No, you just need to be an REI member. If you have a U.S. Bank checking or savings account, however, there are added advantages including overdraft protection for, and expanded account access to your U.S. Bank checking or savings account.

No, your REI Visa card can be used anywhere Visa cards are accepted—just like any other Visa card. You can use the REI Visa card for your monthly bills, online purchases, travel, restaurants, newspapers—you earn a 1% rebate on all of these non-REI purchases. This 1% rebate on non-REI purchases is combined with the 5% rebate on REI purchases and with your REI member refund to total your annual REI dividend.

The REI Visa card is available only to REI members. Your rewards are delivered annually as part of your REI dividend. Not a member yet? Join now at REI.com, at an REI store or call 1-800-426-4840 to start enjoying the benefits. There is a one-time $15 fee.

The Gold card offers a lower APR (Annual Percentage Rate) of Prime +7.99% for purchases vs. Prime + 8.99% for Classic. The Gold card also comes with additional benefits. Read about benefits.

You must be an REI member to apply. The 1% rebate and 5% rebate earned on purchases is included in the annual REI dividend notice, so you'll want to be a member to receive the rewards. A one-time REI membership fee is $15 and entitles you to other special benefits.

No, the primary REI Visa cardmember's name must match the REI member name and associated member number. However, additional REI Visa cards can be requested for family members. Call Cardmember Service: 1-877-REI-8742 or fill out a mail-in form to make a request.

There is no annual fee. REI and U.S. Bank worked together to make the REI Visa card a great value for REI members. And remember, when you pay your bill in full by the payment due date each month you pay no interest either.

In response to REI member feedback, we wanted the photographs on the REI Visa card to capture the active lifestyle, and the awesome spirit of the outdoors. We culled through thousands of photos to find the perfect images, and the final two choices were selected after polling many REI members.

Yes, you can use your REI Visa card for cash advances at ATMs that accept Visa credit cards. Enjoy this convenience at thousands of ATM locations worldwide.

Yes. You can access your REI Visa card account from any Internet-enabled computer. With just a few clicks, you'll be in the know about your balance, your charges and more. You can also pay your REI Visa bill quickly online.

Be sure and update your card expiration date with service providers with whom you've set up Automatic Bill Payments. This means any company that automatically bills your REI Visa statement such as utilities, Internet service, insurance payments and such.

Yes. With AutoPay, your bill can be paid automatically each month from a checking or savings account you specify. It's easy, it's free, and it saves you time. You must sign up first. Then once you're signed up, you'll still receive your monthly bill. The amount of your payment and the transaction date will appear on your statement so you'll know how much was paid and when. Just remember to subtract the payment amount from your checking or savings account.

Most of the local and souvenir shops in Male’ accept all major credit cards but none of these shops can get you cash from your card. There are two or three merchants who get can get you limited cash and this is only possible during weekdays as these merchants will be issuing you a cash check which you will have to en-cash it from the bank. The ATM's at the moment are only for locals and will not accept your credit or debit card.

The Vision Premier Prepaid Visa is a real Visa card you sell at your point of sale. Your customer can activate the card over the phone while still inside your store, and then use the card immediately to pay a deposit or make a purchase. This allows you to sell items previously out of reach to your cash-paying customers-- merchandise and services whose terms require a Visa or MasterCard to close the deal. [back to top]

Call our 24-hour toll-free number 1-800 ROYAL® 1-2 (1-800-769-2512) immediately if your RBC Royal Bank Visa card is lost or stolen. Once you have informed us of the loss, we will be able to block the card from future use and issue a new card to you. For additional security and peace of mind, consider the Card Registry service (complimentary with some cards) provided by RBC Royal Bank Visa.

You can activate your RBC Royal Bank Visa card today by clicking here. Registration is fast, easy and free.

No, you do not. You can load cash onto your card at any of the thousands of NetSpend-authorized reload centers2 or you can set up direct deposit to have funds like your salary or wages loaded directly onto your card. Either way you choose, there's no need for a separate bank account.

While all RBC Royal Bank Visa cards offer superior benefits, some cards have annual fees-a once yearly charge for ownership- while others do not have an annual fee. A fee is primarily dependent upon the associated level of benefits, rewards, extended warranties and money-saving insurance coverages associated with each card. Let us help you determine the RBC Royal Bank Visa card that's just right for you. Simply use our Card Selector or click here for more information.

Yes there is - a cash handling fee of 2.5% or ?2.5, whichever is higher, is applied to the amount you withdraw from an ATM / Cash Machine.