Statutory Provident Fund - For all industries employing 20 or more persons engaged in any industry specified in Schedule - I attached to the Employees' Provident Funds & Miscellaneous Provisions Act, 1952 or for all Establishments or classes of Establish- ments to which the said Act has specifically been made applicable by the Central Government by issue of notification in Gazette of India, such Provident Fund is compulsory for employees drawing salaries (Basic + DA) of upto Rs. 6500/- pm.

CPF is a comprehensive social security savings scheme to which both employers and employees have to contribute. CPF takes care of members' needs in retirement, healthcare, home ownership, family protection and asset enhancement. See similar questions...

It is a Fund built up by contributions made by the employee during his working life and an equal contribution by his employer @ 12% of his salary at present and is payable back to him together with interest on exit from employment. See similar questions...

The provident fund of the bankrupt will be considered as part of the bankrupt's assets subject to the provisions of individual provident fund. See similar questions...

The EPF is a form of compulsory savings for workers. 30% of this saving can be used for house purchases, 30% can be used to meet medical expenses and the balance can be fully withdrawn on retirement or when a person leaves the country for good. Currently, employees and employers contribute 11% and 12% of the employee’s monthly salary, respectively. All deductions and employer contributions should be noted in the employee’s salary slip. See similar questions...

A mutual fund scheme can be classified into open-ended scheme or close-ended scheme depending on its maturity period. open-ended fund or scheme is one that is available for subscription and repurchase on a continuous basis. These schemes do not have a fixed maturity period. Investors can conveniently buy and sell units at Net Asset Value (NAV) related prices which are declared on a daily basis. The key feature of open-end schemes is liquidity. See similar questions...

PR can withdraw their savings at age 55, after a Minimum Sum in their Retirement Account is set aside. Members can also withdraw their CPF savings if they are permanently incapacitated or will leave Singapore and West Malaysia permanently. If members do return to Singapore, they must reimburse the CPF Board for the amount they had withdrawn with interest. See similar questions...

CPF funds can be used for payment of tuition fees for Semester 1, 2 & special semesters for full-time undergraduate students only. CPF Board does not allow the use of such funds for Mandatory Miscellaneous fees and hostel charges. Online application can be made at CPF Board website. Please click here to know more about CPF Education Scheme. See similar questions...

Please refer to the table attached. Those not registered to contribute to EPF have to be registered through the R&D Office. Registration is effective throughout one's working life. See similar questions...

per the Act, the member has to contribute at the rate of 10% or 12% of his basic pay, D.A. & retaining allowance if any. In case the member wants to contribute more than this, voluntarily he can do so at any rate he desires. i.e. upto 100% of basic and D.A. But the employer is not bound to contribute at the enhanced rate. Use the appropriate form for claiming Provident Fund Pension, withdrawal benefit/scheme certificate, Employees' Deposit Linked Insurance benefit, etc. See similar questions...

An employee can be exempt from the provisions of the MPFSO under certain circumstances which include, inter alia, the following: permission is given for the person to land or remain in Hong Kong for the purposes of employment under the conditions of stay imposed in accordance with section 11 of the Immigration Ordinance (Cap. See similar questions...

That depends on the strategy of the concerned scheme. But generally there are 3 broad categories. A dividend plan entails a regular payment of dividend to the investors. A reinvestment plan is a plan where these dividends are reinvested in the scheme itself. A growth plan is one where no dividends are declared and the investor only gains through capital appreciation in the NAV of the fund. See similar questions...

The securities in a UIT are professionally selected to meet a stated investment objective, such as growth, income, or capital appreciation. UITs employ a "buy-and-hold" investment strategy: once the trust's portfolio is selected, its securities typically will not be sold or new ones bought, unlike mutual funds. See similar questions...

Comedo (whiteheads or blackheads) or papules. The comedo is the basic acne lesion, which is a plugged pore. If the plugged pore stays under the skin, it's called a closed comedo and forms a white bump or whitehead. Blackheads are comedos that open up and appear blackish on the surface of the skin. This black color is not due to dirt, but because the air reacts with the excess oil. Nodules. These are more serious acne lesions. They lodge deeper in the skin, are painful, and can cause scarring. See similar questions...

See Special Events for a detailed description. A "regular" orienteering meet is point to point, take the controls in order, fastest person wins. A Score-o leaves the order up to the competitor. Controls have a point value. Most points in shortest time wins. A Night-o is just like regular Orienteering, it's just in the dark, and, yes, you bring a flashlight! See similar questions...

Unstable angina. People with coronary artery disease may develop unstable angina, meaning pain and discomfort can happen unpredictably, even during rest. The pain is generally more severe and frequent than that of chronic angina. New or more severe symptoms of unstable angina require medical help right away, since a heart attack may be about to happen. Chronic angina patients may develop unstable angina as their condition progresses. Syndrome X. See similar questions...

Diabetic retinopathy is classified as either nonproliferative (background) or proliferative. Nonproliferative retinopathy is the early stage, where small retinal blood vessels break and leak. In proliferative retinopathy, new blood vessels grow abnormally within the retina. This new growth can cause scarring or retinal detachment, which can lead to vision loss. The new blood vessels may also grow or bleed into the vitreous humor, the transparent gel filling the eyeball in front of the retina. See similar questions...

composed of a main lens and two reading ssegments; one for near and one for intermediate distances (about arm lengths) high power plus lenses used for cataract patients. - made with aspheric surfaces to minimise aberrations due to shape of the lens darken when exposed to short wavelength radiation (300nm - 400nm) or ultra-violet light - rate of darkening and final transmission of the lens (saturation transmission) depends on the ambient temperature. See similar questions...

All types respond differently to natural hormones occurring in different amounts in both men and women. Not all hair is visible on the surface of your skin. Hair growth goes between active and resting stages. On your head, above 90% of your hair is in the active growing stage that can last up to 7 years. The growing cycle of your body hair lasts only for a few months and as much as 30% of your hair is in the resting stage. See similar questions...

The two most prevalent types of migraine headache are migraines with aura and migraine without aura, the latter of the two being more common. See similar questions...