Yes. You do not have to wait for open enrollment to make changes to your 403(b). To make changes, you have to submit a completed Salary Reduction Agreement Form [SRA].

If your employer provides a salary reduction plan (also called a "Section 125" or "cafeteria" plan), you can make contributions to your HSA on a pre-tax basis. Once you claim this tax advantage, you can no longer take the "above-the-line" deduction.

Yes, you can make contributions to both a designated Roth account and a traditional, pre-tax account in the same year in any proportion you choose. However, the combined amount contributed in any one year is limited by the 402(g) limit - $15,000 for 2006 ($15,500 in 2007 plus an additional $5,000 in catch-up contributions if age 50 or older).

No. The University's retirement plan does not provide for Contributions to be made on an after-tax basis.

If your employer offers a “salary reduction” plan (also known as a “Section 125 plan” or “cafeteria plan”), you (the employee) can make contributions to your HSA on a pre-tax basis (i.e., before income taxes and FICA taxes). If you can do so, you cannot also take the “above-the-line” deduction on your personal income taxes. You may be able to claim the medical expense deduction even if you contribute to an HSA.

Most employers report pre-taxed contributions, which are tax-deferred. Your Annual Statement will indicate the amount of your pre-taxed contributions as well any amount of post-taxed contributions. Post-taxed contributions have already been taxed.

Your contributions are made with after-tax dollars, as you are not permitted to claim an income tax deduction for your contributions. This means that any portion of future withdrawals that represent your contributions will come out tax-free even if the earnings portion is taxable.

Qualified flexible benefit programs allow employees to pay for certain eligible benefits with pre-tax dollars. This means that contributions are made before any (okay, almost any...to that in a moment) income and payroll taxes are calculated and deducted. On the federal level this translates into no FICA, Medicare, Federal Unemployment, or income tax. The FICA and Medicare savings apply both to the employee and the employer.

It is very valuable to researchers to study disease progression over time, and indeed a very important area of research is the automation of change detection. For example, it one of the characteristics of a tumor is that it increases in size, and image processing to detect such size changes early is an active and promising area of development. In addition, it is quite likely that additional information may come to light later than at your initial contribution.

If your employer offers a “salary reduction” plan (also known as a “Section 125 plan” or “cafeteria plan”), you (the employee) can make contributions to your HSA on a pre-tax basis (i.e., before income taxes and FICA taxes). If you can do so, you cannot also take the “above-the-line” deduction on your personal income taxes. You may be able to claim the medical expense deduction even if you contribute to an HSA.

Ask the employee to complete a Voluntary Contribution form and include the amount deducted in each month's contribution payment to AustralianSuper. Keep a copy of the employee's completed form on file. The form is available as a download from this website.

The employer does not have to begin the makeup contributions until after the veteran returns to civilian employment with the same employer. The employer's makeup contribution period is equal to three times the period of qualified military service - not to exceed five years.

A rehired veteran has up to three times the period of service - not to exceed five years - to make up missed employee contributions. The amount of makeup contributions is subject to the limits that would have applied during the military service period. Return to List of FAQs

Chiropractic adjustments usually involve a quick thrust that helps add motion to joints that aren't moving correctly. Most methods use the doctor's hands, but others use instruments, a special table or the force of gravity. There are over 100 chiropractic adjusting techniques, so not all Chiropractors adjust the same way...and not all patients are adjusted the same way.

Yes. A spouse who does not earn income can contribute up to $4,000 ($4,500 if you are age 50 or older in 2005 and $5,000 if you are age 50 or older in 2006) to a Traditional IRA and deduct the entire contribution from income reported on a joint tax return if the couple's combined adjusted gross income (AGI) is less than or equal to $150,000. If the couple's AGI is between $150,000 and $160,000, the spouse's contribution may be partially deductible.

You can make an emitter stop creating particles by stepping the emitter 'Number' property down to 0 at the frame that you want the emitter to stop emitting particles. For example if the 'number' property is set to 100 and you want the particles to stop emitting at frame 50, create a data key in the 'number' graph at frame 49 with a value of 100, then create another at frame 50 with a value of 0.

For example, if your stop is halfway between a 10:25 a.m. stop and a 10:35 a.m. stop, you can expect the bus or shuttle to arrive at 10:30 a.m. Please note that some of the stops are very close together in both distance and time. In these cases, it is a good idea to look at the time for the key stop that comes right before your own and to be at your stop at that time.