ERISA provides some protection to surviving spouses of deceased participants who had earned a vested pension benefit before death. The nature of the protection depends on the type of plan and whether the participant dies before or after payment of the pension benefit is scheduled to begin, otherwise known as the annuity starting date. The summary plan description will tell you the type of plan involved and whether survivor annuities or other death benefits are provided under the plan.

Possibilities include donating remains to science. If there are no living relatives, then generally the county coroner will direct final disposition--although there are several situations that can occur.

of 2001, $110,692 is paid out to spouse or spouse and dependent children. If no spouse or dependent children, payment goes to dependent parents. The benefit is adjusted annually based on the consumer price index. Contact: Office of the Commissioner, Minnesota Department of Public Safety. Town Square, 444 Cedar Street, St. Paul, MN 55155. Phone: (651) 296-2432 or (800) 342-5354. The benefit covers all firefighters killed or disabled in the line-of-duty.

They get evicted with the usual consequences (dissonance, etc.), but can re-inhabit the corpse. A kind GM might allow them to roll possession immediately . . .

Most of us believe in reincarnation of some sort or other. Some believe that between death and rebirth the soul undergoes some sort of transformation (for which there are a number of metaphors) to prepare it for rebirth. Others believe that the dead join the Blessed Ancestors, who watch over, protect and advise their descendants. Most Wiccans are honest enough to say, "We don't really know, and there isn't any way to know."

If, as in most cases, you are both the Person Insured and the Owner of the certificate, the certificate value is paid in a lump sum to the beneficiary(ies) you have named.

Yes. There are two types of death benefits in the event that you die before your Pension Benefit Starting Date. Your spouse can only claim one of these death benefits. Qualified Pre-Retirement Survivor Annuity (Spouse Only)- If you are vested and you die before you retire, then your spouse will be entitled to receive a death benefit. You must have been married for at least one year in order for your spouse to receive the benefit.

There may be, depending on the type of benefit chosen and the amount of benefits already paid. See Types of Pension Payments on page 21 and Death Benefits After Retirement on page 30 in your SPD.

If you die before receiving income from your annuity, the death benefit provides your beneficiary with a guaranteed benefit, one that does not have to go through probate. Some contracts offer optional "stepped-up" benefits which guarantee a minimum yearly percentage increase for your account and/or a minimum return on the value of your account. See the prospectus for detailed information on restrictions, limitations and fees for death benefit options.

The matter of death benefits falls within the jurisdiction of the federal government. Find more information online at the Canada Benefits page on dealing with death in Ontario, or the Service Canada page on Canada Pension Plan Death Benefits. For information on death benefits, you may contact Human Resources Development Canada (HRDC) at 1-800-277-9914. An operator will be able to refer you to your local HRDC branch and provide you with more information on death benefits.

It allows policyholders to receive all or part of the policy's proceeds prior to death under certain circumstances, including the need for long-term care and confinement to a nursing home. Because payments may affect tax status and Medicare eligibility, and will be deducted from the overall benefits paid later to beneficiaries, policyholders should thoroughly investigate options in advance.

The value of pre-retirement death benefits is equal to the commuted value of the member's accrued pension payable at age 65.

No. Since you are effectively retired upon entering DROP, your beneficiary would not be eligible for FRS in-line-of-duty death benefits. However, your beneficiary would be eligible to receive all of your DROP balance. And, if you chose option 2, 3, or 4, your surviving beneficiary would also receive monthly FRS benefits. No. Since you are effectively retired upon entering DROP, you would not be eligible for disability retirement benefits.

Where a person has been charged with causing someone's death, eg by murder or manslaughter, the inquest is adjourned until the person's trial is over. Before adjourning, the coroner finds out who the deceased was and how he or she died. The coroner then sends a form to the registrar of deaths to allow the death to be registered. When the trial is over, the coroner will not normally resume the inquest.

Your named beneficiary(ies) will receive the entire proceeds of the IRA. Your beneficiary(ies) will not be subject to the 10 percent premature-distribution penalty tax. Distributions to your beneficiary(ies) will be made in accordance with the required minimum distribution rules and your IRA agreement.

In the event of death, the balance of your RIF can be paid in a lump sum to your surviving spouse, estate, or other designated beneficiary. RIF funds may also be transferred to the registered plans of surviving spouses, dependent children, or dependent grandchildren. Or, you can designate regular RIF income to continue to be paid to your spouse.

You may receive an Early Sale Rebate from the sale of your home because we recognise that Homesafe Solutions benefits from the early receipt of its share of the sale proceeds. This feature is designed to protect homeowners who may need to sell unexpectedly.

In the event of the death of the registered owner, the funds' Registrar will re-register the shares and adjust its record of authorised signatories on receipt of the death certificate or a certified copy thereof and any other supporting documentation that may be required. If a joint owner dies, the remaining joint owner(s) will be the only persons recognised as having any title to the relevant shares.