Please refer to the Additional Options section of the Product Disclosure Statement on pages 20 to 23.

Any respiratory condition (relating to the lungs or breathing); any heart, circulatory, kidney, liver or cerebal condition; any stroke or central nervous system disorder; for which you have ever received treatment. C: Any disease, illness or injury for which you have received surgery, in-patient treatment or investigations in a hospital or clinic within the last two years. See similar questions...

It can be any physical condition, illness or disease that you had in the period before you took out the travel insurance policy. That includes any chronic or ongoing medical condition. But don't worry too much about it. Most insurers will cover you if you have a pre-existing medical condition, but will require you to provide details and may charge a higher premium to cover any higher risk you might pose. See similar questions...

Medical costs abroad can be very expensive and without adequate insurance cover you could be left severely out of pocket. We recommend that all travellers are insured on the same travel insurance policy. Gaps in cover could arise if separate policies are purchased (e.g. some policies will exclude pre-existing medical conditions of persons travelling with you). See similar questions...

CHIP does not consider pre-existing conditions when determining eligibility for your child. There are no pre-existing condition waiting periods for CHIP. See similar questions...

a) Any physical defect, condition, illness or disease for which treatment, medication, preventative medication, advice, preventative advice or investigation has been received or prescribed by a medical or dental adviser in the 90 days prior to the issue of the Policy; or b) Any chronic or ongoing (whether chronic or otherwise) medical or dental condition, illness or disease medically documented prior to the issue of the Policy. See similar questions...

No. Healthy Steps has no pre-existing condition rules. If a family meets the eligibility guidelines, a child's pre-existing medical condition does not exclude him or her from coverage. See similar questions...

A pre-existing condition is any health condition you have or have had prior to applying for a policy. For example, if you currently have had kidney stones at any time during your life, then kidney stones would be considered a pre-existing condition. Some insurance companies want to know about your pre-existing condition going back as far as your date of birth, but most insurance companies only look back ten years. See similar questions...

No pre-existing medical conditions are covered by this travel plan, this also includes birth defects and congenital abnormalities. See similar questions...