You should contact the holder of your loan. If you don't know who holds your loan, you can use our Web site (www.nslds.ed.gov) to find out about your federal student loans. The site displays information on loan and/or federal grant amounts, outstanding balances, loan statuses, and disbursements. To use the NSLDS Student Access Web site, you will need to provide your Social Security Number, the first two letters of your last name, your date of birth, and your PIN.

No. Because our students are not generally full time or half time, they are not eligible for financial aid.

Click on LoanLocator www.loanlocator.org. to find out. Now you can instantly find out who services your student loans with LoanLocator, a free service provided by the National Student Clearinghouse. All you need to do is access LoanLocator at www.loanlocator.org. You will find out who holds your student loans, who guarantees them and who to call to find out more about your loans. It has the details you need to make loan payments or consider loan consolidation.

Not through any of the government programs. Some private banks will make loans, but usually require excellent credit or a co-signer. We make limited student loans available to student who may need them. See the payment plans described above. More extended loans may also be available for established students in the later program in the sequence.

A math SAT score of 530 (ACT of 22) is required for students who wish to use college math credit to satisfy a high school math (CPC) requirement. Yes. One three-semester hour college course is equivalent to slightly more than half of a Carnegie unit. (Five college semester hours are equal to one Carnegie Unit.) However, the college course can be used to satisfy one additional academic unit (above the minimum 16 College Preparatory Curriculum units). Yes.

A - No. Students are not required to accept the student loans offered on financial aid awards. However Messiah College makes student loans available to those who qualify to cover educational expenses. back to top

Federal student loans (subsidized and unsubsidized), private parent education loans, private student loans, Grad PLUS loans, and Parent PLUS loans are all eligible to refinance student loan.

Student loans are available through www.salliemae.com. Most applications will be approved in as little as 20 minutes.

Of course, the best option is to pay your loans back as soon as possible, but you may want to consider several options with your loans while you work in China. Two common options are to defer paying your loans or to extend the period of paying only interest on your loan.

Yes. You will want to obtain an in-school deferment form from the holder of your loans. Submit that form to the Registrar's Office at K-State. Be sure to complete your information first. The registrar will complete the certification portion of the deferment. You will then need to mail the in-school deferment(s) to each of your loan holders.

Yes. Any two individuals can consolidate their student loans together. For example, parents can consolidate the loans of one or more children and spouses can consolidate their loans into one Edamerica Private Combination Loan.

There are many companies that offer websites to track your student loans. Some of the ones we recommend are listed below: Access "Meteor Data" a Salliemae product for loan tracking at: http://www.salliemae.com/marist.