Yes. Starting in 2002, you may put after-tax contributions from a qualified retirement plan into a Traditional IRA. Yes, but only if you deposit the check into an IRA Rollover within 60 days along with the 20 percent your employer withheld. If you do not make up the 20 percent, this amount will be considered a distribution and taxed as ordinary income. It could also be subject to a 10-percent early withdrawal penalty. See similar questions...

Yes. You can make contributions to your Rollover IRA. Please be aware that if you do make additional contributions, you may forfeit your opportunity to roll over your retirement savings into a new employer-sponsored retirement plan as different plans determine which assets, if any, it will accept. You should check with your new employer regarding their plan-specific rules. Maybe. See similar questions...

New legislation allows you to transfer your rollover IRA balance into your new plan, as long as the new plan accepts rollovers from IRAs. Before rolling your money into a new plan, you should compare the plan's investment options and withdrawal rules with those of your IRA. You may give up some flexibility or face stricter requirements if you make the move. See similar questions...

A rollover requires a distribution from an IRA or qualified plan, which is then rolled over into an IRA account within a 60 day period to complete the rollover transaction. While the rules for rollovers and transfers differ, they accomplish similar objectives. Both rollovers and transfers facilitate the tax-free movement of IRA monies from one trustee or custodian to another. See similar questions...

Individuals may transfer all or a portion of their retirement account from their previous employer into a self-directed rollover IRA. See similar questions...

A rollover requires a distribution from an IRA or qualified plan, which is then rolled over into an IRA account within a 60 day period to complete the rollover transaction. While the rules for rollovers and transfers differ, they accomplish similar objectives. Both rollovers and transfers facilitate the tax-free movement of IRA monies from one trustee or custodian to another. See similar questions...

Yes. If you have left the federal government for at least 31 days, you can have your TSP funds rolled over to a Rollover IRA. Keep in mind that you need to first select a financial institution and the investment that will receive your TSP account balance for a trustee-to-trustee transfer. You must not receive any of your TSP funds to avoid income taxes. If you do, the TSP office will be required to withhold taxes from your TSP distribution. See similar questions...

We have programs for cash and rollover investors, depending upon how much you have to invest. Contact Us for more information on these other programs. See similar questions...

That depends on your particular needs and circumstances. Here are some reasons you might want to roll over distributions to your IRA: You want to, or have to, take a distribution from your employer’s plan and want these funds to continue to grow tax-free in your own IRA. a self-employed, you are terminating your Keogh plan or retiring from business and want to continue the tax shelter for these distributions. See similar questions...

You will lose federal law protection against creditor claims on your retirement assets. However, your state law may offer protection. Rollovers from company or Keogh plans may take away your spouse’s right to share in plan assets. TIP: To avoid tax hassles, rollovers should be done between the trustees of the plans involved, and not as a do-it-yourself. See similar questions...

When you open a Rollover IRA to receive a qualified distribution, you can defer any current tax liability on that distribution and your funds can continue to grow on a tax-deferred basis until you withdraw them. Morgan Stanley and its Financial Advisors do not offer tax advice. Individuals should consult their personal tax advisor before making any tax-related investment decisions. Branch Locator | Site Map | Privacy | Terms of Use | Disclosures | Morgan Stanley DW Inc. See similar questions...

In most cases there is no limit on the amount you may transfer or roll over into an IRA because you are simply moving the money from one type of retirement plan to another. You may transfer or roll over your IRA regardless of your age. However, if you are 70? or older, you must receive a minimum required distribution from your IRA each year. This should be taken into account in planning your rollover. See similar questions...

There is no limit on the amount that can be converted to a Roth IRA as long as your modified adjusted gross income is below $100,000 per year. Not so. Any amount can be converted to a Roth IRA if you meet the $100,000 per year income limit. However, only $3,000 in 2003 can be contributed to a Roth IRA subject to certain income limits. Investors 50 years old or above may make an additional "catch-up" contribution of $500, bringing their total to $3,500 for the year. See similar questions...

Rollover contributions from MSAs and other HSAs are permitted. Rollovers are not subject to the annual contribution limits. Rollover amounts from an IRA, HRA or FSA are not permitted. See similar questions...

Yes. A spouse who does not earn income can contribute up to $4,000 ($4,500 if you are age 50 or older in 2005 and $5,000 if you are age 50 or older in 2006) to a Traditional IRA and deduct the entire contribution from income reported on a joint tax return if the couple's combined adjusted gross income (AGI) is less than or equal to $150,000. If the couple's AGI is between $150,000 and $160,000, the spouse's contribution may be partially deductible. See similar questions...

Yes. A small business owner who elects to open an Individual 401(k) plan may also contribute the maximum dollar amount allowable under current law to an IRA or Roth IRA. However, contributions may not be deductible. See similar questions...