Absolutely. If you have an RSP or RIF with another company, you can transfer the balance to your TD Mutual Funds RIF as long as all investments held within the RSP/RIF have matured or are eligible for a transfer. It's a good idea to consolidate your various plans into one RIF to benefit from the increased income flexibility, while simplifying your recordkeeping and estate planning.

Yes. The only limitation is that you must convert your RSP, at the latest, by the applicable mandatory conversion age (December 31 of the year you turn 69). Otherwise, you may open a TD Mutual Funds RIF any time. See similar questions...

You can have your payment automatically deposited to your TD Canada Trust Savings or Chequing Account or you can have your payments deposited to an account at another financial institution. If you prefer, we can also mail you a cheque, although we recommend that you consider Direct Deposit to avoid postal delays and unnecessary trips to the branch. See similar questions...

If you wish extra tax to be deducted and forwarded to Canada Customs and Revenue Agency on your behalf, you can instruct TD Asset Management Inc. to deduct the additional tax from your regular RIF withdrawals and potentially avoid having to make a large lump-sum payment at tax time. You will have to complete Canada Customs and Revenue Agency form TD3 as your authorization. See similar questions...

Absolutely. If you have RSPs or RIFs with other financial institutions, you can transfer them to your RIF at TD Canada Trust as long as the investments held within the RSPs/RIFs have matured or are eligible for transfer. See similar questions...

After opening an RSP Mutual Fund account with ING DIRECT Funds Limited, simply print and complete our and mail or fax it to us. We'll take care of the rest. ING DIRECT Funds Limited accepts Locked-In registered plans. See similar questions...

Sure, but you will have to manually enter a complete EOD quote (OHLCV). Some people think this is sort of a redundant effort, since many fund managers use technical analysis on the underlying stocks, anyway. Lots of others do it, though. Each could involve a number of different data formats, depending upon just what is available, or usable: complete/partial exchanges, portfolios, intra-day and/or EOD quotes, indices, histories, etc., are all possible. See similar questions...

A mutual fund refers to a collective investment scheme under which professional fund managers pool money from individual investors and manage it according to pre-set investment objectives. The investment objectives can range from maximizing capital gains to maintaining a stable stream of income, and from beating inflation to preserving capital. See similar questions...

Ideally, your fund roster should have more players than a basketball team but no more than a baseball team. For your starting five, a diversified lineup would be funds representing these types of stocks: large, fast-growing companies; smaller fast-growing companies; large companies selling at bargain prices; smaller companies selling as bargains; and foreign companies. See similar questions...

Yes, you may redeem shares of one Driehaus Mutual Fund and use the proceeds to purchase shares in another Driehaus Mutual Fund. This is a taxable transaction if the money is not invested in an IRA. See similar questions...

Please do not do that. We have thousands of investors doing Wire/Telegraphic transfers to us every day. We do not want our bank officers to get frustrated entertaining our investors. When we receive your funds we will credit them to your Trading Account. See similar questions...

You can contribute funds any time during the year. Qtrade Investor has an automatic monthly contribution system. There are also some people that like to leave contributions until the very last minute. It's a personal choice as to when you would like to deposit funds to your RSP. See similar questions...

No. As with the Christmas Saver account, you can select the Variable RSP but the transfer will not succeed. The Variable RSP will appear as an item on your "Transfer From" list, however you will not be able to withdraw from this account. You can make deposits (by transferring from another one of your accounts) to Variable RSP's that already exist, using MemberDirect. See similar questions...

Your investment horizon can be broadened because there are different types of funds that can provide a convenient and cost effective way to capitalize on both local and overseas investment opportunities. Diversification may take different forms, e.g. along geographic or industry lines, or amongst different securities or issuers. See similar questions...

Annual management fees are usually allocated from the fund on a daily basis and will not constitute an out-of-pocket expense for investors. They vary among different types of funds. See similar questions...

Settlement requirements for mutual funds vary. Some funds such as money market funds may require cleared fund whereas the others require three to five business days for settlement. Please contact our Investment Service Centres 8:00 a.m. Monday through 4:00 p.m. Saturday at (852) 2902 3888 in Hong Kong or (65) 6327 2288 in Singapore for more information. See similar questions...

The drawbacks with mutual funds are that you have no control on the investments of the fund; and, more importantly, the downside of diversification is that a fund can hold so many stocks that a tremendously great performance by a stock will make very little difference to a fund's overall performance. See similar questions...

Mutual funds have many benefits. They offer an easy and inexpensive way for an individual to get returns from stocks and bonds without: incurring the risks involved in buying them directly; needing the capital to buy quality stocks; or having the expert knowledge to make the right buy/sell decisions. See similar questions...

All Asset Management Companies (AMCs) are regulated by SEBI and/or the RBI (in case the AMC is promoted by a bank). In addition, every Mutual Fund has a board of directors that represents the unit holders' interests in the Mutual Fund. See similar questions...

Although past performance is no guarantee for the future, it is a useful way of assessing how well or badly a fund has performed in comparison to its stated objectives and peer group. A good way to do this would be to identify the five best performing funds (within your selected investment objectives) over various periods, say 3 months, 6 months, 1 year, 2 years and 3 years. See similar questions...