Unigasco has partnered with hyperWALLET to bring you even more options for managing your money. Set up and access your hyperWALLET from MemberDirect online banking - click on the MemberDirect logo in the navigation panel at the left.

The total balance is your balance as of the date specified on the screen inclusive of check deposits and any amount on hold while available balance is your withdrawable balance as of today exclusive of uncleared check deposits and any amount on hold.

Your current balance is the total amount currently in your account. Available balance is your current balance plus any available overdraft protection funds.

Inside your control panel you can add funds using Visa, MasterCard, American Express, Discover and Paypal.

The balance is the amount of money you have in your account not including pending items that have not cleared; the available balance is the actual amount you have in your account once pending items clear. It's also the full amount that you can withdraw from your account. If you have a hold on your account, funds are not available for any kind of withdrawal (including VISA check card purchases and check clearing).

eBill is created once a month, and is a snapshot of your loans at the time the eBill is created. It is just like a paper billing statement in that once it is created and mailed, it cannot be changed. The Current Account Balance page is updated nightly with any changes to your account. If a payment is applied to your account today, then the Current Account Balance will be updated to reflect the payment.

The Trust Funds website contains information on balances for fund 161 and fund 162 accounts. There is also a breakdown of the principal (162) balance between Long-Term (LT) and Intermediate-Term (IT). ENTERING THE WEB SITE: Click on the "Account Balance & Transaction" link. You will be asked to enter a User ID and password. User ID's and passwords are set up for campus, division, and department users. The attached file lists all user ID's, and the password for all users is 'trust'.

Funds deposited at ATM machines and checks deposited inside our branch offices have various holds placed on them. The number of days funds are held depends on the ownership of the ATM, the type of check deposited, and the geographic location of the bank the check is drawn on.

Floating P&L = the Profit or Loss of open positions in the account calculated by the current evaluation price of the market Available HKD is the available trading amount result from Equity minus Maintenance Margin Requirement. It is the available balance for trading. To prevent clients from disclosing to exorbitant investment risk, there is an exposure limit for every account. If the required trading amount is over the limit, the order will not be processed.

You are only able to use the funds once your list is closed. If your final payment is due before your list closes you are responsible for paying the balance yourself.

Log into your Reseller account. Select RESELLERS from the menu, and then click on SUB-ACCOUNTS. From there, click the "Access your Commission Account" link. You will have the option to either transfer funds from your "Available Commission" to your main account, or have a check mailed to you. Please note, all checks are issued in U.S. Dollars. We are unable to send funds via wire transfer at this time.

We require your final balance no later than 4 weeks before your stay, this is to ensure we can finalise your booking before your stay and that there will be no problems. It is important to get this payment to us on time

The Program is not a pre-paid tuition program and there is no guarantee of earnings. This Program allows participants to select between several investment options depending on their risk tolerance. Depending on the post-secondary educational institution the beneficiary attends, the account balance may not be sufficient to cover all expenses.

You can make a deposit using your "Back Office System", which we provide. We use Telecheck instant checking system. You will receive credit the instant your refill is approved. Which is within seconds.