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Frequently Asked Questions

Who will remove items from my credit report?

Bad Credit Loans | Equity Refinancing | Refinancing Equity L...
Only the credit reporting agencies have the power to remove items from your credit report. But, as required by law, the credit reporting agencies must correct or remove inaccurate, erroneous, or obsolete information.

How do I remove tax liens from my credit report?

Arizona Tax Liens - Arizona Tax Lien Frequently Asked Questi...
Removing a tax lien from your record is VERY hard, which is why it is best to work with the #1 tax lien removal firm in the industry: Academy Law Firm. Academy Law specializes in removing tax liens from credit reports so you can get your credit scores back up to where it belong. Let Academy Law improve your credit score!

What items can be taken off of my credit report?

FAQ
Every item on your credit report will be analyzed for its accuracy in order to help you achieve the best score. Items that we have been successful in removing from inaccurate credit reports include: Bankruptcies - We generally tell our client’s they shouldn’t EXPECT their bankruptcy to be removed. Simply because they are a matter of public records and tend to be in most cases the most difficult to remove if they are still within 7 years old.

Who will remove items from my credit file?

Associated Credit Cleaners - Frequently Asked Questions
Only the credit reporting agencies have the power to remove items from your credit report. But, as required by law, the credit reporting agencies must delete inaccurate, erroneous, or obsolete information.

I have negative information on my credit report. Can you remove it?

Consumer Credit Counseling Service of Greater Dallas
The purpose of a credit report is to present an accurate picture of your credit history to anyone with a permissible purpose to view your report. If there is negative information on your report, but it is true, it needs to stay. Of course, if the data is false, then you need to file a dispute to get it removed. Stay clear of any outfit that claims they can "fix" your credit report. Only time and a good pay history can do that.

How can you ensure the integrity of the report?

Business Controls, Inc.
The MySafe family of products is designed to make it virtually impossible for reports or data to be altered once entered into the system. Administrative items directly related to report distribution, such as location, are the only items that may be modified. All actions are date and time stamped and documented in our advanced case management system, and all original entries remain visible in the report.

What if deleted items reappear on my credit report?

USA SCORES
On occasion, a negative listing that was recently deleted will eventually be verified by the creditor. The Fair Credit Reporting Act requires that the credit bureau inform you of reinstatement of a previously deleted listing. The FCRA also makes it more difficult for credit bureaus to re-report listings. Because of these factors, it is fairly rare for listings to come back on your credit history once they've been deleted.

Will filing a police report remove the fraudulent information from my credit report?

FAQ
Unfortunately, no. The victim will still have the responsibility of following up with creditors and credit bureaus to remove fraudulent information.

Why do I have a credit on my suspense account? What can I do to remove it?

LD FAQs
If an employee is overpaid, when the refund is received, the credit will be noticed on the Organization’s Suspense Account. To correct: Initiate a Credit Distribution Adjustment to move the credit to the appropriate PTAEO. Click here for instructions.

How do I remove inaccurate information from my credit report?

USBC - EDWA - Fequently Asked Questions (FAQ)
Under the Fair Credit Reporting Act, both the credit reporting agency and the creditor are required to correct inaccurate or incomplete information on a credit report. The credit bureau will reverify the item in question with the creditor at no cost to the consumer. The credit reporting industry has a policy that requires a creditor to respond to a reinvestigation within 30 days. After the reinvestigation is complete, the credit reporting agency will notify the consumer of the outcome.

What do I do if my credit report is wrong?

Capital One Frequently Asked Questions - Credit Cards, Perso...
If you find discrepancies related to your Capital One account on your credit report, call our Customer Relations department. We will help you investigate and resolve the matter.

What about integrity?

Poker FAQ - GoodGuysPoker.com
Our top priority is to create an environment that all our players can totally trust. We do everything to ensure that our games are fair and honest. GoodGuysPoker.com does not participate in any poker games, we only provide the venue for your game. GoodGuysPoker.com have spent a lot of time and effort to make sure that our random number generator is truly random and that the algorithms used for shuffling the cards meets the highest standards.
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