Simply let them know that you are a client of Liberty Debt Management and refer them to our creditor hot line.

YES, generally the collections activities stop after one or two current payments from Harbour. However, each creditor has their own policies. See similar questions...

We immediately notify the creditors that we represent you, and they are put on notice to direct their calls and communication to us. Our experienced staff is extremely knowledgeable in your legal rights as a consumer, and we demand the creditors to adhere to such laws. It is our job to manage your accounts, handle the creditor calls, and take the stress and the burden off of you. We are here to protect your rights, and we will make every possible effort to get the best outcome for you. See similar questions...

YES! Filing the bankruptcy petition in the bankruptcy court automatically stays (stops) all of the listed creditors from trying to collect the money owed them. There are some creditors (such as secured creditors on your house, car, etc.) that you will need to pay, if those creditors have a valid lien on your property, and you want to keep that property. See similar questions...

Yes. Once you're on our payment plan, you can simply refer any calls from your creditors to us. We pledge to end creditor harassment. See similar questions...

No. Under the rules implementing the Do Not Call Registry, even if you put your number on the Do Not Call Registry and wait the required number of months, some companies and organizations will still be allowed to call you. Specifically, the following types of companies and organizations can continue to call you: Individual companies that have obtained your explicit consent to receive telemarketing calls from those companies. See similar questions...

Creditor phone calls are an inevitable part of the collection process. Any debt firm (other than a bankruptcy attorney) who says they can stop all creditor calls is misleading you about the nature of their service. To begin with, it is a bad idea to refuse ALL telephone communication from your creditors, since this could trigger an aggressive reaction. See similar questions...

Not without going to Court. Repossession must be peaceful. A debtor need not hand over or even open the door to the person doing the repossession, unless it is the Sheriff carrying out a court-ordered repossession, then the debtor must cooperate. See similar questions...

It’s easy to stop unwanted telephone calls. Since all inmate telephone calls are collect, you can just refuse to accept the charges. You also can call the institution where the inmate is incarcerated, tell them what the problem is and they can put a block on your telephone that prohibits the inmate from calling. To stop an inmate from corresponding with you, contact the warden’s office at the facility and asked that they be stopped. See similar questions...

When voicemail is "Disabled", a call will ring until it is answered or when the caller hangs up. You can configure this feature by following the steps below: See similar questions...

Yes. Consistent, on-time payments will ensure that the calls stop and never start again. Most collection calls stop after your first or third consecutive payment on the debt management program. See similar questions...

In the case of market research calls, if you do not wish to participate in a particular survey, a polite “no thank you” or “I’d prefer not to be called” will always suffice. While we welcome your participation, a market research interviewer, unlike some telemarketers, will always accept a refusal, and not try to “force” the respondent to continue. For stopping telemarketing calls, there are number of avenues. See similar questions...

For a small fee, consumers can have their name placed on the "Florida No Sales Call" list that prohibits certain telemarketers from calling any telephone numbers on the list. Contact the Florida Department of Agriculture and Consumer Services at (800) 435-7352 for information on how to place your name on the list. See similar questions...

The Georgia Do Not Call Law prohibits telemarketers selling a product or service from contacting households that have chosen to have their telephone numbers placed on the Do Not Call List.  Exempt are calls from charitable organizations, political campaigns, and businesses with which you have a prior relationship, unless you have asked them not to call you. See similar questions...

TPS registration only applies to unsolicited, that is, uninvited telemarketing calls. It will not prevent a company from calling you back with a quotation if you call and request one. That would be a solicited, that is, invited call. Nor does it prevent people from phoning your business to ask for a quotation or information about your products and services. See similar questions...

first blush you may think that you will never see any money, and that could be true. But sometimes there are grounds to lift the automatic stay and get your collateral now. Or maybe the debtor has hidden assets to uncover to satisfy your debt. Just as important are all those deadlines that you must not miss if you want to keep your claim alive. If you are a creditor, don't give up just because someone files bankruptcy, but do get some help. See similar questions...

soon as you start the Debt Mastery Program, we will send out 'Cease and Desist' letters to all of your creditors requesting that they ONLY contact us and NOT you. This is done through your Power-of-Attorney that grants us status as your Attorney-In-Fact for debt settlement purposes only. See similar questions...

It is important to understand that it takes three consecutive payments through our program before creditors re-age your accounts. The creditor wants to ensure that you are serious about following through with the program so they wait to see if you pay for three consecutive billing cycles before they re-age the account. Once your accounts have been re-aged, then the harassing phone calls should cease. See similar questions...