A39.You can get emergency services if you are more than 20 miles away from your medical group. Call 911 or seek immediate treatment in the nearest facility. If you are admitted to a hospital, you must call us within 48 hours. Review your Evidence of Coverage booklet for more details.

UNICARE covers emergency care whenever and wherever you need it- 24 hours a day, seven days a week. If you are faced with a life-threatening emergency, always seek immediate care by going directly to the nearest emergency room or by calling 911. Benefits for eligible emergency care will be the same whether the hospital is in or out-of-network. This is only a brief summary of the plan.

Yes, you do have out-of-country emergency medical coverage. On the reverse side of the Extended Health and Dental identification card provided by the benefits carrier, it lists telephone numbers to contact at the time of the emergency, depending on where you are in the world. For more details on this coverage, please contact Human Resources at 661-2194 or by e-mail at

There are two residents per month on emergency call for coverage of the inpatient service. Depending on the nature of the emergency, a payback system is in effect.

Southwind has never had a life-threatening emergency for a traveler in more than 15 years of operations. Our guides are trained in mountain/wilderness first-aid. Depending on the circumstances, a vehicle, horse or helicopter may take an injured or ill person to the nearest medical facility. English-speaking doctors and clinics are available in all major cities (Santiago, Punta Arenas, Buenos Aires, Ushuaia, etc.).

This is only a brief summary of the plan. Please refer to your Certificate of Coverage or plan booklet for complete details about your plan including benefits, limitations and exclusions.

Reimburses you for expenses incurred following an accident or other covered loss. Pays for hotels and transportation if your coach is incapacitated. This can vary between companies, you should choose the dollar amount for maximum reimbursement.

Westchester has many fine hospitals and emergency care centers, as well as pharmacies to aid in filling and refilling prescriptions. As always, if it is a sudden and serious emergency, dial 911.

Yes, it is not too late to get coverage if you have already traveled or are already living outside your country of citizenship. Of course, if you already have a claim before being covered or a pre-existing condition, it won't be covered. However, some long-term medical plans will cover or exclude pre-existing conditions. Check the policy for details. If you need Vacation Insurance (Round Trip Plan), it is too late to get coverage if you are already abroad or traveling.

Most plans are intended for use primarily in the member's home area, but some include provisions for use outside of that region. Premera Blue Cross and Regence Blue Shield, for instance, have a Blue Card program in place that allows members of one plan to use providers through either carrier nationwide. In general, however, you should avoid using your insurance outside your region for routine treatments. Most insurance plans do include specific provisions for emergency treatment while traveling.

When a food addict is convinced that abstinence is the answer to recovering from food addiction, she/he will be able to go anywhere and remain abstinent. Traveling abstinently does take extra planning to ensure that we have the foods we need when we need them. Discussing travel plans with a sponsor and with other recovering food addicts can provide us with an excellent source of ideas for solutions to the challenges of traveling abstinently.

emergency is the sudden, unexpected onset of a medical or psychological condition with severe symptoms that could result in serious harm to you if left untreated. Examples of conditions that require emergency room treatment include but are not limited to: Claims for emergency room visits that do not meet emergency room criteria, such as for sore throat, may not be covered at all by your insurance.