An HRA (Health Reimbursement Arrangement) is used by employees to pay for eligible health care expenses. It is offered in conjunction with a high-deductible health insurance plan. An HRA is owned and funded by the employer. At the end of the year, unused funds may be carried over to the next year at the employer's discretion. If an employee leaves the company, the HRA stays with the employer.

You must wait 90 days before retaking the HRA. Meanwhile, you can review your feedback from your last Quality Health Survey by clicking on Feedback Report from the HRA homepage (accessed through Self Service). Please note that one can only earn the monetary incentive one time per calendar year. ^ TOP

You can have both types of accounts, but only under certain circumstances. General Health Reimbursement Arrangements (HRAs) will probably make you ineligible for an HSA. If your employer offers a “limited purpose” (limited to dental, vision or preventive care) or “post-deductible” (pay for medical expenses after the plan deductible is met) HRA, then you can still be eligible for an HSA.

No. Although the HRA receives much of its operating funds from HUD, the HRA is not a local branch of HUD. The HRA is governed by a 7 member board of Directors appointed by the Mayor of Duluth, with approval by the City Council. Please go to the bottom of this page and click on Links to the Federal and Minnesota HUD Offices.

Yes. However, the IRS requires your employer to determine which account is used first ? your FSA or HRA. For example, your employer may decide that your FSA funds are to be used first. Your HRA funds will not be used until all the money is spent from your FSA. Or, your employer may decide the HRA is to be used first. Please see your employer's plan documents for more information.

The annual contribution amount and the timing of contributions are determined by your employer. Please see your employer's plan documents for more information.

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Section 105 of the Code has been around since the 1954 Act; however, HRA's have only recently come into general use as medical expenses and health insurance costs have risen.