Absolutel!, We are getting excellent results resolving problems some people have had for 30 or 40 years.

No. Only one of you need to be over 65 years of age to qualify for this exemption. Once this exemption is granted, if the qualifying spouse dies, then the exemption would remain in effect for the remaining spouse if the survivor is 55 years or older and has ownwership in the home. The ceiling remains in effect for as long as the spouse lives in the home. The surviving spouse needs to contact our office in order to continue receiving the exemption.

There are other ways to become eligible for Medicare beside turning 65. See "Who are the Medicare beneficiaries?"

A total Knee Replacement arthroplasty removes the cartilage of the knee and substitutes it with a metal and plastic joint surface. The nerves in the joint are removed as well. The joint is grouted in place with bone cement. Done at this later age, the bones are softer and the muscles are weaker and hence the new joint can work for significant periods of time. If the surgery is done at an earlier age, it is likely that it will not be able to last more than 5 years at a time.

About three months prior to your 65 birthday you need to go to Social Security to enroll in Medicare Part A (hospitalization) and Part B (outpatient) UNLESS you are still a full-time employee. In that case you would enroll for only Part A. You would not enroll in Part B until you retire from full-time employment. Medicare Part A is the part that you must pay into Social Security for 10 years or 40 quarters to be eligible.

No. Only one of you need to be over 65 years of age to qualify for this exemption. Once this exemption is granted, if the qualifying spouse should die, then the exemption would remain in effect if the surviving spouse is 55 years old or older and has ownership in the property. The ceiling (freeze) remains in effect for as long as the spouse lives in the home. The surviving spouse needs to contact our office in order to continue receiving the exemption.

The School District offers a Homestead and Over 65 exemption for those who qualify. If the value of your home is more than the amount of the exemptions applied you will pay taxes on the remainder.

There's nothing mysterious about chiropractic. It's a natural method of health care that focuses on correcting the causes of physical problems, rather than just treating the symptoms. Chiropractic is based on a simple but powerful premise. With a normally functioning spine and healthy nerve system, your body is better able to heal itself. That's because your spine is the lifeline of your nervous system. It controls feeling, movement, and all function through your body.

Chiropractic is safe for all ages. Many childhood activities have a significant impact on the spine. Learning to walk or ride a bicycle, playing sports and even the birth process can cause spinal problems. Regular spinal check ups can help identify these problems and help avoid any more problems seen later in adults. As we age and reach the later years of life the spine can go through degenerative changes.

All ages can enjoy healthier living through chiropractic care. For seniors, improved spinal function can mean better mobility, endurance, appetite, and an improvement in many age-related ailments. Children and even infants also can benefit. Because spinal trauma can occur at birth and later childhood activities also may cause spinal problems, most parents prefer to have their children checked regularly.

Although chiropractic is thought of most frequently for relief of low back pain, studies have found it to be effective for a wide variety of conditions, such as migraine headaches, neck and shoulder pain, carpal tunnel syndrome, fibromyalgia, infantile colic and much more. (Be sure to look at our "Conditions Frequently Treated" page.) Under normal circumstances, adjustments are quite comfortable. The sensation felt by the patient is similar to light pressure.

Senior citizens, adults, teenagers, adolescents, and infants can benefit from chiropractic care. Subluxations exist within all age groups.

The benefit level reductions at age 65 and 70 keep the rates affordable. Members over age 65 are able to have some coverage. (A reduced benefit is better than no benefit.) Members who reach age 65 and 70 do receive premium reductions that correspond to their benefit level changes. This policy design is in contrast to employer provided insurance, where employee group life benefits terminate immediately and completely at retirement.

No, that is not necessarily true. The amount of the exemptions that are granted by each taxing entity is subtracted from the market value of your residence and the taxes are calculated on that "lower value." In addition, when you turn 65, your taxes for the school district in which you reside are frozen at the level established during the first year of qualification for the senior citizen exemption.