Out-of-network providers do not participate in the Encore Health Network. Therefore, they have not agreed to keep their charges within your healthcare plan’s allowable amount. Out-of-network providers may charge any amount for services provided. Of course, you have the option of visiting an out-of-network provider at any time.

Copayment - the dollar amount you pay for each in-network physician home or office visit. Physician copayments are for in-network care only. Network physicians agree to accept your copayment and UNICARE's reimbursement as payment-in-full for covered services if your plan pays 100% of the covered charge. If your Certificate of Coverage or plan booklet states that your plan pays less than 100% for physician office visits, you may have additional out-of-pocket costs. See similar questions...

A12: A calendar year deductible is the amount of covered medical expenses an individual pays each calendar year before benefits are paid by the plan. A co-payment is the fee charged by a health care professional to an individual for a covered medical expense or for covered prescription drug expenses. See similar questions...

FIXED DEDUCTIBLES: If you choose this option your deductibles are $500 for collision and $1000 for theft, regardless of your vehicle value. This option is required by most leasing companies and lien holders. By choosing this option your premium will increase by a few percent, but in the event of a claim you will save significant money when compared to the Percentage Deductible option offered by most typical Mexico Auto Insurance policies. See similar questions...

The individual deductible is the amount of expenses that one individual must accumulate before their deductible is met. The family deductible is the amount that the all covered family together must accumulate before the deductible is met for all family members. Once the family deductible is met, no individual family member needs to accumulate additional expenses towards their deductible. See similar questions...

Deductibles are the first part of a claim that the Insured is responsible for. The deductible depends on the benefit the Insured is claiming for (ie. The Sect A Deductible is different then the Sect B deductible). The deductible is deducted per claim, per condition & per person and this is only deducted once at the beginning of each individual claim. See similar questions...

NETWORK PREFERRED PROVIDER This is a Savon dentist that abides by our set fee schedule. With a network preferred provider you and your provider both have a fee schedule that lists exactly what you pay for each procedure. If a procedures is not listed on the fee schedule, you will receive a 50% discount off the dentist's usual and customary fees (minus lab fees). This discount is not up to 50% off, it is 50% off usual and customary fees. See similar questions...

in-network provider is one contracted with the health insurance company to provide services to plan members for specific pre-negotiated rates. An out-of-network provider is one not contracted with the health insurance plan. Typically, if you visit a physician or other provider within the network, the amount you will be responsible for paying will be less than if you go to an out-of-network provider. See similar questions...

Medicaid pays the deductibles, coinsurance and premiums for Medicare Part A and B for low income persons. These individuals are called "Qualified Medicare Beneficiaries" or QMB's. See similar questions...

The published rates for all plans include a zero deductible. The following deductible options and savings are available for the Single-Trip Emergency Medical Plan and the Multi-Trip Emergency Medical Plan: Please note: Deductible amounts apply to emergency medical coverage only. Deductible options are not available on the Single-Trip All-Inclusive plans or the Multi-Trip All-Inclusive plans. See similar questions...

No. Calculating deductibles requires access to the "Common Working File," which we cannot obtain because we are neither a provider nor an FI. See similar questions...

Deductibles apply for some services, such as hospital care, including inpatient facility charges, outpatient facility, home health care, ambulatory surgery centers and lab/x-rays performed outside of a doctor’s office visit. They also may apply for out-of-network office visits. See similar questions...

No. Payment of your monthly premium is all that is required. We settle all claims on your behalf directly with the service provider. See similar questions...

Yes, there is a $200 per plan year deductible for medical services provided outside of UHS. The deductible does not apply to services with fees at UHS or to pharmacy claims. See similar questions...

If your WizeCare plan includes the Accident Medical Benefit, then you have a $100 deductible FOR THAT BENEFIT ONLY. Otherwise, there are no deductibles, and you may begin saving with WizeCare as soon as your membership is active. See similar questions...