months as you choose. Your credit card will be charged on approximately the same day each month, and you will be e-mailed a receipt for each monthly transaction.

You can take control of the investment decisions; you may invest in markets of your choice using our structured products.

If you wish to commence paying AVCs or contributions to the stakeholder pension plan, you need to complete an application form, available from your Human Resources Department.

Schwab offers many convenient ways to make deposits to your 529 Plan. Most popular is our Automatic Monthly Investment service to setup recurring monthly deposits from a Schwab Account or account with other financial institutions. You can also use our MoneyLink® electronic funds transfer feature to make single or reoccurring transfers from a Schwab account to your Schwab 529 Plan. Forms for these services as well as other deposit forms can be found at Fund Your 529 Account.