QueryCAT Logo
Search 5,000,000+ questions and answers.

Frequently Asked Questions

Why can't I open an HSBC Direct Online Savings Account at a branch?

FAQs, Online Savings, Savings
HSBCdirect is an online-only savings account. By operating exclusively online, we have less overhead and paperwork, so we can pass on more savings to you with one of the best rates around. There are no monthly fees and no minimum balance. Of course, you can always open a traditional savings account, at any of our branches, at a lower interest rate.

Can I withdraw money or make a deposit to my HSBC Direct Online Savings Account in a branch?

FAQs, Online Savings, Savings
No. You won’t be able to make deposits or withdrawals at a branch because HSBC Direct Online Savings is an online-only account. However, if you have an HSBC savings or checking account, you can transfer your HSBC Direct Online Savings to that account and then withdraw the funds at a branch. You can also use an HSBC ATM for deposits and withdrawals – $500 per transaction and up to $1,000 per day.

How do I open an HSBC Direct Online Savings Account?

FAQs, Online Savings, Savings
Opening an HSBCdirect Online Savings Account is fast, simple and convenient. Open your account online by clicking on HSBC Direct. You'll need the following information handy in order to complete the application: If you are a non-US Citizen - Your Green Card or Passport Number, Country of Issuance, and expiration date

Can business customers or Non-Profit Organizations open an HSBC Direct Online Savings Account?

FAQs, Online Savings, Savings
Only individual consumers can open an HSBC Direct Online Savings Account. However, we do have outstanding business banking services available.

What is the HSBC Direct Online Savings Account?

FAQs, Online Savings, Savings
HSBC Direct Online Savings is an online-only account with one of the country's highest APYs. Our online-only account has less overhead and less paperwork so you get one of the best rates around. And no monthly fees. No minimum balance. No risk.

How do you calculate the interest on my HSBC Direct Online Savings Account?

FAQs, Online Savings, Savings
Just multiply the amount that you’ve deposited by the APR and by the amount of time that the money is invested. You will accrue daily interest on your account, compounded monthly and credited to your available balance at the end of each monthly cycle. The APR is the non-compounded interest rate applied to account balances.

Can I use an ATM card with my HSBC Direct Online Savings Account?

FAQs, Online Savings, Savings
Yes. We are proud to be the only online savings account to offer an ATM card. Opening an HSBC Direct Online Savings account entitles you to an ATM card for easy access to your funds.

How do I withdraw money from my HSBC Direct Online Savings Account?

FAQs, Online Savings, Savings
Use the HSBC Personal Internet Banking service to transfer funds from your HSBC Direct Online Savings Account to your bank account. Just log on to your account using your personal information and follow the simple instructions for transferring money. Call our Customer Relationship Center and transfer your money between your existing HSBC accounts using the Voice Response Unit (VRU) at 1-800-975-HSBC (4722). This fee is charged by the ATM network for use of a non-HSBC ATM.

How do I make deposits into my HSBC Direct Online Savings Account?

FAQs, Online Savings, Savings
Transfer money from your non-HSBC checking or savings accounts at another Bank via a Bank-to-Bank transfer To find out more about the deposit by mail feature, go to the deposit Account Summary screen and click on Learn More. You can make subsequent deposits or transfers into the Online Savings Account after 5 business days. This will ensure your initial deposit is fully credited and the account is prepared to accept additional funds.

Can I make a wire transfer from my HSBC Direct Online Savings Account?

FAQs, Online Savings, Savings
While you can't wire funds directly from your HSBC Direct Online Savings Account, you can transfer money from your Online Savings account to another account (such as your checking account), and then do the wire transfer from there.

How is Annual Percentage Yield (APY) calculated on my HSBC Direct Online Savings Account?

FAQs, Online Savings, Savings
Every month, you're earning interest on your original deposit plus any previously earned interest — or interest that has compounded. That compounded interest is the APY, or the interest rate paid on your principal plus the previous interest. Since you usually earn interest each month, you get a slightly higher return.

I do not have an account with HSBC. How do I open one?

HSBC Internet Banking FAQ - HSBC in Hong Kong
Please contact a customer services representative at your HSBC branch for more information or call our Direct Finanical Services Centre on (852) 2748 3322. Those customers who only have an HSBC MPF account can use only the MPF related features at HSBC Internet Banking.

What do I need to open a savings account?

SCCCU: Help - Frequently Asked Questions
You need to reside or be employed in Santa Cruz or north Monterey County. Please bring a valid identification card. There is a one-time $10 nonrefundable membership fee to join the SCCCU and you must maintain a minimum balance of $25 in your savings account at all times. If you maintain a minimum daily balance of $100, our $2 monthly fee will be waived.

How do I open a Savings / Current Account?

Internet Banking - Help Centre - OCBC
You will need an existing account (Savings or Current) to facilitate the debiting of the initial deposit to your new Savings or Current account.

What are the requirements to open a Savings Account?

Frequently Asked Questions (Products & Services)
Physical presence of the account opener(s) at the time of submitting the application (for non-residents).

How do I open my direct mail account?

Remarkable Selling - Frequently Asked Questions
Once you've installed RemarkableMail, choose the My Account link and select Sign Up. Enter the prompted account information. Once you've established your account, you are ready to purchase additional postcard credits and send postcards.

How do I open an account with Notary Direct?

Notary Direct |
It's easy, simply complete the company information section of the join us portion of this site, a Notary Direct representative will contact you to further explain our processes and procedures.

How do I open an Internet Advantage Savings Account?

FirstFedDirect sm
FirstFedDirect sm provides two easy and convenient ways to open your account – either online or by mail. To get started online, click here; to open an account by mail, click here. For questions, call (888) 838-5460.

Can I open a chequing/savings account at your bank?

General questions- BDC
No. BDC is a long-term commercial lender. It does not provide regular banking services nor does it accept deposits.
More Questions >>

© Copyright 2007-2012 QueryCAT
About • Webmasters • Contact